BM Soft Token vs WE Pay EG
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BM Soft Token
Generate One-Time Passwords (OTPs) for secure online banking transactions. This app eliminates the need for a physical token device and works offline after initial activation.
- Generate One-Time Passwords (OTPs)
- Secure online banking authorization
- No physical token required
- Offline functionality after activation
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BM Soft Token is a secured solution for generating One Time Password (OTP) needed to securely authorize the online banking transactions without the need to carry a physical token device. Once you download the application, you will activate it then then no internet access is required to use the application after its activation.
WE Pay EG
Transform your phone into a digital wallet for seamless financial management. Easily deposit and withdraw cash, transfer funds between e-wallets, pay bills, and make purchases using QR codes. Manage your wallet, check balances, and review transaction history.
- Cash-in/out via WE stores & ATMs
- Send money to other e-wallets
- Pay WE services bills
- Recharge mobile balance
- Pay utility bills
- QR code payments
- Link bank cards
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WE PAY turns your mobile into a wallet making it easier to manage your money. Download the application and subscribe now for free directly through it, or from WE store to enable you to control your various financial transactions such as:- • Cash-in /out through WE stores & Bank ATMs • Send money from and to any other e-wallet inside Egypt. • Pay WE services bills (Landline - Mobile - Internet) • Recharge your mobile balance for yourself and others. • Pay Utility bills (Electricity- Gas-Water) • Purchase & Pay using WE Pay by scanning merchant QR code. • Pay Donations and other services with ease and safety • link your Bank Misr cards to load your wallet directly. WE PAY customers can also benefit from the application to manage their wallets (change language & change PIN) as well as inquiring about their wallets’ balance and checking their transactions history. This service is provided by WE in cooperation with Banque Misr This application can only be used by customers who are registered in WE PAY service, to know more about WE PAY service call 565
Screenshots
Verdict
The clearest difference is iOS requirement: WE Pay EG at 11.0 against BM Soft Token's 13.0. On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 1.8 for BM Soft Token against 1.8 for WE Pay EG. Both are backed by a comparable volume of ratings — 73 and 123 respectively. Written reviews are what separate them: 5% of BM Soft Token's written reviews are positive against 7% of WE Pay EG's.
BM Soft Token ships an update every 14 months, WE Pay EG every 9 months. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.
| Parameter | BM Soft Token | WE Pay EG |
|---|---|---|
| Price | Free | Free |
| Rating | 1.8 (73 ratings) — better | 1.8 (123 ratings) |
| Positive reviews | 5.1% of reviews | 6.7% of reviews — better |
| Number of ratings | 73 | 123 — better |
| Update frequency | Every 14 months | Every 9 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 7 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | Banque Misr S.A.E | Telecom Egypt |
Customer experience
BM Soft Token
WE Pay EG
In-app purchases
BM Soft Token
No in-app purchases
WE Pay EG
No in-app purchases
