Quorum Mobile Banking vs Dibs

Quorum’s free Mobile Banking app gives you secure, convenient access to your accounts anytime, anywhere—so you can bank at the Speed of Life. With the app, you can manage everyday banking tasks, keep an eye on your financial picture, and handle more from your phone—on your schedule. Use Quorum Mobile Banking to: • Deposit checks from your phone • Check balances and view account details • Review transactions and account history • Transfer funds • Send and receive money with Zelle® • Open new accounts • Set and track savings goals • Monitor spending with financial wellness tools • View your credit score and receive credit alerts • Manage term account (similar to CDs) settings • Dispute transactions • Receive account messages and alerts • Find ATMs and branch locations To use the Quorum Mobile Banking app, you must be enrolled in Online Banking. To enroll, visit quorumfcu.org.

Dibs splits a restaurant bill the way you actually ate it — by item, not by an awkward even quarter that leaves someone subsidizing everyone else's drinks. Photograph the receipt and Dibs reads it on device. Review the parsed items (the scan is best-effort, so you always get the final say), tag who had what, and Dibs computes who owes what — distributing tax and tip PROPORTIONALLY to each person's subtotal, reconciled to the exact penny. When it's time to settle, Dibs hands off to Venmo with a pre-filled request, or shares a plain-text "pay me" message for anything else. Dibs never moves money and never holds it. FEATURES • On-device receipt scanning — offline, free, nothing uploaded • Manual entry and correction — you review every item • Assign items to diners; shared and unassigned items split evenly • Proportional tax and tip, with penny-exact totals • Pay hand-off via Venmo deep link, or a share-sheet message • Local history of past splits, revisitable • Remembers people you split with for quick re-picking PRIVATE BY DESIGN No accounts. No backend. No cloud. No tracking. Every split stays on your device. If Dibs saves you the after-dinner math, there's an optional tip jar — entirely your call, and it unlocks nothing. Dibs works fully without it.