Comparison

BM Online vs AAIB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BM Online

Manage your bank accounts, transfer funds, and handle your cards securely from your mobile device. This app provides convenient access to your financial information and allows you to perform various banking transactions on the go.

Highlights
  • Account access and balance inquiry
  • Transaction history viewing
  • Fund transfers (own, BM, local EGP)
  • Scheduled payments
  • Card management and prepaid reload
  • Credit card repayment
  • Service requests (cheque book, stop cheque, lost card)
Features
Read full description

BM Online is a full-fledged Mobile Banking solution, designed to offer you a convenient, friendly and secure access to your BM accounts, anytime, anywhere. Features to stay on top of your finances 1. Accounts • Access your accounts anytime • Inquire on your balance • View your mini-statement and your transaction history 2. Transfer Manage your beneficiaries and perform fund transfers securely: • Between your own accounts • To another BM account • To other local bank accounts in EGP • For scheduled payments (standing orders) 3. Cards Manage your BM cards easily by: • Viewing your card details • Reloading your BM prepaid card • Repaying your BM credit card 5. Service Requests • Request for a cheque book • Perform a Stop Cheque • Report a lost card • Create Term Deposit • Create Certificate of Deposit • Create C.A.S.A. Account • Leave Feedback Security Your BM Online offers you a secure and trusted Mobile Banking experience through: • User ID • WAS authentication • Transaction Password 1. Click on the Register button from the Login page. 2. Insert your BM Internet Banking National ID, select Card Type and the enter your card and accept the terms & conditions. 3. Insert your card details like Pin/Expiry. 4. Insert the OTP (One Time Password) that will be sent to you via SMS on your registered mobile number or email address. 5. Key in a valid user id and password and you are now connected to your Bank. Contact us For more information, visit any of our branches or contact us on: Tel: +2019888 Email: Internetandmobilebanking@banquemisr.com Website: www.banquemisr.com

About

AAIB Mobile

Manage your bank accounts, cards, and investments conveniently from your mobile device. Perform transfers, pay bills, and open new accounts or certificates of deposit instantly, all from anywhere.

Highlights
  • Account balance and transaction history
  • Card management and activation
  • Fund transfers between accounts and to other banks
  • Bill payments and credit card settlements
  • Instant sub-account and certificate of deposit opening
  • Scheduled payments and standing instructions
Features
Read full description

With AAIB’s new and evolving mobile application, you can now avoid errands to the bank and easily get all your banking done at home, in the office or anywhere else, at your convenience. AAIB has developed a simple experience for you to maneuver between your bank accounts and products, as well as pay and exchange money on the go. To login: • If you have online banking, you may login using your online banking credentials • If not, simply follow the steps on the login page to register as a new user Logged in? You can now… Inquire: • Check your accounts and cards’ balance & review transaction history • View & share your account details • Check loan details, payment dates and instalment amounts • Check your investment details (Time deposits, Certificates of deposit, Mutual funds and Treasury bills & bonds) Manage: • Activate & block debit & credit cards • Manage settings of debit & credit cards, online payments, payments abroad, POS purchases and ATM payments • Add and manage beneficiaries for transfers • Schedule your future payments & transfers and set standing instructions for them • Manage profile settings Transact & Pay: • Transfer between own accounts instantly • Transfer to any AAIB customer using mobile number • Transfer to any bank account in Egypt in EGP • Perform Bill Payment to various billers, mobile operators, utilities, and charity payments • Settle your credit card payments • Open a new sub account instantly with any currency • Book a new Certificate of deposit instantly Note: For security purposes, you will need to get an OTP (“One time Password”) with payments & transfers to beneficiary. To get the token, download AAIB Token App.

Screenshots

BM Online4 screens
AAIB Mobile4 screens

Verdict

The call

The clearest difference is rating: BM Online at 4.2 against AAIB Mobile's 3.7. BM Online also leads on review sentiment (53% vs 25%) and ratings volume (2.1K vs 38). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BM Online holds the better App Store score, 4.2 against 3.7. That said, the two scores are not equally well evidenced: BM Online has 2.1K ratings behind it against 38, so its average is the more settled of the two. Written reviews point the same way: 53% of BM Online's written reviews are positive against 25% of AAIB Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 26, 2026 and September 27, 2026 respectively.

Scorecard4 real differences · 6 level
BM Online versus AAIB Mobile: the parameters behind the verdict, then further details
ParameterBM OnlineAAIB Mobile
PriceFreeFree
Rating4.2 (2.1K ratings) — better3.7 (38 ratings)
Positive reviews53.3% of reviews — better25.0% of reviews
Number of ratings2.1K — better38
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size226 MB134 MB
Age rating4+4+
DeveloperBanque Misr S.A.EAAIB

Customer experience

BM Online

All ratings2,141 ratings
Positive80.5%
Neutral3.3%
Negative16.2%
Written reviews197 reviews
Positive53.3%
Neutral8.1%
Negative38.6%

AAIB Mobile

All ratings38 ratings
Positive65.8%
Neutral7.9%
Negative26.3%
Written reviews40 reviews
Positive25.0%
Neutral7.5%
Negative67.5%

Bugs and requests

BM Online

Reported bugs

5 issues
  • App not compatible with latest iOS versions
  • Login failures and session timeouts
  • Inability to retrieve account information
  • Inconsistent performance across devices
  • Glitches in money transfer functionality

Requested features

5 requests
  • Face ID or biometric login support
  • Ability to cancel certificates remotely
  • Improved transaction details and history
  • Seamless integration with other banking services
  • Personalized account management tools

AAIB Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BM Online

No in-app purchases

None

AAIB Mobile

No in-app purchases

Questions

Is BM Online free?
BM Online is free to download, with no in-app purchases.
Is AAIB Mobile free?
AAIB Mobile is free to download, with no in-app purchases.
Which has better reviews, BM Online or AAIB Mobile?
BM Online is rated higher. BM Online averages 4.2 out of 5 from 2.1K ratings, while AAIB Mobile averages 3.7 from 38 ratings.
Do BM Online or AAIB Mobile have ads?
Neither BM Online nor AAIB Mobile shows ads.
Which is updated more often, BM Online or AAIB Mobile?
BM Online ships an update monthly, and AAIB Mobile monthly. Most recently, BM Online was updated on September 26, 2026 and AAIB Mobile on September 27, 2026.

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