Comparison

PayEm vs NassPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayEm

Manage company expenses on the go. Request funds, pay with shared cards, and easily upload receipts directly from your mobile device. This platform provides convenient access to financial tools for employees.

Highlights
  • Request funds
  • Pay with shared cards
  • Upload receipts
  • Access company finances
  • Mobile expense management
Features
Read full description

The PayEm employee mobile app lets you request funds, pay on any shared card, and upload receipts. It’s the PayEm platform in the palm of your hands.

About

NassPay

Manage your finances effortlessly with this app. Link your card, track transactions, and create virtual cards instantly. Send and receive money easily, find agents and ATMs, and stay updated with notifications. Enjoy 24/7 support for a seamless banking experience.

Highlights
  • Link NassPay card
  • Track transactions
  • Create virtual cards
  • Send and receive money
  • Find agents and ATMs
  • Transaction notifications
  • 24/7 support
Features
Read full description

NassPay is a cutting-edge Fintech app designed to revolutionize the way you manage your finances. Create an account within a few minutes Experience effortless financial management, enhanced convenience, and peace of mind with NassPay. Download it now and embrace the future of banking at your fingertips. Keep your money in IQD or USD directly in the app NassPay lets you exchange currencies in real time, giving you the flexibility to manage your money the way you want and whenever you need it. Track your transactions, and manage your spendings Track and monitor your transactions with NassPay. Stay in control of your finances with real-time updates and easy expense management. Create a Virtual NassPay Card in a few seconds NassPay lets you create a Virtual Card instantly. You can shop online, manage subscriptions, and split expenses easily. Quick, safe, and efficient transactions. Send & receive money with a few taps NassPay makes transferring money a breeze. With a few taps, you can easily send and receive funds from friends and family. No more hassle with complicated bank transfers - NassPay keeps it simple and easy to use. Transfer money between your accounts and cards, all within your mobile. Visit Our Branches Take advantage of our wide network across Iraq. With NassPay, you can easily locate and visit our branches to access a full range of financial services — from adding money to getting your account statement. All in one place. Don't miss a beat with our comprehensive notifications page Stay informed and connected with NassPay's notifications. Get important updates, transaction alerts, and security notifications instantly. Stay in the loop with all the information you need, easily accessible at your fingertips. 24/7 Support NassPay offers 24/7 support and a quick registration process for a smooth user experience. Thank you for choosing NassPay, and we look forward to serving you on your journey towards effortless financial management.

Screenshots

PayEm4 screens
NassPay4 screens

Verdict

The call

The clearest difference is review sentiment: NassPay at 40% against PayEm's 0%. NassPay also leads on ratings volume (33 vs 8). PayEm's advantage is rating (3.9 vs 3.6) and monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PayEm holds the better App Store score, 3.9 against 3.6. Both are backed by a comparable volume of ratings — 8 and 33 respectively. Written reviews complicate that: 0% of PayEm's written reviews are positive against 40% of NassPay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

PayEm ships an update monthly, NassPay every 2 months. The most recent releases landed on October 8, 2026 and October 10, 2026 respectively.

Scorecard6 real differences · 4 level
PayEm versus NassPay: the parameters behind the verdict, then further details
ParameterPayEmNassPay
PriceFreeFree
Rating3.9 (8 ratings) — better3.6 (33 ratings)
Positive reviews0.0% of reviews40.0% of reviews — better
Number of ratings833 — better
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.0 — better16
Further details — not scored
Size46 MB165 MB
Age rating4+17+
DeveloperPayEm Card LtdNassPay Financial Solutions

Customer experience

PayEm

All ratings8 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

NassPay

All ratings33 ratings
Positive63.6%
Neutral3.0%
Negative33.3%
Written reviews10 reviews
Positive40.0%
Neutral0.0%
Negative60.0%

In-app purchases

None

PayEm

No in-app purchases

None

NassPay

No in-app purchases

Questions

Is PayEm free?
PayEm is free to download, with no in-app purchases.
Is NassPay free?
NassPay is free to download, with no in-app purchases.
Which has better reviews, PayEm or NassPay?
PayEm is rated higher. PayEm averages 3.9 out of 5 from 8 ratings, while NassPay averages 3.6 from 33 ratings.
Do PayEm or NassPay have ads?
Neither PayEm nor NassPay shows ads.
Which is updated more often, PayEm or NassPay?
PayEm ships an update monthly, and NassPay every 2 months. Most recently, PayEm was updated on October 8, 2026 and NassPay on October 10, 2026.

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