PayEm vs Mesh Payments
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayEm
Manage company expenses on the go. Request funds, pay with shared cards, and easily upload receipts directly from your mobile device. This platform provides convenient access to financial tools for employees.
- Request funds
- Pay with shared cards
- Upload receipts
- Access company finances
- Mobile expense management
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The PayEm employee mobile app lets you request funds, pay on any shared card, and upload receipts. It’s the PayEm platform in the palm of your hands.
Mesh Payments
Manage company expenses and payments from anywhere. Request new cards, upload receipts, and gain real-time spend insights. Streamline approvals and sync transactions with your ERP for simplified reconciliation.
- On-the-go spend management
- Receipt uploading via photo
- Card balance checks
- New card requests
- Automated approval flows
- Real-time spend insights
- ERP transaction syncing
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Meet Mesh, the all-in-one spend management platform that simplifies company payments. From travel to office supplies, vendor payments, and miscellaneous expenses, Mesh has you covered with easy spend solutions for your whole team. From requesting new cards to easy approval flows, Mesh’s mobile app can help you manage your spend on-the-go, from wherever you are. - Upload your receipts in seconds by snapping a photo - Manage your spend and check the balance of your cards - Request a new card and simplify expense approvals with automatic request routing and instant notifications - Manage your physical Plug & Pay™ card - Get real-time spend insights and reporting - Simplify reconciliation by syncing every transaction seamlessly with your ERP Learn more at meshpayments.com
Screenshots
Verdict
The clearest difference is update cadence: PayEm at monthly against Mesh Payments's every 5 months. PayEm also leads on rating (3.9 vs 3.7) and iOS requirement (11.0 vs 16.4). Mesh Payments's advantage is review sentiment (22% vs 0%) and ratings volume (29 vs 8). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayEm holds the better App Store score, 3.9 against 3.7. Both are backed by a comparable volume of ratings — 8 and 29 respectively. Written reviews complicate that: 0% of PayEm's written reviews are positive against 22% of Mesh Payments's, so the app with the better star average is not the one people write more warmly about.
PayEm ships an update monthly, Mesh Payments every 5 months. The most recent releases landed on October 8, 2026 and October 21, 2026 respectively.
| Parameter | PayEm | Mesh Payments |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (8 ratings) — better | 3.7 (29 ratings) |
| Positive reviews | 0.0% of reviews | 22.2% of reviews — better |
| Number of ratings | 8 | 29 — better |
| Update frequency | Monthly — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 11.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 46 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | PayEm Card Ltd | Mesh Technologies Ltd. |
Customer experience
PayEm
Mesh Payments
In-app purchases
PayEm
No in-app purchases
Mesh Payments
No in-app purchases









