Comparison

NDB Neos vs ComBank Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NDB Neos

Manage your finances on the go with a streamlined mobile banking experience. This app offers advanced technology and industry-leading security to handle all your financial needs, from transfers to statement downloads, all from your smartphone.

Highlights
  • Redesigned user interface
  • Advanced banking technology
  • Industry-leading security
  • Manage finances anytime, anywhere
  • Fund transfers
  • Download statements
Features
Read full description

Welcome to NEOS, the all new and upgraded mobile banking experience from NDB Bank - where innovation meets simplicity. Built for today's fast moving world, NEOS brings banking features to your fingertips so you can manage your money anytime, anywhere, without ever stepping into a branch. Enjoy a beautifully redesigned interface, advanced technology, and industry leading security. With NEOS, your entire financial world lives in one intelligent, customizable app. Why Choose NEOS ? Because your time, security and convenience matter the most to us. Whether you're transferring funds, or downloading your statements, NEOS makes every transaction smarter, faster, and simpler.

About

ComBank Digital

Manage your finances with a secure and user-friendly mobile banking application. Open accounts, track spending, set savings goals, and receive real-time notifications. Access all your banking services conveniently from your smartphone.

Highlights
  • Secure login with fingerprint option
  • View payment card details and report lost/stolen cards
  • Instant account opening
  • Financial goal setting with 'Spaces'
  • Real-time account activity notifications
  • Bill payments and fund management
  • Locate service points and ATMs
Features
Read full description

Banking with Combank Digital is fast, simple, and secure. Open an account within few seconds to experience banking designed to fit your lifestyle. As well as updating the design and adding new functionality, we’ve worked hard to streamline the app and make it easy to use. We’ll continue improving the app and gradually adding new features. Feel free to leave a comment and tell us what you’d like to see! Key Features: Log in securely with or without your Secure Key. To log in quickly, you can now use Fingerprint on eligible devices. View payment card information, such as withdrawal and spending limits. You can also report your lost or stolen card directly from the app. Open an account within few seconds directly from your phone. No long lines, no paperwork, no fuss. Achieve your short and long-term financial goals with Spaces. Set savings targets and transfer money with a single swipe. Receive instant notifications on all account activity so you know what’s happening with your account in real-time. Balance Inquiry, View account history Pay your bills, Manage your funds, Open other account, FD account creation and other main financial services. Locating our service points and ATM Information on interest rates / currency details of our products Our latest promotional and offers Who we are, Commercial Bank is the largest private bank in Sri Lanka, and the only Sri Lankan bank to be ranked among the world’s top 1000 banks for many successive years. The Bank operates a network of 250+ computerlinked service points and the country’s single largest ATM network of 600+ terminals. The Bank has been adjudged ‘Best Bank in Sri Lanka’ for 15 consecutive years by ‘Global Finance’ Magazine and has won multiple awards as the country’s best bank from ‘The Banker,’ ‘FinanceAsia,’ ‘Euromoney’ and ‘Trade Finance’ magazines.

Screenshots

NDB Neos4 screens
ComBank Digital4 screens

Verdict

The call

The clearest difference is rating: NDB Neos at 3.6 against ComBank Digital's 3.4. ComBank Digital's advantage is ratings volume (71 vs 23). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NDB Neos holds the better App Store score, 3.6 against 3.4. Both are backed by a comparable volume of ratings — 23 and 71 respectively. Written reviews point the same way: 25% of NDB Neos's written reviews are positive against 19% of ComBank Digital's.

UpkeepUpdate frequency

NDB Neos ships an update every 3 months, ComBank Digital every 6 weeks. The most recent releases landed on November 3, 2026 and November 6, 2026 respectively.

Scorecard2 real differences · 8 level
NDB Neos versus ComBank Digital: the parameters behind the verdict, then further details
ParameterNDB NeosComBank Digital
PriceFreeFree
Rating3.6 (23 ratings) — better3.4 (71 ratings)
Positive reviews25.0% of reviews — better19.4% of reviews
Number of ratings2371 — better
Update frequencyEvery 3 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 — better16.0
Further details — not scored
Size117 MB120 MB
Age rating17+17+
DeveloperNational Development BankCommercial Bank of Ceylon PLC

Customer experience

NDB Neos

All ratings23 ratings
Positive65.2%
Neutral4.3%
Negative30.4%
Written reviews28 reviews
Positive25.0%
Neutral7.1%
Negative67.9%

ComBank Digital

All ratings68 ratings
Positive55.9%
Neutral4.4%
Negative39.7%
Written reviews62 reviews
Positive19.4%
Neutral3.2%
Negative77.4%

Bugs and requests

NDB Neos

Not enough reviews yet to summarise bugs or requests.

ComBank Digital

Reported bugs

17 issues
  • App gets locked time to time
  • Login flow is a mess
  • Reset login feature is useless
  • Face ID, passcodes doesn't work
  • Unable to login after 2FA
Show 12 more
  • App isn’t letting me logged in
  • App is glitchy
  • OTP not received
  • App does not load on iOS
  • App tries to load then prompts for update (which is already done)
  • iPhone Face ID errors out with 'security error'
  • OTP problems
  • App automatically exits on iPhone 5S
  • Communication failed, network connection lost (even with good internet)
  • Forcefully logged out saying already logged in
  • Bug alert
  • App needs improvements from scratch

Requested features

19 requests
  • Add Apple Pay
  • Modernize UI
  • Integrate biometric security features
  • Improve transaction history display
  • Clarify beneficiaries tab
Show 14 more
  • Enable Face ID/biometrics for login
  • Make login easier (no username/password every time)
  • Allow saving bank names/branches for transfers
  • Add option to send messages/emails
  • Improve user experience for non-tech savvy users
  • Add prominent close button for demo mode
  • Educate branch staff on new apps/features
  • Allow linking of multiple accounts
  • Enable money transfers to customizable goals
  • Add option to save passwords in iOS keychain
  • Reactivate old web version
  • Allow deletion/amendment of saved payees
  • Provide transaction slips/PDFs
  • Improve widget functionality

In-app purchases

None

NDB Neos

No in-app purchases

None

ComBank Digital

No in-app purchases

Questions

Is NDB Neos free?
NDB Neos is free to download, with no in-app purchases.
Is ComBank Digital free?
ComBank Digital is free to download, with no in-app purchases.
Which has better reviews, NDB Neos or ComBank Digital?
NDB Neos is rated higher. NDB Neos averages 3.6 out of 5 from 23 ratings, while ComBank Digital averages 3.4 from 71 ratings.
Do NDB Neos or ComBank Digital have ads?
Neither NDB Neos nor ComBank Digital shows ads.
Which is updated more often, NDB Neos or ComBank Digital?
NDB Neos ships an update every 3 months, and ComBank Digital every 6 weeks. Most recently, NDB Neos was updated on November 3, 2026 and ComBank Digital on November 6, 2026.

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