هكبه | Hakbah vs Baseeta | Split it your way
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
هكبه | Hakbah
This app facilitates social savings through digital monthly financial groups, allowing users to set goals, manage payments flexibly, and receive funds on a specified date. It offers enhanced control over payments and withdrawals, with options for individual savings and grace periods.
- Digital Jameya (savings groups)
- Flexible payment control
- On-demand fund withdrawal
- Automated Jameya withdrawal
- Grace period (Imhal) service
- Individual Jameya option
- AI-powered savings engine
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Hakbah: Social Savings that help & collaborate! Saudi Arabia's largest savings app just got a whole lot better! Trusted by over 1.2 million real users across Saudi Arabia, Hakbah offers social saving through monthly financial Jameya in a modern, digital way with a new, AI-powered savings engine. In this update, we bring you new features, enhanced performance, and unprecedented control to achieve your financial goals faster and smarter. Whether you're saving for a car down payment, a well-deserved vacation, tuition fees, house rent, or simply want to save your money in a way that helps others and earns you savings rewarding in cash back – Hakbah is for you. Why Hakbah is the Best Choice for Social Saving in Saudi Arabia: Largest Community: Join the biggest network of savers in Saudi Arabia! Over 1.2 million real users on their social saving journey with Hakbah. Unmatched Control: We listened to you! Pay all future monthly payments anytime: Enjoy unprecedented flexibility! You can now pay all upcoming Jameya payments whenever it suits you, putting you in complete control of your payments. Receive the Jameya amount whenever you want: Your money, your rules! You now have full control over when to transfer your Jameya funds directly to your bank account in your receiving month. Automated Jameya Withdrawal: Faced an emergency? Or simply changed your mind? You can withdraw from a Jameya automatically, with full transparency. (Imhal) Service: You can request a grace period for your next payment from within the app and easily pay the fees. Individual Jameya: You can join an individual Jameya and pay the full amount upfront, enjoying unprecedented savings rewards. Blazing Fast Performance: Enjoy a smoother, faster, and more responsive app. We've implemented significant improvements and performance enhancements, making your saving journey seamless and enjoyable. Secure & Transparent: Your financial security is our top priority. Hakbah provides a transparent and secure platform for all your saving needs. And Much More! We've packed this release with numerous enhancements and features to boost your overall experience. How Hakbah's Jameya Work: Join a Jameya: Browse available Jameya every Monday and choose the one that suits you. Set Your Goal: Define your saving goal and monthly payment amount. Enjoy: Your Jameya is ready to start. Commit to monthly payments and receive your funds on your specified date. Download Hakbah today and join the leading savings community in the Kingdom! Save... Be proud.
Baseeta | Split it your way
Split purchases locally or internationally with flexible payment plans up to 36 months. Make unlimited purchases without a down payment and pay only for what you buy. Your unused limit is free and renewed with each payment.
- Split purchases anywhere
- Flexible payment plans (3-36 months)
- No down payment required
- Unlimited purchase limit
- Pay only for what you buy
- Limit renewed with payments
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Shopping made easier with Baseeta Split anything, anywhere locally or internationally with no down payment and select your payment plans easily through the app Baseeta limit for shopping anywhere with any amount Make unlimited purchases starting from 100 SAR up to the full limit at once. Pay only for what you buy Choose your flexible payment plan from 3 up to 36 months without downpayment! Your remaining unused limit is free of charge and your limit is renewed with every payment. How to use Baseeta? Activate Baseeta once your application is completed & add it on ApplePay or Mada Pay to use the limit for online or in store purchases locally and internationally How are repayments made? You can use Baseeta without profits at our partners or anywhere else locally and internationally with flexible repayment plans
Screenshots
Verdict
The clearest difference is rating: هكبه | Hakbah at 4.6 against Baseeta | Split it your way's 3.3. هكبه | Hakbah also leads on review sentiment (35% vs 2%) and ratings volume (2K vs 44). Baseeta | Split it your way's advantage is update cadence (every 2 weeks vs monthly). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
هكبه | Hakbah holds the better App Store score, 4.6 against 3.3. That said, the two scores are not equally well evidenced: هكبه | Hakbah has 2K ratings behind it against 44, so its average is the more settled of the two. Written reviews point the same way: 35% of هكبه | Hakbah's written reviews are positive against 2% of Baseeta | Split it your way's.
هكبه | Hakbah ships an update monthly, Baseeta | Split it your way every 2 weeks. The most recent releases landed on September 23, 2026 and September 13, 2026 respectively.
| Parameter | هكبه | Hakbah | Baseeta | Split it your way |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (2K ratings) — better | 3.3 (44 ratings) |
| Positive reviews | 35.3% of reviews — better | 1.7% of reviews |
| Number of ratings | 2K — better | 44 |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 74 MB | 75 MB |
| Age rating | 12+ | 4+ |
| Developer | Hakbah | Procco Services W.L.L. |
Customer experience
هكبه | Hakbah
Baseeta | Split it your way
Bugs and requests
هكبه | Hakbah
Reported bugs
4 issues- Login issues
- Freezing app
- Incorrect payment processing
- Unavailable associations
Requested features
4 requests- Flexible payment options
- Improved user interface
- Better communication with customers
- Expanded selection of associations
Baseeta | Split it your way
Not enough reviews yet to summarise bugs or requests.
In-app purchases
هكبه | Hakbah
No in-app purchases
Baseeta | Split it your way
No in-app purchases
Questions
Is هكبه | Hakbah free?
Is Baseeta | Split it your way free?
Which has better reviews, هكبه | Hakbah or Baseeta | Split it your way?
Do هكبه | Hakbah or Baseeta | Split it your way have ads?
Which is updated more often, هكبه | Hakbah or Baseeta | Split it your way?
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