Comparison

هكبه | Hakbah vs Enfaq

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

هكبه | Hakbah

This app facilitates social savings through digital monthly financial groups, allowing users to set goals, manage payments flexibly, and receive funds on a specified date. It offers enhanced control over payments and withdrawals, with options for individual savings and grace periods.

Highlights
  • Digital Jameya (savings groups)
  • Flexible payment control
  • On-demand fund withdrawal
  • Automated Jameya withdrawal
  • Grace period (Imhal) service
  • Individual Jameya option
  • AI-powered savings engine
Features
Read full description

Hakbah: Social Savings that help & collaborate! Saudi Arabia's largest savings app just got a whole lot better! Trusted by over 1.2 million real users across Saudi Arabia, Hakbah offers social saving through monthly financial Jameya in a modern, digital way with a new, AI-powered savings engine. In this update, we bring you new features, enhanced performance, and unprecedented control to achieve your financial goals faster and smarter. Whether you're saving for a car down payment, a well-deserved vacation, tuition fees, house rent, or simply want to save your money in a way that helps others and earns you savings rewarding in cash back – Hakbah is for you. Why Hakbah is the Best Choice for Social Saving in Saudi Arabia: Largest Community: Join the biggest network of savers in Saudi Arabia! Over 1.2 million real users on their social saving journey with Hakbah. Unmatched Control: We listened to you! Pay all future monthly payments anytime: Enjoy unprecedented flexibility! You can now pay all upcoming Jameya payments whenever it suits you, putting you in complete control of your payments. Receive the Jameya amount whenever you want: Your money, your rules! You now have full control over when to transfer your Jameya funds directly to your bank account in your receiving month. Automated Jameya Withdrawal: Faced an emergency? Or simply changed your mind? You can withdraw from a Jameya automatically, with full transparency. (Imhal) Service: You can request a grace period for your next payment from within the app and easily pay the fees. Individual Jameya: You can join an individual Jameya and pay the full amount upfront, enjoying unprecedented savings rewards. Blazing Fast Performance: Enjoy a smoother, faster, and more responsive app. We've implemented significant improvements and performance enhancements, making your saving journey seamless and enjoyable. Secure & Transparent: Your financial security is our top priority. Hakbah provides a transparent and secure platform for all your saving needs. And Much More! We've packed this release with numerous enhancements and features to boost your overall experience. How Hakbah's Jameya Work: Join a Jameya: Browse available Jameya every Monday and choose the one that suits you. Set Your Goal: Define your saving goal and monthly payment amount. Enjoy: Your Jameya is ready to start. Commit to monthly payments and receive your funds on your specified date. Download Hakbah today and join the leading savings community in the Kingdom! Save... Be proud.

About

Enfaq

Features
Read full description

Enfaq is a smart corporate expense management platform that helps businesses control spending, issue company cards, and track expenses in real time — all in one place. With Enfaq, finance teams can set spending limits, approve requests instantly, and eliminate manual receipt processing. Employees can pay easily using virtual or physical cards, while every transaction is recorded and organized automatically. Whether you're a small business or a growing company, Enfaq gives you full visibility and control over your financial operations — so you can focus on running your business. Key Features Corporate Cards: Issue virtual and physical cards to employees & departments. Real-Time Controls: Set spending limits, freeze cards, and approve requests instantly. Automated Expense Tracking: Capture receipts, categorize expenses, and reduce manual work. Multi-Currency Support: Spend locally and internationally with ease. Seamless Approvals: Simple workflows for managers and finance teams. Centralized Dashboard: Monitor spending and generate reports instantly. Why Enfaq? Reduce time spent on financial admin. Prevent overspending and misuse. Improve accountability and transparency. Designed for Saudi businesses and workflows.

Screenshots

هكبه | Hakbah4 screens
Enfaq4 screens

Verdict

The call

هكبه | Hakbah and Enfaq are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

هكبه | Hakbah ships an update monthly, Enfaq fortnightly. The most recent releases landed on October 17, 2026 and October 5, 2026 respectively.

ScorecardNo meaningful differences
هكبه | Hakbah versus Enfaq: the parameters behind the verdict, then further details
Parameterهكبه | HakbahEnfaq
PriceFreeFree
Rating4.6 (2K ratings) — better—
Positive reviews35.3% of reviews—
Number of ratings2K — better—
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.014.0
Further details — not scored
Size74 MB82 MB
Age rating12+4+
DeveloperHakbahEnfaq

Bugs and requests

هكبه | Hakbah

Reported bugs

4 issues
  • Login issues
  • Freezing app
  • Incorrect payment processing
  • Unavailable associations

Requested features

4 requests
  • Flexible payment options
  • Improved user interface
  • Better communication with customers
  • Expanded selection of associations

Enfaq

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

هكبه | Hakbah

No in-app purchases

None

Enfaq

No in-app purchases

Questions

Is هكبه | Hakbah free?
هكبه | Hakbah is free to download, with no in-app purchases.
Is Enfaq free?
Enfaq is free to download, with no in-app purchases.
Do هكبه | Hakbah or Enfaq have ads?
Neither هكبه | Hakbah nor Enfaq shows ads.
Which is updated more often, هكبه | Hakbah or Enfaq?
هكبه | Hakbah ships an update monthly, and Enfaq fortnightly. Most recently, هكبه | Hakbah was updated on October 17, 2026 and Enfaq on October 5, 2026.

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