LoanTap vs LetsGo Powered by Letshego
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LoanTap
Access fast, flexible personal loans designed for salaried professionals. Choose from various repayment plans to suit your financial needs and get funds quickly with minimal documentation. Apply digitally from anywhere.
- Fast loan disbursal (24 hours)
- Flexible repayment plans
- Customized personal loans
- Minimal documentation
- Contactless digital application
- Multiple loan solutions
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Fast, Flexible, Friendly Loans for Salaried Professionals! Avail LoanTap’s customized personal loans in 24 hours*. You can enjoy flexible repayment plans that are best suited to lower your monthly EMIs Minimum Salary Required = Rs. 30,000/month LoanTap offers personal loans for tenures between 3 months to 60 months. Our loans are both short term and long term with a minimum repayment period of 6 months (for long term loans) post which loan can be closed without any charges! At LoanTap, we give loans between INR 25,000 to INR 10,00,000. Our Interest Rates start from 18% and go up to 30% per annum depending upon products, personal circumstances, credit assessment procedures and other related factors. We charge processing fees at 2%+ applicable taxes; on the gross loan amount sanctioned. Repayment Plans offered by LoanTap - One can avail loans for various purposes like travel, wedding, medical emergency, business expansion, home renovations, purchasing a vehicle or any other financial need. Choose from a variety of personal loans and avail the benefits of Flexible repayment plans such as - Step Up - Interest only payment option for the initial 3 months, followed by fixed EMIs for the remaining tenure. EMI Free - Interest only payment every month coupled with bullet payment towards the Principal every 3/6 months. Reduces your monthly instalment by 40% Term - Repayment done via Fixed equated monthly installments. Each installment reduces both interest and principal amount. Overdraft - Interest only payments on the amount you withdraw from your sanctioned credit limit. Credit Card like facility with No restriction on withdrawals and usage. Note: Final instalment options for a loan will be decided based on your profile and inputs Reasons to download the LoanTap App: 8 reasons why should you choose LoanTap over any other lending app: 1. Lower instalments 2. Fastest turnaround time 3. Flexible repayment plan 4. No foreclosure charges # 5. Higher Loan amount 6. Higher Loan Tenure 7. Minimum documentation 8. One app for all kinds of personal loans What makes LoanTap App the best online personal loan app? 1. Easy registration 2. Easy upload of documents and eKYC 3. eAgreement and Disbursal 4. Trusted customer support Avail a contactless, completely digital personal loan with LoanTap. We simplify the loan process right from registration to disbursal. You can now avail a personal loan from the comfort of your home with the help of the Best Instant loan App. Eligibility Criteria for Loan Application: 1. Individuals with a minimum income of INR 30,000 2. Indian Citizens/Residents who are 21 years & above One App – Multiple Loan Solutions: LoanTap offers unique/flexible Credit products such as EMI Free Loan, Personal Overdraft Loan, Advance Salary Loan, Personal Loan, Wedding Loan, Holiday Loan, Credit Card Takeover Loan, Premium Bike Loan, Rental Deposit Loan, House Owner Loan, Medical loan, Vehicle loan and Short term Credit line. LoanTap’s EMI Free Loan has won “ET Now presents BFSI Most Innovative FinTech product” for the Year, 2019 Cities of Operation: • Ahmedabad • Bangalore • Bhopal • Chandigarh • Chennai • Coimbatore • Delhi NCR • Hyderabad • Indore • Jaipur • Mumbai • Pune • Raipur • Vadodara To apply for a Loan via website – http://loantap.in/apply Security and Privacy Policy: We have a highly secured & encrypted system to ensure safety of information shared by our customers. To read our privacy policy click here: https://loantap.in/privacy-security/ Terms and Conditions: LoanTap offers loans from its in-house RBI registered NBFC, LoanTap Credit Products Private Limited. For more terms and conditions, click at https://loantap.in/terms-of-use/ Please do reach out/write to us on info@loantap.in or call at +91 788 804 0000 for any other information. *: subject to credit checks #: subject to conditions
LetsGo Powered by Letshego
Manage your personal finances and apply for loans easily. Track existing loan repayments, utilize a loan calculator, and access customer support. Offers flexible repayment plans and transparent loan costs.
- Secure loan applications
- Loan repayment tracking
- Loan calculator
- Personalized financial dashboard
- Flexible repayment plans
- Live customer support
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LetsGo offers safe, secure & easy loans.Letshego, your #1 retail financial services partner now gives you an even better way to manage your finances with our new digital platform. As we continue to improve lives, LetsGo gives you personal finance enabling you to quickly apply for a loan top-up & easily track your existing loan repayment progress. New Features - Your existing Letshego account, right on your mobile device - Easy loans on your own terms with our loan calculator feature How do you benefit? Integration with your unique ID number to keep your finances secure Personalised dashboard showing your active loans & loan applications at a glance What are the terms? Depending on the loan amount for which you are eligible, you have the option to choose repayment terms for up to 90 days. What if I need help? Contact our customer service agents to walk you through the app using our live support features.Get answers to your questions using our detailed in-app FAQs. Chat with representatives to get immediate support to address your needs (only available in Botswana) Ready to get started? Let’s go! Install the DAS digital platform app now! Let’s Connect! We’re always happy to hear from you!If you have any feedback, questions, or concerns, message us within the app or email: BWAppSupport@letshego.com and NGAPPsupport@letshego.com or call: +267/+234-555-555. We provide world-class support for your financial needs: - Flexible repayment plan to keep your finances in check. - Full transparency into loan costs with zero hidden charges
Screenshots
Verdict
The clearest difference is review sentiment: LetsGo Powered by Letshego at 100% against LoanTap's 65%. LetsGo Powered by Letshego also leads on rating (4.1 vs 3.7) and ratings volume (58 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LetsGo Powered by Letshego holds the better App Store score, 4.1 against 3.7. That said, the two scores are not equally well evidenced: LetsGo Powered by Letshego has 58 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 65% of LoanTap's written reviews are positive against 100% of LetsGo Powered by Letshego's.
LoanTap ships an update every 11 days, LetsGo Powered by Letshego every 2 weeks. The most recent releases landed on October 8, 2026 and October 2, 2026 respectively.
| Parameter | LoanTap | LetsGo Powered by Letshego |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (3 ratings) | 4.1 (58 ratings) — better |
| Positive reviews | 65.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 3 | 58 — better |
| Update frequency | Every 11 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 76 MB | 193 MB |
| Age rating | 4+ | 4+ |
| Developer | Loantap Financial Technologies Pvt. Ltd. | Letshego |
Customer experience
LoanTap
LetsGo Powered by Letshego
In-app purchases
LoanTap
No in-app purchases
LetsGo Powered by Letshego
No in-app purchases
Questions
Is LoanTap free?
Is LetsGo Powered by Letshego free?
Which has better reviews, LoanTap or LetsGo Powered by Letshego?
Do LoanTap or LetsGo Powered by Letshego have ads?
Which is updated more often, LoanTap or LetsGo Powered by Letshego?
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