UBL Digital UAE vs BM Online UAE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UBL Digital UAE
Manage your finances on the go with this digital banking app. Perform fund transfers, pay bills, locate ATMs, and manage your accounts securely. Offers biometric login and transaction history.
- Fund transfers to UBL and other banks
- Interbank funds transfer
- Credit card bill payments
- ATM and branch locator
- Biometric login
- Account statement with graphical illustration
- Manage daily transaction limits
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UBL Digital App brings the exciting features of Digital banking on smartphones. UBL Digital enhances the financial liberty of our customers and enables them to manage their digital lifestyle anytime, anywhere while on the go. Funds Transfer & Payments: . Transfer Funds to other UBL Account . Transfer Funds within Own Account . Send Tezraftaar Remittance . Interbank Funds Transfer . Pay Credit Card Bill Locate nearby ATMs/Branches: . Find the nearby UBL ATMs and Branches Basic features: . Login through secure Bio-metric verification . Manage Multiple Accounts . e transaction History . Experience Account Statement with graphical illustration . Beneficiary Management Feedback: . Leave a message and one of our customer care representative will . get back to you . Let us know your feedback regarding the App Settings: . Change Daily transaction limits . Enable/Disable Touch ID or Face ID
BM Online UAE
Manage your banking needs conveniently from your mobile device. Access accounts, perform transactions, and stay in control of your finances anytime, anywhere.
- Anytime banking access
- Finger-tip transaction control
- Account management
- Secure mobile access
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Banking now is anywhere anytime at your finger tips.
Screenshots
Verdict
UBL Digital UAE and BM Online UAE both sit at 4.7 stars, but that hides the real split: 75% of BM Online UAE's written reviews are positive against 29% of UBL Digital UAE's. UBL Digital UAE's advantage is ratings volume (39 vs 3) and update cadence (every 5 weeks vs every 3 months). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for UBL Digital UAE against 4.7 for BM Online UAE. That said, the two scores are not equally well evidenced: UBL Digital UAE has 39 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 29% of UBL Digital UAE's written reviews are positive against 75% of BM Online UAE's.
UBL Digital UAE ships an update every 5 weeks, BM Online UAE every 3 months. Both last shipped on November 3, 2026.
| Parameter | UBL Digital UAE | BM Online UAE |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (39 ratings) — better | 4.7 (3 ratings) |
| Positive reviews | 29.4% of reviews | 75.0% of reviews — better |
| Number of ratings | 39 — better | 3 |
| Update frequency | Every 5 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 88 MB | 65 MB |
| Age rating | 4+ | 4+ |
| Developer | UBL | Banque Misr S.A.E |
Customer experience
UBL Digital UAE
BM Online UAE
In-app purchases
UBL Digital UAE
No in-app purchases
BM Online UAE
No in-app purchases
Questions
Is UBL Digital UAE free?
Is BM Online UAE free?
Which has better reviews, UBL Digital UAE or BM Online UAE?
Do UBL Digital UAE or BM Online UAE have ads?
Which is updated more often, UBL Digital UAE or BM Online UAE?
Other comparisons
