Comparison

Mintyn vs ShalomPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mintyn

Manage all your finances in one place. Send and receive money, pay bills, shop, invest, and save. Offers free current accounts for individuals and businesses, plus tools for expense tracking and cardless withdrawals.

Highlights
  • Free current accounts
  • Send and receive money
  • Pay bills
  • Shop for groceries and food
  • Invest and save
  • Expense tracking analytics
  • Cardless ATM withdrawals
Features
Read full description

About Mintyn. Mintyn Bank - Everything finance One app for everything finance; Send and receive money, pay bills, Gift your loved ones shopping voucher, shop for groceries and food supplies, invest and save for life emergencies. Features Free current account for individual Free current account for Solo business, Enterprise, and incorporated Trustees. Incorporate your business with CAC Apply for Tax Identification Number (TIN) Shop for food items and groceries Invest in risk free investment plan Save for emergency and earn decent interest Fund your betting wallet Purchase data bundle at ease Purchase airtime Book flight at ease Cardless Withdrawal; withdraw cash at ATM without card Analytics for expense tracking. Request Expense debit card. Privacy Policies and Security. We collect and process your information in accordance to Nigerian Data Protection Regulation (NDPR) guideline which are for; contractual & Legal duty, Legitimate interest, public interest, and vital interest or consent. As such your information are protected and can not be transferred to third party, except we are legally required. Mintyn Bank is Insured by Nigerian Deposit Insurance Corporation (NDIC) as such your deposit is save. Mintyn Bank is PCI DSS Certified. Mintyn bank is a product of Finex Microfinance bank; license by Central Bank of Nigeria (CBN)

About

ShalomPay

A secure and convenient mobile banking app for individuals and businesses. It offers UPI-powered solutions for everyday banking, payments, and savings, aiming to improve financial inclusion and redefine money interaction.

Highlights
  • UPI-powered transactions
  • Secure mobile banking
  • Convenient payment solutions
  • Savings features
  • User-friendly platform
  • Digital financial services
Features
Read full description

ShalomPay is essentially a one-stop,UPI-powered solution tailored for individuals ShalomPay is a modern mobile banking application developed by Shalom Microfinance Bank to provide individuals and businesses with secure, convenient, and accessible digital financial services. Built with the vision of transforming financial inclusion in Nigeria, ShalomPay empowers users to perform everyday banking and payment transactions from the palm of their hands all while supporting the bank's goal of fostering trust, transparency, and ease of access in financial services. Whether it’s for savings, payments or everyday banking, ShalomPay offers a reliable and user-friendly platform backed by a trusted financial institution. As Shalom Microfinance Bank continues to grow its footprint across Nigeria, ShalomPay will remain at the center of its digital strategy enabling access, improving lives, and redefining how people interact with money.

Screenshots

Mintyn4 screens
ShalomPay4 screens

Verdict

The call

The clearest difference is rating: ShalomPay at 5.0 against Mintyn's 4.4. Mintyn's advantage is ratings volume (334 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ShalomPay holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Mintyn has 334 ratings behind it against 1, so its average is the more settled of the two.

Scorecard2 real differences · 8 level
Mintyn versus ShalomPay: the parameters behind the verdict, then further details
ParameterMintynShalomPay
PriceFreeFree
Rating4.4 (334 ratings)5.0 (1 ratings) — better
Positive reviews46.2% of reviews—
Number of ratings334 — better1
Update frequencyEvery 11 days—
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size114 MB55 MB
Age rating4+4+
DeveloperMint Financial Technology ServiceShalom Microfinance Bank

Customer experience

Mintyn

All ratings333 ratings
Positive82.9%
Neutral6.0%
Negative11.1%
Written reviews52 reviews
Positive46.2%
Neutral0.0%
Negative53.8%

ShalomPay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Mintyn

Reported bugs

7 issues
  • Balance display shows XXXXX.XX instead of actual amount
  • Eye logo to reveal balance is unresponsive
  • App crashes during registration
  • Network connection errors preventing login
  • Transfer and payment processing failures
Show 2 more
  • App freezes and stops responding
  • Maintenance without user notification

Requested features

4 requests
  • Add more financial institutions to transaction list (e.g., Carbon bank)
  • ATM card functionality
  • Call/phone support option
  • Better weekend support

ShalomPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Mintyn

No in-app purchases

None

ShalomPay

No in-app purchases

Questions

Is Mintyn free?
Mintyn is free to download, with no in-app purchases.
Is ShalomPay free?
ShalomPay is free to download, with no in-app purchases.
Which has better reviews, Mintyn or ShalomPay?
ShalomPay is rated higher. Mintyn averages 4.4 out of 5 from 334 ratings, while ShalomPay averages 5.0 from 1 ratings.
Do Mintyn or ShalomPay have ads?
Neither Mintyn nor ShalomPay shows ads.

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