Comparison

PayEm vs Mesh Payments

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayEm

Manage company expenses on the go. Request funds, pay with shared cards, and easily upload receipts directly from your mobile device. This platform provides convenient access to financial tools for employees.

Highlights
  • Request funds
  • Pay with shared cards
  • Upload receipts
  • Access company finances
  • Mobile expense management
Features
Read full description

The PayEm employee mobile app lets you request funds, pay on any shared card, and upload receipts. It’s the PayEm platform in the palm of your hands.

About

Mesh Payments

Manage company expenses and payments from anywhere. Request new cards, upload receipts, and gain real-time spend insights. Streamline approvals and sync transactions with your ERP for simplified reconciliation.

Highlights
  • On-the-go spend management
  • Receipt uploading via photo
  • Card balance checks
  • New card requests
  • Automated approval flows
  • Real-time spend insights
  • ERP transaction syncing
Features
Read full description

Meet Mesh, the all-in-one spend management platform that simplifies company payments. From travel to office supplies, vendor payments, and miscellaneous expenses, Mesh has you covered with easy spend solutions for your whole team. From requesting new cards to easy approval flows, Mesh’s mobile app can help you manage your spend on-the-go, from wherever you are. - Upload your receipts in seconds by snapping a photo - Manage your spend and check the balance of your cards - Request a new card and simplify expense approvals with automatic request routing and instant notifications - Manage your physical Plug & Pay™ card - Get real-time spend insights and reporting - Simplify reconciliation by syncing every transaction seamlessly with your ERP Learn more at meshpayments.com

Screenshots

PayEm4 screens
Mesh Payments4 screens

Verdict

The call

The clearest difference is update cadence: PayEm at monthly against Mesh Payments's every 5 months. PayEm also leads on rating (3.9 vs 3.7) and iOS requirement (11.0 vs 16.4). Mesh Payments's advantage is review sentiment (22% vs 0%) and ratings volume (29 vs 8). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PayEm holds the better App Store score, 3.9 against 3.7. Both are backed by a comparable volume of ratings — 8 and 29 respectively. Written reviews complicate that: 0% of PayEm's written reviews are positive against 22% of Mesh Payments's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

PayEm ships an update monthly, Mesh Payments every 5 months. The most recent releases landed on October 8, 2026 and October 21, 2026 respectively.

Scorecard5 real differences · 5 level
PayEm versus Mesh Payments: the parameters behind the verdict, then further details
ParameterPayEmMesh Payments
PriceFreeFree
Rating3.9 (8 ratings) — better3.7 (29 ratings)
Positive reviews0.0% of reviews22.2% of reviews — better
Number of ratings829 — better
Update frequencyMonthly — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS11.0 — better16.4
Further details — not scored
Size46 MB13 MB
Age rating4+4+
DeveloperPayEm Card LtdMesh Technologies Ltd.

Customer experience

PayEm

All ratings8 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Mesh Payments

All ratings24 ratings
Positive66.7%
Neutral4.2%
Negative29.2%
Written reviews9 reviews
Positive22.2%
Neutral11.1%
Negative66.7%

In-app purchases

None

PayEm

No in-app purchases

None

Mesh Payments

No in-app purchases

Questions

Is PayEm free?
PayEm is free to download, with no in-app purchases.
Is Mesh Payments free?
Mesh Payments is free to download, with no in-app purchases.
Which has better reviews, PayEm or Mesh Payments?
PayEm is rated higher. PayEm averages 3.9 out of 5 from 8 ratings, while Mesh Payments averages 3.7 from 29 ratings.
Do PayEm or Mesh Payments have ads?
Neither PayEm nor Mesh Payments shows ads.
Which is updated more often, PayEm or Mesh Payments?
PayEm ships an update monthly, and Mesh Payments every 5 months. Most recently, PayEm was updated on October 8, 2026 and Mesh Payments on October 21, 2026.

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