Comparison

HelloMoney by AUB vs MariBank PH (SeaBank)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HelloMoney by AUB

This eWallet app offers a secure and efficient way for Filipinos to manage their finances. Open a prepaid bank account instantly with just your face as ID, with no hidden fees or maintaining balance required. Enjoy 24/7 fund transfers, QR payments, bill payments, and online shopping with a virtual Mastercard.

Highlights
  • Instant account opening with face ID
  • 24/7 fund transfers via InstaPay
  • QR code generation and payments
  • Cash out via partner branches
  • Load and bills payment
  • Virtual Mastercard for online shopping
  • ATM card optional
Features
Read full description

Banking as Easy as Saying Hello! HelloMoney by Asia United Bank is your hassle-free eWallet app made especially for Filipinos. It’s secure, fast, and efficient, perfect for your everyday needs. Say goodbye to worries and say hello to HelloMoney! - No pila, no hassle! Open a prepaid bank account anytime. No branch visits needed! - Easy sign-up! Open with just your Face as your ID! Download, register, take a selfie, tell us a few info about yourself, tapos agad in 10 mins! - No hidden fees! No initial deposit and no maintaining balance required. What can HelloMoney do for you? - Transfer funds 24/7! Send money to banks and eWallets via InstaPay for as low as ₱8.00. - I-QR mo na lang! Generate and share your own QR code for easy transfers. - Pera Padala made easy. Cash out via Cebuana Lhuillier, Palawan, LBC, or AUB branches. - Load and bills? Easy lang! Buy load and epins or pay bills in just a few taps. - Scan to pay. Use QR Ph at thousands of merchants nationwide. - Online shopping ready. Shop securely worldwide with your HelloMoney Virtual Mastercard - ATM card optional. Withdraw or swipe at any BancNet ATM or POS terminal using your HelloMoney ATM card.

About

MariBank PH (SeaBank)

This digital bank offers a simple and rewarding way to manage your money, providing high daily interest on savings, unlimited free transfers, and cashback rewards. Link your ShopeePay and SPayLater accounts for seamless payments and enjoy flexible loan and time deposit options.

Highlights
  • Daily interest on savings
  • Unlimited free transfers
  • Cashback rewards
  • Link ShopeePay and SPayLater
  • Time deposits
  • Numberless debit card
  • Flexible loan options
Features
Read full description

Ranked as the Best Bank in the Philippines in Forbes’ World’s Best Banks 2026 list, MariBank PH (formerly SeaBank PH) is now a BSP-licensed digital bank offering simple, reliable, and rewarding ways to save, pay, and earn every day—proudly part of the Sea Group, the same group behind Shopee. Open an account in 5 minutes and enjoy daily interest earnings, unlimited free transfers, free money, and cashback rewards that make everyday spending more rewarding. Join millions of Filipinos saving smarter with MariBank! EVERYDAY BANKING MADE SIMPLE: HIGH INTEREST EARNINGS & FREE TRANSFERS • Earn up to 3.75% p.a. on your savings, credited DAILY. • Unlimited FREE transfers via InstaPay and PESONet. • No maintaining balance, no lock-in period, and no account fees. ENJOY CASHBACK, FREE MONEY, AND EVERYDAY REWARDS • Claim up to ₱588 pamasko when you refer friends to MariBank, up to 100 referrals monthly! • Enjoy up to 10% cashback with your MariBank Card: 10% on train rides, 5% on ride-hailing apps, 3% on gas, 3% at select supermarkets, and 1% on all other local spend! • Get ₱5.00 cashback on each merchant QRPh transaction. • Get up to 10% off on Load & Mobile Data promos when you buy via the MariBank app. • Get up to ₱50 cashback monthly when you pay bills via the MariBank app. EVERYDAY PAYMENTS, NOW CONNECTED: LINK SHOPEEPAY AND SPAYLATER • Link your ShopeePay and SPayLater accounts to the MariBank app in minutes. • Scan to pay with MariBank, ShopeePay, (or SPayLater for select users) and earn cashback. • Transfer funds between ShopeePay and MariBank more easily & repay your SPayLater loans with fewer steps. • Pay less with available Vouchers in your QR purchases when you link your ShopeePay and SPayLater accounts! GROW YOUR SAVINGS WITH UPFRONT TIME DEPOSIT • Interest earned instantly upon successful placement. • Get 3.75% p.a. on a minimum of ₱100 in a 1-month or 3-month deposit. • Choose auto-rollover to renew automatically when your time deposit matures. SHOP ANYWHERE WITH CONFIDENCE • Get a MariBank Card and enjoy 0% Foreign Transaction Fees when you use your card to shop in-store abroad. • Enjoy FREE ATM withdrawals abroad and cash out at ATMs nationwide. • Feel secure with the numberless MariBank Card, with transaction controls and limits easily and instantly configurable in the MariBank app. • Use your Mari Credit Card on Shopee Checkout and enjoy 2% coins cashback & 0% interest. FLEXIBLE LOAN OPTIONS • Selected users may access Mari Loan with competitive interest rates of as low as 0.95% per month and flexible repayment terms. SECURE, REGULATED, AND PROTECTED • Your account is secured with multi-factor authentication and encryption. • MariBank Philippines, Inc. is regulated by the BSP. • Deposits are insured by PDIC up to ₱1 Million per depositor. MariBank PH is part of Sea Limited (NYSE: SE) — the global consumer internet company behind Shopee and Garena. FOLLOW US TO STAY UPDATED WITH OUR PROMOS & SERVICE ANNOUNCEMENTS • Facebook: facebook.com/MariBankPH/ • Instagram: instagram.com/maribank.ph • Tiktok: tiktok.com/@maribank.ph

