HelloMoney by AUB vs P4TRIC Tools
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HelloMoney by AUB
This eWallet app offers a secure and efficient way for Filipinos to manage their finances. Open a prepaid bank account instantly with just your face as ID, with no hidden fees or maintaining balance required. Enjoy 24/7 fund transfers, QR payments, bill payments, and online shopping with a virtual Mastercard.
- Instant account opening with face ID
- 24/7 fund transfers via InstaPay
- QR code generation and payments
- Cash out via partner branches
- Load and bills payment
- Virtual Mastercard for online shopping
- ATM card optional
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Banking as Easy as Saying Hello! HelloMoney by Asia United Bank is your hassle-free eWallet app made especially for Filipinos. It’s secure, fast, and efficient, perfect for your everyday needs. Say goodbye to worries and say hello to HelloMoney! - No pila, no hassle! Open a prepaid bank account anytime. No branch visits needed! - Easy sign-up! Open with just your Face as your ID! Download, register, take a selfie, tell us a few info about yourself, tapos agad in 10 mins! - No hidden fees! No initial deposit and no maintaining balance required. What can HelloMoney do for you? - Transfer funds 24/7! Send money to banks and eWallets via InstaPay for as low as ₱8.00. - I-QR mo na lang! Generate and share your own QR code for easy transfers. - Pera Padala made easy. Cash out via Cebuana Lhuillier, Palawan, LBC, or AUB branches. - Load and bills? Easy lang! Buy load and epins or pay bills in just a few taps. - Scan to pay. Use QR Ph at thousands of merchants nationwide. - Online shopping ready. Shop securely worldwide with your HelloMoney Virtual Mastercard - ATM card optional. Withdraw or swipe at any BancNet ATM or POS terminal using your HelloMoney ATM card.
P4TRIC Tools
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P4TRIC Tools is a free, private Budget Calculator for iPhone and iPad. Plan income and expenses with categories, period totals, and a clear expense mix chart. Everything stays on your device — no account and no upload. FEATURES • Budget Calculator with income & expense categories • Multi-currency amounts (USD, SGD, PHP, and more) • Monthly primary totals — optional weekly, bi-weekly, yearly columns • Category & item presets so setup is fast • Expense mix chart • Export JSON backup via the system share sheet • Import a JSON backup (including from p4tric.xyz) • Sample budget for a quick demo PRIVACY Budgets are stored on your device only. Clearing app data or uninstalling removes them. Export a backup first if you want a copy. Also available as a browser tool: https://p4tric.xyz/budget-calculator Support: https://p4tric.xyz/support Privacy: https://p4tric.xyz/privacy#p4tric-tools
Screenshots
Verdict
The clearest difference is iOS requirement: P4TRIC Tools at 13.0 against HelloMoney by AUB's 15.6. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | HelloMoney by AUB | P4TRIC Tools |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (559 ratings) — better | — |
| Positive reviews | 60.8% of reviews | — |
| Number of ratings | 559 — better | — |
| Update frequency | Fortnightly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 100 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | Asia United Bank | Patrick Cruz |
In-app purchases
HelloMoney by AUB
No in-app purchases
P4TRIC Tools
No in-app purchases
Questions
Is HelloMoney by AUB free?
Is P4TRIC Tools free?
Do HelloMoney by AUB or P4TRIC Tools have ads?
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