Comparison

National Bonds vs Mashreq Pakistan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

National Bonds

Manage your finances and savings with an enhanced digital experience. This app offers powerful features to simplify financial management, making saving easier and more enjoyable on the go.

Highlights
  • Digital savings journey
  • On-the-go financial control
  • Simplified finance management
  • Easy saving tools
  • Account management
Features
Read full description

Say hello to your enhanced digital savings journey. Introducing the new National Bonds mobile app, designed to give you ultimate control over your savings on the go, anytime, anywhere. With powerful features to simplify managing your finances, this app makes saving easier than ever. اكتشفوا تجربة رقمية فريدة تجعل الادخار أسهل وأكثر متعة! مع تطبيق الصكوك الوطنية الجديد للهاتف، أصبح بإمكانكم إدارة مدخراتكم بسهولة وسلاسة، أينما كنتم وفي أي وقت. استمتعوا بالميزات الذكية التي تبسط إدارة حساباتكم وتضع التحكم الكامل بين أيديكم. الادخار الآن أسهل من أي وقت مضى!

About

Mashreq Pakistan

Manage your finances seamlessly and securely with this digital banking app. Open accounts instantly, earn competitive returns, and enjoy Shari'ah-compliant solutions. Transfer funds, pay bills, and access free ATM withdrawals across Pakistan.

Highlights
  • Instant digital account opening
  • Industry-leading returns on accounts
  • Shari'ah-compliant banking solutions
  • High daily transfer limits
  • Debit card application
  • 4,000+ biller payments
  • Free ATM withdrawals
  • 24/7 customer support
Features
Read full description

Experience seamless, efficient and secure banking on the go with Mashreq. Trusted by millions globally, Mashreq brings you a global award-winning digital banking app designed to simplify your financial needs in Pakistan. Mashreq combines innovation, Shari’ah-compliant values and advanced financial solutions - giving you an all-in-one digital banking app that makes managing money easier than ever. Instant digital account opening: Open a bank account in just 5 minutes with a seamless onboarding experience — no paperwork and no branch visits required. Enjoy instant account setup and convenient banking anytime, anywhere. Industry-leading returns in Pakistan: Access competitive profit rates through our high profit savings account offerings and flexible savings account solutions. Earn up to 11.5% profit on your Islamic Savings Account while managing your current account banking needs anytime, anywhere. Islamic-first banking: Discover trusted Islamic banking solutions built around your values. Mashreq offers secure Islamic banking services with Shariah-compliant financial offerings and modern digital convenience. Highest transfer limit: Send up to PKR 10 million daily with ease using Mashreq’s secure money transfer features. Transfer money quickly, safely and conveniently through the app. All-in-one solution: Apply for a debit card, transfer funds and manage utility bills seamlessly across 4,000+ billers directly from the mobile app. Exclusive rewards: Enjoy 10%* cashback on grocery store purchases with your Mashreq Mastercard Debit Card and Mashreq PayPay Debit Card, capped at PKR 5,000 per month. Free** ATM withdrawals: Withdraw cash across 19,000+ ATMs nationwide at no additional cost with convenient ATM withdrawal access. Secure banking: Enjoy encrypted transactions, advanced protection and a secure banking app experience designed to keep your finances safe. 24/7 customer support: Get instant support though the in-app chat support or visit our website for assistance. Why choose Mashreq Pakistan? Convenience: Convenient, cutting-edge banking. Anytime, anywhere Innovation: Rise with the best Islamic digital solution globally Security: Bank with confidence and peace of mind Commitment: Rising together, committed to a vision of an empowered Pakistan Get the best in-app experience, offering unmatched convenience and making your banking experience seamless and hassle-free. Become a part of the global award-winning Mashreq platform today and experience smarter banking built for your everyday needs. *Grocery cashback is applicable on current accounts only. Monthly cashback cap of PKR 5,000 per customer. T&Cs apply: mashreq.com/pkgrocerycashbacktncs **Standard 1 link fee charged at the time of transaction will be reimbursed to your account within 1 week.

Screenshots

National Bonds4 screens
Mashreq Pakistan4 screens

Verdict

The call

The clearest difference is rating: Mashreq Pakistan at 4.6 against National Bonds's 3.4. Mashreq Pakistan also leads on monetization model (free vs ad-supported) and ratings volume (99 vs 23). National Bonds's advantage is review sentiment (52% vs 38%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mashreq Pakistan holds the better App Store score, 4.6 against 3.4. Both are backed by a comparable volume of ratings — 23 and 99 respectively. Written reviews complicate that: 52% of National Bonds's written reviews are positive against 38% of Mashreq Pakistan's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

National Bonds ships an update every 5 weeks, Mashreq Pakistan every 3 weeks. The most recent releases landed on October 21, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
National Bonds versus Mashreq Pakistan: the parameters behind the verdict, then further details
ParameterNational BondsMashreq Pakistan
PriceFreeFree
Rating3.4 (23 ratings)4.6 (99 ratings) — better
Positive reviews52.0% of reviews — better37.5% of reviews
Number of ratings2399 — better
Update frequencyEvery 5 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.0 — better15.1
Further details — not scored
Size106 MB228 MB
Age rating4+4+
DeveloperNATIONAL BONDS CORPORATION SOLE PROPRIETORSHIP P.S.C.Mashreq Bank PSC

Customer experience

National Bonds

All ratings23 ratings
Positive56.5%
Neutral8.7%
Negative34.8%
Written reviews75 reviews
Positive52.0%
Neutral6.7%
Negative41.3%

Mashreq Pakistan

All ratings100 ratings
Positive92.0%
Neutral1.0%
Negative7.0%
Written reviews8 reviews
Positive37.5%
Neutral0.0%
Negative62.5%

In-app purchases

None

National Bonds

No in-app purchases

None

Mashreq Pakistan

No in-app purchases

Questions

Is National Bonds free?
National Bonds is free to download, with no in-app purchases.
Is Mashreq Pakistan free?
Mashreq Pakistan is free to download, with no in-app purchases.
Which has better reviews, National Bonds or Mashreq Pakistan?
Mashreq Pakistan is rated higher. National Bonds averages 3.4 out of 5 from 23 ratings, while Mashreq Pakistan averages 4.6 from 99 ratings.
Do National Bonds or Mashreq Pakistan have ads?
Neither National Bonds nor Mashreq Pakistan shows ads.
Which is updated more often, National Bonds or Mashreq Pakistan?
National Bonds ships an update every 5 weeks, and Mashreq Pakistan every 3 weeks. Most recently, National Bonds was updated on October 21, 2026 and Mashreq Pakistan on October 30, 2026.

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