Comparison

兆豐銀行 vs 華南銀行+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

兆豐銀行

Features
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兆豐銀行行動銀行 手機在手 銀行帶著走 功能特色 【快速登入】 利用指紋、臉部或圖形密碼驗證,免輸入帳號密碼,即快速登入App。 【帳務/理財完整資訊】 台/外幣存款、信用卡、基金/理財商品、貸款等即時明細查詢服務,以及 利/匯率牌告價格、黃金存摺價格查詢 【無卡提款】 手機在身邊領錢好方便,線上設定無卡提款服務,在ATM免插入金融卡即可提領現鈔。 您於使用iOS版本行動銀行服務過程中,須請您提供您的使用者代號及密碼,並可能需要在您的允許下具備下列項目之個別存取權限,若您不同意將無法繼續使用本行行動銀行應用程式: 1. 相片權限:信用卡補件功能、貸款補件及兆豐行動支付掃碼功能使用。 2. 相機權限:行動安全碼掃描QR Code、兆豐行動支付掃碼、信用卡補件及貸款補件功能使用。 3. 前鏡頭/FaceID/TouchID權限:快速登入(人臉辨識)、兆豐行動支付掃碼及兆豐行動支付出示付款碼功能使用。 4. 通知權限:推播通知功能使用。 5. GPS位置權限:定位推播訊息功能使用。 6. 藍芽權限:檢測應用程式及裝置環境安全性。 請使用系統未經破解的手機,且透過官方軟體商店下載兆豐銀行及安裝正版防毒軟體並更新至最新作業系統版本,以確保使用兆豐行動銀行之環境安全性。 兆豐銀行 24小時客服專線0800-016-168

About

華南銀行+

Manage your finances with this comprehensive banking app. Access account balances, transfer funds, pay credit card bills, invest in funds, and track gold savings. Find nearby branches and ATM locations, and enjoy secure login options.

Highlights
  • Account balance and transaction history
  • Fund transfers (real-time and scheduled)
  • Credit card management and payments
  • Investment portfolio tracking
  • Gold savings account management
  • Foreign exchange services
  • Branch and ATM locator
Features
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「華南銀行+」APP獨具特色 ※只要您是華南銀行網路銀行客戶,即可使用網路銀行簽入代號及密碼,登入「華南銀行+」APP。如您是第一次登入行動銀行,須線上完成第一次開通程序。 ※帳務查詢:臺幣/外幣存款餘額總覽、臺外幣活存明細查詢、交換票據扣帳失敗查詢、貸款餘額查詢、信用卡消費明細查詢等。 ※轉帳服務:臺幣即時/預約轉帳(包括約定/非約定)、預約轉帳查詢/取消、臺幣常用轉入帳號查詢/新增/修改、交易安控機制變更等。 ※信用卡服務:信用卡/簽帳金融卡總覽、近3期信用卡/簽帳金融卡帳單查詢、線上繳付本行信用卡/簽帳金融卡費、信用卡紅利折現兌換/查詢等、線上申請信用卡、信用卡線上調額、信用卡分期服務。 ※信託理財:投資組合淨值查詢、基金申購/贖回/轉換/變更/解除交易、基金投資總覽、基金投資明細等、優利通、目標理財帳戶、圓夢錢包。 ※黃金存摺:黃金總覽、餘額/交易明細查詢、買進/回售、定期定額申購/變更/終止等。 ※外匯專區:結購/結售、外匯活存轉帳/活存轉定存、購買外幣現鈔暨旅行支票、外匯定存查詢暨變更等。 ※多元理財資訊:國際股匯市/台灣股市/各類基金資訊查詢、利率/匯率看板、黃金存摺牌告、貸款本息試算等,提供隨身理財資訊。 ※客戶服務:結合GPS定位,隨時隨地查詢臨近信用卡特店優惠,也提供臨近分行及ATM據點查詢。 ※快速登入專區 ※華銀支付 ※ APP使用權限說明 1. 麥克風:APP網路客服音訊功能需使用該權限。 2. 位置:使用服務據點功能需使用該權限。 3. 相機:使用華銀支付掃描 QRCode 功能需使用該權限。 4. 照片:使用華銀支付及儲存存摺封面功能需使用該權限。 5. 語音辨識:APP網路客服文字將語音轉為文字顯示在畫面上需使用該權限。 6. 生物辨識:APP使用快速登入需使用該權限。 7. 通知:APP通知中心推播訊息需使用該權限。 8. 網路:APP執行時網路連線資料傳輸需使用。 9. 儲存空間:讀取登入頁勾選記住功能之設定資料檔需使用該權限。 10. 電話:客服專線撥打電話功能需使用該權限。 11. 聯絡人:手機門號轉帳讀取通訊錄之電話號碼需使用該權限。 當您下載此App時,即代表您已詳閱並同意本行「隱私權保護聲明」。 【隱私權保護聲明】https://hncb.tw/83t8sp/ 提醒您:為確保您的帳務及交易安全,請於行動裝置安裝防護軟體。

