هكبه | Hakbah vs STC Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
هكبه | Hakbah
This app facilitates social savings through digital monthly financial groups, allowing users to set goals, manage payments flexibly, and receive funds on a specified date. It offers enhanced control over payments and withdrawals, with options for individual savings and grace periods.
- Digital Jameya (savings groups)
- Flexible payment control
- On-demand fund withdrawal
- Automated Jameya withdrawal
- Grace period (Imhal) service
- Individual Jameya option
- AI-powered savings engine
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Hakbah: Social Savings that help & collaborate! Saudi Arabia's largest savings app just got a whole lot better! Trusted by over 1.2 million real users across Saudi Arabia, Hakbah offers social saving through monthly financial Jameya in a modern, digital way with a new, AI-powered savings engine. In this update, we bring you new features, enhanced performance, and unprecedented control to achieve your financial goals faster and smarter. Whether you're saving for a car down payment, a well-deserved vacation, tuition fees, house rent, or simply want to save your money in a way that helps others and earns you savings rewarding in cash back – Hakbah is for you. Why Hakbah is the Best Choice for Social Saving in Saudi Arabia: Largest Community: Join the biggest network of savers in Saudi Arabia! Over 1.2 million real users on their social saving journey with Hakbah. Unmatched Control: We listened to you! Pay all future monthly payments anytime: Enjoy unprecedented flexibility! You can now pay all upcoming Jameya payments whenever it suits you, putting you in complete control of your payments. Receive the Jameya amount whenever you want: Your money, your rules! You now have full control over when to transfer your Jameya funds directly to your bank account in your receiving month. Automated Jameya Withdrawal: Faced an emergency? Or simply changed your mind? You can withdraw from a Jameya automatically, with full transparency. (Imhal) Service: You can request a grace period for your next payment from within the app and easily pay the fees. Individual Jameya: You can join an individual Jameya and pay the full amount upfront, enjoying unprecedented savings rewards. Blazing Fast Performance: Enjoy a smoother, faster, and more responsive app. We've implemented significant improvements and performance enhancements, making your saving journey seamless and enjoyable. Secure & Transparent: Your financial security is our top priority. Hakbah provides a transparent and secure platform for all your saving needs. And Much More! We've packed this release with numerous enhancements and features to boost your overall experience. How Hakbah's Jameya Work: Join a Jameya: Browse available Jameya every Monday and choose the one that suits you. Set Your Goal: Define your saving goal and monthly payment amount. Enjoy: Your Jameya is ready to start. Commit to monthly payments and receive your funds on your specified date. Download Hakbah today and join the leading savings community in the Kingdom! Save... Be proud.
STC Bank
Manage your finances securely and easily with a wide range of digital banking services. Perform transactions, manage cards, and access various account features all within a single application.
- Manage multiple accounts
- Local & international transfers
- Card management (mada & Visa)
- Bill payment
- Financing options
- Saving accounts
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STC Bank app provides all products and digital services that enable you to manage your finances securely and easily with a click! including: Increasing the daily & monthly limits, mada & Visa cards, multiple accounts, local & international transfers, contact transfers & Qattah, Financing, Saving accounts, bill payment, and many more. Go beyond with STC Bank!
Screenshots
Verdict
The clearest difference is update cadence: STC Bank at every 5 days against هكبه | Hakbah's every 5 weeks. STC Bank also leads on ratings volume (45K vs 2.2K). هكبه | Hakbah's advantage is monetization model (free vs ad-supported). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for هكبه | Hakbah against 4.7 for STC Bank. That said, the two scores are not equally well evidenced: STC Bank has 45K ratings behind it against 2.2K, so its average is the more settled of the two. Written reviews are what separate them: 35% of هكبه | Hakbah's written reviews are positive against 38% of STC Bank's.
هكبه | Hakbah ships an update every 5 weeks, STC Bank every 5 days. Both last shipped on November 7, 2026.
| Parameter | هكبه | Hakbah | STC Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (2.2K ratings) | 4.7 (45K ratings) — better |
| Positive reviews | 34.7% of reviews | 38.4% of reviews — better |
| Number of ratings | 2.2K | 45K — better |
| Update frequency | Every 5 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 74 MB | 461 MB |
| Age rating | 12+ | 12+ |
| Developer | Hakbah | STCPay |
Customer experience
هكبه | Hakbah
STC Bank
User reviews
هكبه | Hakbah
From 2.2K App Store ratingsWhat we love
- 🚀 Great app
- 🚀 Excellent service
- 👍 Awesome app
- 👍 Wonderful experience
- 👍 Efficient and professional
Room to improve
- 🐛 Delayed response
- 🐛 Technical issues
- 🐛 Poor customer service
- 🐛 Unreliable app
- 💰 High fees
STC Bank
From 45K App Store ratingsWhat we love
- 👍 Easy and convenient
- 🚀 Good and fast
- 💡 Merge STC Pay and STC Bank into one app
Room to improve
- 🐛 Sluggish performance and technical issues
- 🐛 Frequent crashes and glitches
- 🐛 Unreliable registration and account setup
- 🔒 Security concerns
- 🔋 High battery consumption
Bugs and requests
هكبه | Hakbah
Reported bugs
4 issues- Login issues
- Freezing app
- Incorrect payment processing
- Unavailable associations
Requested features
4 requests- Flexible payment options
- Improved user interface
- Better communication with customers
- Expanded selection of associations
STC Bank
Reported bugs
4 issues- Incorrect error messages
- Inability to add funds or transfer money
- Compatibility issues with older devices
- Inconsistent app behavior
Requested features
4 requests- Dark mode option
- Improved user experience
- Better customer support
- Expand availability beyond Saudi Arabia
In-app purchases
هكبه | Hakbah
No in-app purchases
STC Bank
No in-app purchases
Questions
Is هكبه | Hakbah free?
Is STC Bank free?
Which has better reviews, هكبه | Hakbah or STC Bank?
Do هكبه | Hakbah or STC Bank have ads?
Which is updated more often, هكبه | Hakbah or STC Bank?
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