My Retirement vs PensionForge
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Retirement
Access your employer-sponsored retirement plan on the go. View account balances, asset breakdowns, and manage contributions. Plan your retirement readiness with integrated financial planning tools.
- Account balance viewing
- Asset class breakdowns
- Contribution management
- Active loan viewing
- Retirement readiness assessment
- Fingerprint/facial recognition login
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If you’re in an employer-sponsored retirement plan with services provided by Nationwide, check out the My Retirement app. Using fingerprint or facial recognition, you can look at your account on the go, or see your retirement readiness using My Income & Retirement Planner. Get the retirement and financial planning help you want, including: • Viewing account balances • Asset class breakdowns • Managing contributions • Viewing active loans Some features may not be available to all plans.
PensionForge
Model your Florida retirement projections, including pension benefits, DROP lump sums, and contribution balances. Plan your timeline, set income goals, and compare scenarios with detailed reports and alerts. All calculations are performed on-device for your privacy.
- Retirement projection modeling
- DROP lump sum calculations
- Contribution balance tracking
- Timeline and income planning
- Scenario comparison
- Threshold alerts
- PDF report generation
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PensionForge models retirement projections for Florida public pension members — your pension benefit, DROP lump sum, contribution balances, and timeline, from your actual plan profile. It covers the Florida Retirement System (FRS) and Florida's local police and firefighter pension plans under Chapters 175 and 185, beginning with the City of St. Cloud. Every FRS membership class is supported — Special Risk (fire, EMS, law enforcement, corrections), Regular Class (teachers, state and county employees), and everyone in between — plus supported Chapter 175/185 plans. Projections use the formulas and factors published for whichever plan you pick. NEW — TIMELINE & INCOME PLAN Your retirement, mapped end to end. The Timeline orders every milestone — vesting, retirement eligibility, your DROP window, Social Security and Medicare ages, and the dates you set — each with the rule and statute behind it. Built in, the Income Plan sets a target annual income and tests whether it holds to any age you choose, simulating your pension, Social Security, and accounts year by year, including required minimum distributions. Find the highest income that holds, inspect every stream, and set your own withdrawal rate — no more fixed 4%. SCENARIO MODELING Build and compare scenarios side by side — vary salary growth, retirement age, DROP timing, and contribution rates to see how each moves your projected pension, DROP balance, and total income. THRESHOLD ALERTS Set alerts on any of 16 metrics and get notified when your projected pension crosses a target, your DROP balance hits a milestone, or a retirement date nears — evaluated daily via email and iOS notifications. CALCULATORS Explore your pension benefit, Average Final Compensation, DROP projections, contribution balances, and relocation tax impact. Everything runs on-device — your data stays on your phone. PDF REPORTS Export clean PDF reports — single scenario, comparison, or full portfolio. Share via AirDrop, Messages, Mail, or Files. CALENDAR INTEGRATION Add milestone dates to your iOS Calendar. LEGISLATIVE PULSE Track Florida legislation that could affect your pension benefits. PensionForge is not a financial advisor and does not provide personalized advice. Projections are estimates from your inputs; consult a qualified professional for your situation. FREE — explore every calculator, free forever. Create up to 2 saved scenarios, set 1 alert across 6 metrics, and export watermarked single-scenario PDFs. Includes every calculator, every Learn article, FRS and Chapter 175/185 support, and 457(b), 403(b), and Roth modeling. PENSIONFORGE PRO ($8.99/month or $79.99/year) — unlimited modeling and reports. Connect your financial accounts to sync balances. Unlimited scenarios and alerts across all 16 metrics. Model your spouse and household income — combine pensions, DROP, and accounts. Export comparison, portfolio, household, and watermark-free PDFs. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the period ends; your account is charged within 24 hours prior to renewal. Manage or cancel anytime in App Store Account Settings. Terms of Use: https://pensionforge.com/terms Privacy Policy: https://pensionforge.com/privacy INDEPENDENT & NOT GOVERNMENT-AFFILIATED PensionForge is an independent product developed by PensionForge LLC. It is not affiliated with, endorsed by, or connected to the Florida Retirement System, the Florida Division of Retirement, the State Board of Administration, any Chapter 175/185 municipal police or firefighter pension plan or its board (including the City of St. Cloud Police Officers' & Firefighters' Retirement System), or any government entity. Projections are computed from formulas and actuarial factors published in Florida Statutes Chapters 121, 175, and 185, the FRS Annual Report, and each plan's governing documents. Source data is public at https://www.myfrs.com.
Screenshots
Verdict
The clearest difference is in-app purchases: My Retirement at none against PensionForge's 2. My Retirement also leads on ratings volume (24K vs 2). PensionForge's advantage is update cadence (weekly vs monthly). On price, rating, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PensionForge sells 2 in-app purchases, starting at $8.99 per month. My Retirement asks for nothing beyond the download.
PensionForge holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: My Retirement has 24K ratings behind it against 2, so its average is the more settled of the two.
My Retirement ships an update monthly, PensionForge weekly. The most recent releases landed on October 23, 2026 and October 18, 2026 respectively.
| Parameter | My Retirement | PensionForge |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (24K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 48.6% of reviews | — |
| Number of ratings | 24K — better | 2 |
| Update frequency | Monthly | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 46 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Nationwide Mutual Insurance | PensionForge LLC |
Customer experience
My Retirement
PensionForge
Bugs and requests
My Retirement
Reported bugs
3 issues- Login and update issues
- Crashes and freezes
- Unreliable and inconsistent performance
Requested features
3 requests- Improved navigation and UI
- Real-time investment tracking
- Ability to manage accounts and settings
PensionForge
Not enough reviews yet to summarise bugs or requests.
In-app purchases
My Retirement
No in-app purchases
PensionForge
- PensionForge Pro Monthly$8.991 Month
- PensionForge Pro Annual$79.991 Year
Questions
Is My Retirement free?
Is PensionForge free?
Which has better reviews, My Retirement or PensionForge?
Do My Retirement or PensionForge have ads?
Which is updated more often, My Retirement or PensionForge?
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