Comparison

هكبه | Hakbah vs STC Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

هكبه | Hakbah

This app facilitates social savings through digital monthly financial groups, allowing users to set goals, manage payments flexibly, and receive funds on a specified date. It offers enhanced control over payments and withdrawals, with options for individual savings and grace periods.

Highlights
  • Digital Jameya (savings groups)
  • Flexible payment control
  • On-demand fund withdrawal
  • Automated Jameya withdrawal
  • Grace period (Imhal) service
  • Individual Jameya option
  • AI-powered savings engine
Features
Read full description

Hakbah: Social Savings that help & collaborate! Saudi Arabia's largest savings app just got a whole lot better! Trusted by over 1.2 million real users across Saudi Arabia, Hakbah offers social saving through monthly financial Jameya in a modern, digital way with a new, AI-powered savings engine. In this update, we bring you new features, enhanced performance, and unprecedented control to achieve your financial goals faster and smarter. Whether you're saving for a car down payment, a well-deserved vacation, tuition fees, house rent, or simply want to save your money in a way that helps others and earns you savings rewarding in cash back – Hakbah is for you. Why Hakbah is the Best Choice for Social Saving in Saudi Arabia: Largest Community: Join the biggest network of savers in Saudi Arabia! Over 1.2 million real users on their social saving journey with Hakbah. Unmatched Control: We listened to you! Pay all future monthly payments anytime: Enjoy unprecedented flexibility! You can now pay all upcoming Jameya payments whenever it suits you, putting you in complete control of your payments. Receive the Jameya amount whenever you want: Your money, your rules! You now have full control over when to transfer your Jameya funds directly to your bank account in your receiving month. Automated Jameya Withdrawal: Faced an emergency? Or simply changed your mind? You can withdraw from a Jameya automatically, with full transparency. (Imhal) Service: You can request a grace period for your next payment from within the app and easily pay the fees. Individual Jameya: You can join an individual Jameya and pay the full amount upfront, enjoying unprecedented savings rewards. Blazing Fast Performance: Enjoy a smoother, faster, and more responsive app. We've implemented significant improvements and performance enhancements, making your saving journey seamless and enjoyable. Secure & Transparent: Your financial security is our top priority. Hakbah provides a transparent and secure platform for all your saving needs. And Much More! We've packed this release with numerous enhancements and features to boost your overall experience. How Hakbah's Jameya Work: Join a Jameya: Browse available Jameya every Monday and choose the one that suits you. Set Your Goal: Define your saving goal and monthly payment amount. Enjoy: Your Jameya is ready to start. Commit to monthly payments and receive your funds on your specified date. Download Hakbah today and join the leading savings community in the Kingdom! Save... Be proud.

About

STC Bank

Manage your finances securely and easily with a wide range of digital banking services. Perform transactions, manage cards, and access various account features all within a single application.

Highlights
  • Manage multiple accounts
  • Local & international transfers
  • Card management (mada & Visa)
  • Bill payment
  • Financing options
  • Saving accounts
Features
Read full description

STC Bank app provides all products and digital services that enable you to manage your finances securely and easily with a click! including: Increasing the daily & monthly limits, mada & Visa cards, multiple accounts, local & international transfers, contact transfers & Qattah, Financing, Saving accounts, bill payment, and many more. Go beyond with STC Bank!

Screenshots

هكبه | Hakbah4 screens
STC Bank4 screens

Verdict

The call

The clearest difference is update cadence: STC Bank at every 5 days against هكبه | Hakbah's every 5 weeks. STC Bank also leads on ratings volume (45K vs 2.2K). هكبه | Hakbah's advantage is monetization model (free vs ad-supported). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for هكبه | Hakbah against 4.7 for STC Bank. That said, the two scores are not equally well evidenced: STC Bank has 45K ratings behind it against 2.2K, so its average is the more settled of the two. Written reviews are what separate them: 35% of هكبه | Hakbah's written reviews are positive against 38% of STC Bank's.

UpkeepUpdate frequency

هكبه | Hakbah ships an update every 5 weeks, STC Bank every 5 days. Both last shipped on November 7, 2026.

Scorecard3 real differences · 7 level
هكبه | Hakbah versus STC Bank: the parameters behind the verdict, then further details
Parameterهكبه | HakbahSTC Bank
PriceFreeFree
Rating4.6 (2.2K ratings)4.7 (45K ratings) — better
Positive reviews34.7% of reviews38.4% of reviews — better
Number of ratings2.2K45K — better
Update frequencyEvery 5 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size74 MB461 MB
Age rating12+12+
DeveloperHakbahSTCPay

Customer experience

هكبه | Hakbah

All ratings2,181 ratings
Positive89.7%
Neutral2.7%
Negative7.6%
Written reviews118 reviews
Positive34.7%
Neutral5.9%
Negative59.3%

STC Bank

All ratings44,377 ratings
Positive91.4%
Neutral1.8%
Negative6.8%
Written reviews638 reviews
Positive38.4%
Neutral3.8%
Negative57.8%

User reviews

هكبه | Hakbah

From 2.2K App Store ratings

What we love

  • 🚀 Great app
  • 🚀 Excellent service
  • 👍 Awesome app
  • 👍 Wonderful experience
  • 👍 Efficient and professional

Room to improve

  • 🐛 Delayed response
  • 🐛 Technical issues
  • 🐛 Poor customer service
  • 🐛 Unreliable app
  • 💰 High fees

STC Bank

From 45K App Store ratings

What we love

  • 👍 Easy and convenient
  • 🚀 Good and fast
  • 💡 Merge STC Pay and STC Bank into one app

Room to improve

  • 🐛 Sluggish performance and technical issues
  • 🐛 Frequent crashes and glitches
  • 🐛 Unreliable registration and account setup
  • 🔒 Security concerns
  • 🔋 High battery consumption

Bugs and requests

هكبه | Hakbah

Reported bugs

4 issues
  • Login issues
  • Freezing app
  • Incorrect payment processing
  • Unavailable associations

Requested features

4 requests
  • Flexible payment options
  • Improved user interface
  • Better communication with customers
  • Expanded selection of associations

STC Bank

Reported bugs

4 issues
  • Incorrect error messages
  • Inability to add funds or transfer money
  • Compatibility issues with older devices
  • Inconsistent app behavior

Requested features

4 requests
  • Dark mode option
  • Improved user experience
  • Better customer support
  • Expand availability beyond Saudi Arabia

In-app purchases

None

هكبه | Hakbah

No in-app purchases

None

STC Bank

No in-app purchases

Questions

Is هكبه | Hakbah free?
هكبه | Hakbah is free to download, with no in-app purchases.
Is STC Bank free?
STC Bank is free to download, with no in-app purchases.
Which has better reviews, هكبه | Hakbah or STC Bank?
STC Bank is rated higher. هكبه | Hakbah averages 4.6 out of 5 from 2.2K ratings, while STC Bank averages 4.7 from 45K ratings.
Do هكبه | Hakbah or STC Bank have ads?
Neither هكبه | Hakbah nor STC Bank shows ads.
Which is updated more often, هكبه | Hakbah or STC Bank?
هكبه | Hakbah ships an update every 5 weeks, and STC Bank every 5 days. Most recently, هكبه | Hakbah was updated on November 7, 2026 and STC Bank on November 7, 2026.

Other comparisons