Screenshots

兆豐銀行4 screens
華南銀行+4 screens

Verdict

The call

The clearest difference is update cadence: 兆豐銀行 at fortnightly against 華南銀行+'s monthly. 華南銀行+'s advantage is iOS requirement (13.0 vs 15.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for 兆豐銀行 against 4.7 for 華南銀行+. Both are backed by a comparable volume of ratings — 1K and 1.3K respectively. Written reviews are what separate them: 22% of 兆豐銀行's written reviews are positive against 25% of 華南銀行+'s.

UpkeepUpdate frequency

兆豐銀行 ships an update fortnightly, 華南銀行+ monthly. The most recent releases landed on October 12, 2026 and October 13, 2026 respectively.

Scorecard2 real differences · 8 level
兆豐銀行 versus 華南銀行+: the parameters behind the verdict, then further details
Parameter兆豐銀行華南銀行+
PriceFreeFree
Rating4.7 (1K ratings)4.7 (1.3K ratings)
Positive reviews22.0% of reviews25.0% of reviews — better
Number of ratings1K1.3K — better
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size49 MB186 MB
Age rating4+4+
DeveloperMega International Commercial BankHua Nan Commercial Bank

Customer experience

兆豐銀行

All ratings1,018 ratings
Positive92.6%
Neutral2.3%
Negative5.1%
Written reviews41 reviews
Positive22.0%
Neutral12.2%
Negative65.9%

華南銀行+

All ratings1,318 ratings
Positive93.6%
Neutral3.3%
Negative3.2%
Written reviews16 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

User reviews

兆豐銀行

From 1K App Store ratings

What we love

  • 👍 Easy to use and fast
  • 💡 Convenient for buying/selling foreign currency
  • 🚀 Serves daily banking needs well

Room to improve

  • 🐛 Frequent crashes and bugs
  • 👎 Difficult to navigate and find account information
  • 🤖 Poor user interface design
  • 🔑 Overly complicated authentication process

華南銀行+

From 1.3K App Store ratings

What we love

  • 💡 Frequent updates
  • 👍 Easy to use

Room to improve

  • 🐛 Compatibility issues with iOS 26.2.1
  • 🐛 Frequent crashes
  • 🔒 Overly restrictive security measures for overseas users
  • 👎 Difficult to navigate and use
  • 🐛 Login and account management problems

Bugs and requests

兆豐銀行

Reported bugs

4 issues
  • App freezes on login screen
  • Face ID/fingerprint login not working
  • Unable to access certain features like opening accounts
  • Slow app loading and response times

Requested features

4 requests
  • Improve login and authentication process
  • Make the app more intuitive and user-friendly
  • Optimize app performance to reduce crashes
  • Add more customization options

華南銀行+

Reported bugs

3 issues
  • Unable to log in or access account
  • App freezes or crashes on launch
  • Incompatible with newer iOS versions

Requested features

2 requests
  • Allow changing app language
  • Improve user experience for overseas users

In-app purchases

None

兆豐銀行

No in-app purchases

None

華南銀行+

No in-app purchases

Questions

Is 兆豐銀行 free?
兆豐銀行 is free to download, with no in-app purchases.
Is 華南銀行+ free?
華南銀行+ is free to download, with no in-app purchases.
Which has better reviews, 兆豐銀行 or 華南銀行+?
兆豐銀行 and 華南銀行+ are both rated 4.7 out of 5 on the App Store, from 1K and 1.3K ratings respectively.
Do 兆豐銀行 or 華南銀行+ have ads?
Neither 兆豐銀行 nor 華南銀行+ shows ads.
Which is updated more often, 兆豐銀行 or 華南銀行+?
兆豐銀行 ships an update fortnightly, and 華南銀行+ monthly. Most recently, 兆豐銀行 was updated on October 12, 2026 and 華南銀行+ on October 13, 2026.

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