MTN MoMo vs SafulPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MTN MoMo
Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.
- Send money to friends and family
- Top up airtime
- Purchase bundles
- Pay bills
- Pay merchants
- Manage money
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Welcome to the world of MoMo. With MoMo you can send money to friends & family, topup airtime, purchase bundles, pay your bills, merchants and much more. It's a one-stop shop for everything you need. MoMo makes it easy to keep track of your money. You can use MoMo services to manage your money..
SafulPay
Manage your finances with instant transactions and bill payments. This app offers multiple wallet options and top-tier security for all users in Sierra Leone.
- Instant money transfers
- Manage up to 5 wallets
- Secure, encrypted transactions
- Link mobile wallets and cards
- Bill payment functionality
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Welcome to SafulPay, where finance just got better! Experience a new era of convenience with instant transactions, bill payments, and financial control at your fingertips. Key Features: • Instant Transfers: Send and receive money quickly across Sierra Leone. • Multi-Wallet Options: Manage up to 5 wallets (Personal, Joint, Agent, Merchant). • Top Security: Enjoy encrypted, secure transactions with strong authentication. With a user-friendly interface linking mobile wallets and cards, SafulPay promotes financial inclusivity for all Sierra Leoneans. Whether you're an individual or business owner, join the financial evolution—download SafulPay now!
Screenshots
Verdict
The clearest difference is review sentiment: SafulPay at 100% against MTN MoMo's 8%. SafulPay also leads on rating (5.0 vs 3.1) and update cadence (monthly vs every 4 months). MTN MoMo's advantage is ratings volume (592 vs 1) and iOS requirement (10.0 vs 14.0.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SafulPay holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: MTN MoMo has 592 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 8% of MTN MoMo's written reviews are positive against 100% of SafulPay's.
MTN MoMo ships an update every 4 months, SafulPay monthly. The most recent releases landed on October 29, 2026 and October 23, 2026 respectively.
| Parameter | MTN MoMo | SafulPay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (592 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 7.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 592 — better | 1 |
| Update frequency | Every 4 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 10.0 — better | 14.0.0 |
| Further details — not scored | ||
| Size | 21 MB | 64 MB |
| Age rating | 4+ | 17+ |
| Developer | MTN | TECH'N GOODWILL (T&G) LIMITED |
Customer experience
MTN MoMo
SafulPay
Bugs and requests
MTN MoMo
Reported bugs
5 issues- App not working on iOS 16
- Incorrect pin errors
- Unable to log in or register
- Fails to send OTP codes
- Deducts money without completing transactions
Requested features
5 requests- Add ability to cancel scheduled transfers
- Expand bank integration for transfers
- Improve security with biometric login
- Allow usage on WiFi networks
- Reduce transaction fees
SafulPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MTN MoMo
No in-app purchases
SafulPay
No in-app purchases
Questions
Is MTN MoMo free?
Is SafulPay free?
Which has better reviews, MTN MoMo or SafulPay?
Do MTN MoMo or SafulPay have ads?
Which is updated more often, MTN MoMo or SafulPay?
Other comparisons
