Comparison

MetroClose vs Earnnest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MetroClose

This app provides instant cost estimates for real estate title and escrow closing. It helps buyers, sellers, agents, and lenders quickly calculate fees and seller net proceeds. Generate, view, share, or print estimates seamlessly.

Highlights
  • Instant closing cost estimates
  • Seller net proceeds calculation
  • Title insurance cost estimation
  • Generate, view, share, and print estimates
  • User-friendly calculator interface
Features
Read full description

For buyers, sellers, real estate agents, and mortgage lenders; an instant cost estimator for title and escrow closing costs and estimates for seller net proceeds. Quickly generate title insurance costs, seller net sheets and more with MetroClose presented by Metro National Title. Simply enter a few key variables into the calculator and a fee estimate is immediately generated. The estimate can be viewed, shared, or printed seamlessly. MetroClose is the only app you’ll ever need to estimate closing costs or proceeds on the sale or purchase of real estate.

About

Earnnest

Facilitate secure digital earnest money transfers for real estate transactions. This service connects buyers directly to escrow holders nationwide, eliminating the need for checks and wire transfers. Enjoy real-time notifications and digital receipts for a streamlined process.

Highlights
  • Digital earnest money transfers
  • Secure payment processing
  • Real-time notifications
  • Digital receipts
  • Nationwide escrow holder network
  • Fingerprint/facial recognition access
Read full description

Earnnest is the largest digital earnest money service in the U.S. With the Earnnest app, send digital earnest money requests for your real estate business any time, anywhere. PARTNERED WITH THE BEST • Trusted by Berkshire Hathaway HomeServices, Keller Williams Realty, dotloop and Lone Wolf Transactions • Nacha affiliate member • An American Land Title Association preferred vendor. • RISMedia preferred service provider SECURITY FIRST Replace the risk and hassle of personal checks and wire transfers with Earnnest's secure digital earnest money transfers. Our verified network is connected to every bank across the nation and banking-level encryption allows your homebuyer to pay the escrow holder directly. No more delayed paper checks or misplaced receipts — instant notifications and shareable digital receipts in the app keep you updated as transactions progress. PAYMENTS FROM ANYWHERE Earnnest empowers your clients to digitally transfer earnest money directly to an escrow holder. Whether homebuyers are purchasing a home across the country or just next door, there is no need to meet in person to hand over a paper check. SAVES YOU TIME, SAVES YOUR CLIENT MONEY Earnnest is free for agents and free for escrow holders, with a flat $15 fee for buyers. That's less than the cost of a wire and more convenient than chasing down a check. EASY TO USE, EASY TO LOVE Features like property address auto-complete and contacts search make requesting a breeze. Instantly unlock the app using fingerprint or facial recognition for seamless, secure access. Notifications for payment and deposit keep you and others updated at all times. FEATURES OF THE APP • Anywhere, anytime. On the go or working from home — 100% digital earnest money works where you do. • Realtime notifications. Keep everyone in the loop with real-time payment notifications. • Widely available, incredibly secure. A nationwide network of vetted escrow holders wrapped in bank-level security. WE'RE HERE TO HELP Questions, suggestions, or issues? Contact us at support@earnnest.com

Screenshots

MetroClose4 screens
Earnnest4 screens

Verdict

The call

The clearest difference is rating: MetroClose at 5.0 against Earnnest's 3.5. Earnnest's advantage is ratings volume (33 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MetroClose holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: Earnnest has 33 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

MetroClose ships an update every 2 months, Earnnest every 3 months. The most recent releases landed on June 1, 2026 and September 16, 2026 respectively.

Scorecard2 real differences · 8 level
MetroClose versus Earnnest: the parameters behind the verdict, then further details
ParameterMetroCloseEarnnest
PriceFreeFree
Rating5.0 (2 ratings) — better3.5 (33 ratings)
Positive reviews—30.0% of reviews
Number of ratings233 — better
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 — better15.1
Further details — not scored
Size1 MB35 MB
Age rating4+4+
DeveloperMetro National TitleEarnnest LLC

Customer experience

MetroClose

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Earnnest

All ratings31 ratings
Positive61.3%
Neutral6.5%
Negative32.3%
Written reviews10 reviews
Positive30.0%
Neutral20.0%
Negative50.0%

In-app purchases

None

MetroClose

No in-app purchases

None

Earnnest

No in-app purchases

Questions

Is MetroClose free?
MetroClose is free to download, with no in-app purchases.
Is Earnnest free?
Earnnest is free to download, with no in-app purchases.
Which has better reviews, MetroClose or Earnnest?
MetroClose is rated higher. MetroClose averages 5.0 out of 5 from 2 ratings, while Earnnest averages 3.5 from 33 ratings.
Do MetroClose or Earnnest have ads?
Neither MetroClose nor Earnnest shows ads.
Which is updated more often, MetroClose or Earnnest?
MetroClose ships an update every 2 months, and Earnnest every 3 months. Most recently, MetroClose was updated on June 1, 2026 and Earnnest on September 16, 2026.

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