National Bonds vs Mashreq Pakistan
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
National Bonds
Manage your finances and savings with an enhanced digital experience. This app offers powerful features to simplify financial management, making saving easier and more enjoyable on the go.
- Digital savings journey
- On-the-go financial control
- Simplified finance management
- Easy saving tools
- Account management
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Say hello to your enhanced digital savings journey. Introducing the new National Bonds mobile app, designed to give you ultimate control over your savings on the go, anytime, anywhere. With powerful features to simplify managing your finances, this app makes saving easier than ever. اكتشفوا تجربة رقمية فريدة تجعل الادخار أسهل وأكثر متعة! مع تطبيق الصكوك الوطنية الجديد للهاتف، أصبح بإمكانكم إدارة مدخراتكم بسهولة وسلاسة، أينما كنتم وفي أي وقت. استمتعوا بالميزات الذكية التي تبسط إدارة حساباتكم وتضع التحكم الكامل بين أيديكم. الادخار الآن أسهل من أي وقت مضى!
Mashreq Pakistan
Manage your finances seamlessly and securely with this digital banking app. Open accounts instantly, earn competitive returns, and enjoy Shari'ah-compliant solutions. Transfer funds, pay bills, and access free ATM withdrawals across Pakistan.
- Instant digital account opening
- Industry-leading returns on accounts
- Shari'ah-compliant banking solutions
- High daily transfer limits
- Debit card application
- 4,000+ biller payments
- Free ATM withdrawals
- 24/7 customer support
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Experience seamless, efficient and secure banking on the go with Mashreq. Trusted by millions globally, Mashreq brings you a global award-winning digital banking app designed to simplify your financial needs in Pakistan. Mashreq combines innovation, Shari’ah-compliant values and advanced financial solutions - giving you an all-in-one digital banking app that makes managing money easier than ever. Instant digital account opening: Open a bank account in just 5 minutes with a seamless onboarding experience — no paperwork and no branch visits required. Enjoy instant account setup and convenient banking anytime, anywhere. Industry-leading returns in Pakistan: Access competitive profit rates through our high profit savings account offerings and flexible savings account solutions. Earn up to 11.5% profit on your Islamic Savings Account while managing your current account banking needs anytime, anywhere. Islamic-first banking: Discover trusted Islamic banking solutions built around your values. Mashreq offers secure Islamic banking services with Shariah-compliant financial offerings and modern digital convenience. Highest transfer limit: Send up to PKR 10 million daily with ease using Mashreq’s secure money transfer features. Transfer money quickly, safely and conveniently through the app. All-in-one solution: Apply for a debit card, transfer funds and manage utility bills seamlessly across 4,000+ billers directly from the mobile app. Exclusive rewards: Enjoy 10%* cashback on grocery store purchases with your Mashreq Mastercard Debit Card and Mashreq PayPay Debit Card, capped at PKR 5,000 per month. Free** ATM withdrawals: Withdraw cash across 19,000+ ATMs nationwide at no additional cost with convenient ATM withdrawal access. Secure banking: Enjoy encrypted transactions, advanced protection and a secure banking app experience designed to keep your finances safe. 24/7 customer support: Get instant support though the in-app chat support or visit our website for assistance. Why choose Mashreq Pakistan? Convenience: Convenient, cutting-edge banking. Anytime, anywhere Innovation: Rise with the best Islamic digital solution globally Security: Bank with confidence and peace of mind Commitment: Rising together, committed to a vision of an empowered Pakistan Get the best in-app experience, offering unmatched convenience and making your banking experience seamless and hassle-free. Become a part of the global award-winning Mashreq platform today and experience smarter banking built for your everyday needs. *Grocery cashback is applicable on current accounts only. Monthly cashback cap of PKR 5,000 per customer. T&Cs apply: mashreq.com/pkgrocerycashbacktncs **Standard 1 link fee charged at the time of transaction will be reimbursed to your account within 1 week.
Screenshots
Verdict
The clearest difference is rating: Mashreq Pakistan at 4.6 against National Bonds's 3.4. Mashreq Pakistan also leads on monetization model (free vs ad-supported) and ratings volume (99 vs 23). National Bonds's advantage is review sentiment (52% vs 38%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mashreq Pakistan holds the better App Store score, 4.6 against 3.4. Both are backed by a comparable volume of ratings — 23 and 99 respectively. Written reviews complicate that: 52% of National Bonds's written reviews are positive against 38% of Mashreq Pakistan's, so the app with the better star average is not the one people write more warmly about.
National Bonds ships an update every 5 weeks, Mashreq Pakistan every 3 weeks. The most recent releases landed on October 21, 2026 and October 30, 2026 respectively.
| Parameter | National Bonds | Mashreq Pakistan |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (23 ratings) | 4.6 (99 ratings) — better |
| Positive reviews | 52.0% of reviews — better | 37.5% of reviews |
| Number of ratings | 23 | 99 — better |
| Update frequency | Every 5 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 106 MB | 228 MB |
| Age rating | 4+ | 4+ |
| Developer | NATIONAL BONDS CORPORATION SOLE PROPRIETORSHIP P.S.C. | Mashreq Bank PSC |
Customer experience
National Bonds
Mashreq Pakistan
In-app purchases
National Bonds
No in-app purchases
Mashreq Pakistan
No in-app purchases
Questions
Is National Bonds free?
Is Mashreq Pakistan free?
Which has better reviews, National Bonds or Mashreq Pakistan?
Do National Bonds or Mashreq Pakistan have ads?
Which is updated more often, National Bonds or Mashreq Pakistan?
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