Screenshots

HelloMoney by AUB4 screens
MariBank PH (SeaBank)4 screens

Verdict

The call

HelloMoney by AUB and MariBank PH (SeaBank) both sit at 4.8 stars, but that hides the real split: 74% of MariBank PH (SeaBank)'s written reviews are positive against 61% of HelloMoney by AUB's. MariBank PH (SeaBank) also leads on ratings volume (2.2K vs 572). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for HelloMoney by AUB against 4.9 for MariBank PH (SeaBank). Both are backed by a comparable volume of ratings — 572 and 2.2K respectively. Written reviews are what separate them: 61% of HelloMoney by AUB's written reviews are positive against 74% of MariBank PH (SeaBank)'s.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. Both last shipped on November 3, 2026.

Scorecard2 real differences · 8 level
HelloMoney by AUB versus MariBank PH (SeaBank): the parameters behind the verdict, then further details
ParameterHelloMoney by AUBMariBank PH (SeaBank)
PriceFreeFree
Rating4.8 (572 ratings)4.9 (2.2K ratings) — better
Positive reviews60.8% of reviews74.3% of reviews — better
Number of ratings5722.2K — better
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size100 MB219 MB
Age rating4+4+
DeveloperAsia United BankMariBank Philippines, Inc.

Customer experience

HelloMoney by AUB

All ratings549 ratings
Positive96.2%
Neutral1.6%
Negative2.2%
Written reviews74 reviews
Positive60.8%
Neutral4.1%
Negative35.1%

MariBank PH (SeaBank)

All ratings2,203 ratings
Positive97.3%
Neutral0.7%
Negative2.0%
Written reviews35 reviews
Positive74.3%
Neutral0.0%
Negative25.7%

In-app purchases

None

HelloMoney by AUB

No in-app purchases

None

MariBank PH (SeaBank)

No in-app purchases

Questions

Is HelloMoney by AUB free?
HelloMoney by AUB is free to download, with no in-app purchases.
Is MariBank PH (SeaBank) free?
MariBank PH (SeaBank) is free to download, with no in-app purchases.
Which has better reviews, HelloMoney by AUB or MariBank PH (SeaBank)?
MariBank PH (SeaBank) is rated higher. HelloMoney by AUB averages 4.8 out of 5 from 572 ratings, while MariBank PH (SeaBank) averages 4.9 from 2.2K ratings.
Do HelloMoney by AUB or MariBank PH (SeaBank) have ads?
Neither HelloMoney by AUB nor MariBank PH (SeaBank) shows ads.
Which is updated more often, HelloMoney by AUB or MariBank PH (SeaBank)?
HelloMoney by AUB ships an update fortnightly, and MariBank PH (SeaBank) fortnightly. Most recently, HelloMoney by AUB was updated on November 3, 2026 and MariBank PH (SeaBank) on November 3, 2026.

Other comparisons