Comparison

PayControl vs Mobile.UniCredit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayControl

Securely sign transactions and documents directly from your smartphone without needing hardware tokens or SMS codes. This app offers offline functionality and robust protection against unauthorized access, ensuring the integrity of your operations.

Highlights
  • Mobile e-signature generation
  • Offline mode functionality
  • Unauthorized access risk protection
  • Full transaction details before signing
  • No SMS or PUSH notifications used
Features
Read full description

PayControl is not only easy-to-use, but also secure. No more hardware solutions, such as hardware tokens, OTP-generators or scratch-cards, are required to generate a digital signature. Thanks to mobile e-signature that is generated to confirm each operation does not allow to change operation details. PayControl does not use SMS or PUSH-notifications, that can be easily intercepted. Advantages: • Any transaction or document appears right in a smartphone; • No dependence on mobile operator service or SMS delivery time; • Availability to use the app in off-line mode even in roaming or airplane mode. • Unauthorized access risk protection even in case of device loss; • Full transaction details appear on your screen right before signing; • PayControl does not use SMS and PUSH-codes, that can be intercepted.

About

Mobile.UniCredit

Manage your finances on the go with this mobile banking app. Track expenses, transfer funds, and access account statements. You can even close cards and accounts without visiting a physical branch.

Highlights
  • Manage accounts and track expenses
  • Transfer money via SBP
  • Get statements and confirmations
  • Close cards and accounts remotely
  • In-app customer support chat
Read full description

Welcome to the UniCredit Bank Mobile App! Our app is your personal assistant for managing your finances. What our app enables you to do: — Manage all your accounts and track expenses; — Transfer money between accounts and to other banks via SBP; — Get statements, receipts, and transaction confirmations; — Close cards and accounts without visiting a branch. Customer support is our top priority! We’re here for you — use the chat with us for instant assistance. To share feedback or requests, send us a message in the app via: «More» → «Contact the bank» → «Report an error». Alternatively, write to us at: mobile.bank@unicredit.ru . Mobile.UniCredit — is your digital assistant from UniCredit Bank.

Screenshots

PayControl4 screens
Mobile.UniCredit4 screens

Verdict

The call

The clearest difference is rating: PayControl at 5.0 against Mobile.UniCredit's 3.8. PayControl also leads on iOS requirement (13.0 vs 15.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PayControl holds the better App Store score, 5.0 against 3.8. Both are backed by a comparable volume of ratings — 83 and 66 respectively. Written reviews split almost evenly too, at 38% and 38% positive.

UpkeepUpdate frequency

PayControl ships an update every 5 weeks, Mobile.UniCredit monthly. Both last shipped on September 26, 2026.

Scorecard2 real differences · 8 level
PayControl versus Mobile.UniCredit: the parameters behind the verdict, then further details
ParameterPayControlMobile.UniCredit
PriceFreeFree
Rating5.0 (83 ratings) — better3.8 (66 ratings)
Positive reviews38.1% of reviews38.4% of reviews — better
Number of ratings83 — better66
Update frequencyEvery 5 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size32 MB86 MB
Age rating4+4+
DeveloperSafeTech LtdAO UniCredit Bank

Customer experience

PayControl

All ratings83 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews21 reviews
Positive38.1%
Neutral0.0%
Negative61.9%

Mobile.UniCredit

All ratings66 ratings
Positive66.7%
Neutral4.5%
Negative28.8%
Written reviews86 reviews
Positive38.4%
Neutral8.1%
Negative53.5%

In-app purchases

None

PayControl

No in-app purchases

None

Mobile.UniCredit

No in-app purchases

Questions

Is PayControl free?
PayControl is free to download, with no in-app purchases.
Is Mobile.UniCredit free?
Mobile.UniCredit is free to download, with no in-app purchases.
Which has better reviews, PayControl or Mobile.UniCredit?
PayControl is rated higher. PayControl averages 5.0 out of 5 from 83 ratings, while Mobile.UniCredit averages 3.8 from 66 ratings.
Do PayControl or Mobile.UniCredit have ads?
Neither PayControl nor Mobile.UniCredit shows ads.
Which is updated more often, PayControl or Mobile.UniCredit?
PayControl ships an update every 5 weeks, and Mobile.UniCredit monthly. Most recently, PayControl was updated on September 26, 2026 and Mobile.UniCredit on September 26, 2026.

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