FirstCCU vs BMO DollarGPS

FirstCCU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with FirstCCU: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the FirstCCU app, you must be enrolled as a FirstCCU Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

DollarGPS can empower you to manage your finances effortlessly and efficiently with the potential to improve your wealth and reduce your debt interest. It applies advanced financial modeling used by governments and global institutions to manage their finances. DollarGPS has been developed by reputed finance and tech executives along with an advisory board of world-renowned academics including two Nobel Laureates. It is delivered in collaboration with BMO. The different functional modules work seamlessly together to facilitate optimal financial decisions to help you realize your wealth targets and other life goals. a. Forecasting: Detailed projections of your overall net worth and cash balances over 30 years. b. Wealth Improvement: A set of strategies that could potentially improve your long-term wealth projections. These strategies are mathematically derived by applying ALM (Asset Liability Management) techniques to your overall finances. c. Life Goals: Ability to analyze, add, track and realize life goals like wealth targets, asset purchases or other large expenses. d. Budgeting: Ability to track your monthly spending, and to make informed spending decisions with foresight of their impact on your long-term wealth and life goals. e. Ongoing Navigation: The app generates informational navigation prompts derived from the calculations used to generate your financial projections. You can use the help of these navigation prompts to take appropriate actions through time to track your forecasted wealth and life goals. But in true GPS style, you can choose to take help or not, you retain complete control. Free Lifetime Use and Paid Subscription Plans Step 1: The app is prepopulated with 20 personas derived from household data published by the U.S. Government. You can experience the app instantly by selecting a persona that’s closest to you in terms of monthly income and home ownership status. Step 2: We offer a 1-month free trial to allow you to connect your accounts via Plaid to populate your own data. You’re not required to provide your payment details to access the free trial. Step 3: At the end of the trial period, you can subscribe if you wish to use the app with the optimally designed experience which includes automatic balance updates and ongoing navigation prompts. However, if you wish to use the app free of cost, you do not need to subscribe: - We will save your last updated data. - Going forward, you will be able to edit this data manually and add/delete products as and when applicable. Revenue Model - We do not sell financial products or services. - We do not earn commissions for our debt switch functionality. - We do not earn an investment management fee for our investment strategy. - We do not monetize your data. - We simply charge a subscription fee for the optimal experience with an option for you to use the app completely free of cost forever. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/