Comparison

國泰世華網路銀行CUBE vs 兆豐銀行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

國泰世華網路銀行CUBE

This app provides secure digital banking services, allowing users to manage accounts, make transfers, and view transaction details. It offers quick login, exchange rate inquiries, and credit card management, all protected by advanced security features for peace of mind.

Highlights
  • Quick login
  • Account inquiry (NTD & FCY)
  • Transfers (NTD & FCY)
  • FCY trading
  • Exchange rate inquiry
  • Credit card management
  • Two-step verification
Features
Read full description

CUB’s CUBE App utilizes digital data to ensure security of your accounts. With the app, you can make well-informed financial decisions and access financial services anytime, anywhere, all with peace of mind. 〔The English version offers〕 . Quick login . NTD account inquiry . NTD transfer . FCY account inquiry . FCY transfer . FCY trading . Exchange rate inquiry . Credit card transaction details inquiry . Credit card statements inquiry and payments . Credit card (CUBE Card) rewards category switch 〔Security〕 . Protects accounts with two-step verification . Safeguards login security with FIDO authentication . Enhances transaction security with transaction verification codes CUBE App - your key to simplicity Download the CUBE App and explore our refreshed digital financial services firsthand! With much more to come! ------------------------------------ . For more information, please visit us at: https://cathaybk.tw/23EAZ44L1 . To ensure your account security, please install security software on your mobile device. . To improve your mobile phone system security, please regularly check and upgrade your operating system to the latest version. . By downloading this application, you acknowledge that you have read and agreed to our “User Privacy Terms.” . 〔User Privacy Terms〕https://www.cathaybk.com.tw/cathaybk/personal/news/announcement/info/instructions_iOS/ . Cathay United Bank Headquarter Address: No. 7, Songren Road, Taipei City

About

兆豐銀行

Features
Read full description

兆豐銀行行動銀行 手機在手 銀行帶著走 功能特色 【快速登入】 利用指紋、臉部或圖形密碼驗證,免輸入帳號密碼,即快速登入App。 【帳務/理財完整資訊】 台/外幣存款、信用卡、基金/理財商品、貸款等即時明細查詢服務,以及 利/匯率牌告價格、黃金存摺價格查詢 【無卡提款】 手機在身邊領錢好方便,線上設定無卡提款服務,在ATM免插入金融卡即可提領現鈔。 您於使用iOS版本行動銀行服務過程中,須請您提供您的使用者代號及密碼,並可能需要在您的允許下具備下列項目之個別存取權限,若您不同意將無法繼續使用本行行動銀行應用程式: 1. 相片權限:信用卡補件功能、貸款補件及兆豐行動支付掃碼功能使用。 2. 相機權限:行動安全碼掃描QR Code、兆豐行動支付掃碼、信用卡補件及貸款補件功能使用。 3. 前鏡頭/FaceID/TouchID權限:快速登入(人臉辨識)、兆豐行動支付掃碼及兆豐行動支付出示付款碼功能使用。 4. 通知權限:推播通知功能使用。 5. GPS位置權限:定位推播訊息功能使用。 6. 藍芽權限:檢測應用程式及裝置環境安全性。 請使用系統未經破解的手機,且透過官方軟體商店下載兆豐銀行及安裝正版防毒軟體並更新至最新作業系統版本,以確保使用兆豐行動銀行之環境安全性。 兆豐銀行 24小時客服專線0800-016-168

Screenshots

國泰世華網路銀行CUBE4 screens
兆豐銀行4 screens

Verdict

The call

國泰世華網路銀行CUBE and 兆豐銀行 both sit at 4.8 stars, but that hides the real split: 35% of 國泰世華網路銀行CUBE's written reviews are positive against 23% of 兆豐銀行's. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for 國泰世華網路銀行CUBE against 4.7 for 兆豐銀行. Both are backed by a comparable volume of ratings — 1.8K and 990 respectively. Written reviews are what separate them: 35% of 國泰世華網路銀行CUBE's written reviews are positive against 23% of 兆豐銀行's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on September 23, 2026 and September 25, 2026 respectively.

Scorecard1 real difference · 9 level
國泰世華網路銀行CUBE versus 兆豐銀行: the parameters behind the verdict, then further details
Parameter國泰世華網路銀行CUBE兆豐銀行
PriceFreeFree
Rating4.8 (1.8K ratings) — better4.7 (990 ratings)
Positive reviews35.1% of reviews — better22.5% of reviews
Number of ratings1.8K — better990
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size349 MB49 MB
Age rating4+4+
DeveloperCathay United BankMega International Commercial Bank

Customer experience

國泰世華網路銀行CUBE

All ratings1,801 ratings
Positive94.8%
Neutral1.7%
Negative3.5%
Written reviews148 reviews
Positive35.1%
Neutral9.5%
Negative55.4%

兆豐銀行

All ratings990 ratings
Positive93.2%
Neutral1.9%
Negative4.8%
Written reviews40 reviews
Positive22.5%
Neutral10.0%
Negative67.5%

Bugs and requests

國泰世華網路銀行CUBE

Not enough reviews yet to summarise bugs or requests.

兆豐銀行

Reported bugs

4 issues
  • App freezes on login screen
  • Face ID/fingerprint login not working
  • Unable to access certain features like opening accounts
  • Slow app loading and response times

Requested features

4 requests
  • Improve login and authentication process
  • Make the app more intuitive and user-friendly
  • Optimize app performance to reduce crashes
  • Add more customization options

In-app purchases

None

國泰世華網路銀行CUBE

No in-app purchases

None

兆豐銀行

No in-app purchases

Questions

Is 國泰世華網路銀行CUBE free?
國泰世華網路銀行CUBE is free to download, with no in-app purchases.
Is 兆豐銀行 free?
兆豐銀行 is free to download, with no in-app purchases.
Which has better reviews, 國泰世華網路銀行CUBE or 兆豐銀行?
國泰世華網路銀行CUBE is rated higher. 國泰世華網路銀行CUBE averages 4.8 out of 5 from 1.8K ratings, while 兆豐銀行 averages 4.7 from 990 ratings.
Do 國泰世華網路銀行CUBE or 兆豐銀行 have ads?
Neither 國泰世華網路銀行CUBE nor 兆豐銀行 shows ads.
Which is updated more often, 國泰世華網路銀行CUBE or 兆豐銀行?
國泰世華網路銀行CUBE ships an update fortnightly, and 兆豐銀行 fortnightly. Most recently, 國泰世華網路銀行CUBE was updated on September 23, 2026 and 兆豐銀行 on September 25, 2026.

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