Comparison

Pockity vs Budget Flow | Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pockity

This app offers a privacy-focused approach to personal budgeting and expense tracking. It encourages real-time data entry through habit formation and provides features like recurring expense management and currency conversion. Advanced features require a one-time purchase.

Highlights
  • Privacy-focused, on-device data storage
  • Real-time expense and budget tracking
  • Automatic recurring expenses
  • Lockscreen & Homescreen widgets
  • Siri Shortcuts integration
  • Receipt scanning
  • Currency conversion for 20+ currencies
Features
Read full description

Pockity is a privacy focused, simple, and personal budgeting and expense tracking app designed for iOS and iPadOS. Pockity is designed to use a habit forming pattern so users can track expenses and budgets in real-time, instead of doing bulk imports of data. Pockity+ is a one time purchase, required to create multiple accounts, categories, ledgers, and repeating entries. - automatic recurring expenses and one-day advance notifications - privacy focused, all your data is strictly stored on device and is only synced across devices via iCloud - Lockscreen & Homescreen widgets - Siri Shortcuts - Intuitive and delightful UI - Daily reminder notifications for adding expenses - **iPadOS** - Supports multi-window in split-view mode - Fully featured Stage Manager support - Trackpad and Keyboard support - Automatic Backups - Export data to CSV and JSON formats - Automatic Backups - Receipt scanning for quickly creating expense entries - Currency conversion across 20+ supported currencies. Exchange rates are updated thrice a day for accurate conversions. Policies: - Privacy: http://pockity.app/privacy/ - Terms: http://pockity.app/terms/

About

Budget Flow | Expense Tracker

Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.

Highlights
  • Track income and expenses
  • Manage multiple accounts and categories
  • Plan budgets for categories
  • Shared budgeting with multiple users
  • Secure data storage with no login
  • Offline functionality
  • Currency conversion
Features
Read full description

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Personalizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts including automatic evaluation - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - FaceID / TouchID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & lockscreen widgets - Siri shortcut support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. darkmode - Dynamic text size - ...and much more! IN-APP-PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Screenshots

Pockity4 screens
Budget Flow | Expense Tracker4 screens

Verdict

The call

The clearest difference is review sentiment: Budget Flow | Expense Tracker at 91% against Pockity's 17%. Budget Flow | Expense Tracker also leads on rating (4.8 vs 3.6) and ratings volume (330 vs 7). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pockity sells 9 in-app purchases, starting at $0.99 per month and Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Budget Flow | Expense Tracker holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 330 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 17% of Pockity's written reviews are positive against 91% of Budget Flow | Expense Tracker's.

UpkeepUpdate frequency

Pockity ships an update every 9 days, Budget Flow | Expense Tracker every 10 days. The most recent releases landed on September 13, 2026 and September 22, 2026 respectively.

Scorecard4 real differences · 6 level
Pockity versus Budget Flow | Expense Tracker: the parameters behind the verdict, then further details
ParameterPockityBudget Flow | Expense Tracker
PriceFreeFree
Rating3.6 (7 ratings)4.8 (330 ratings) — better
Positive reviews16.7% of reviews90.5% of reviews — better
Number of ratings7330 — better
Update frequencyEvery 9 days — betterEvery 10 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, Mac, Apple WatchiPhone, iPad, Mac, Apple Watch
Requires iOS26.016.0 — better
Further details — not scored
Size49 MB147 MB
Age rating4+4+
DeveloperNikhil NigadeFabian Hasse

Customer experience

Pockity

All ratings7 ratings
Positive71.4%
Neutral0.0%
Negative28.6%
Written reviews6 reviews
Positive16.7%
Neutral16.7%
Negative66.7%

Budget Flow | Expense Tracker

All ratings330 ratings
Positive94.8%
Neutral1.8%
Negative3.3%
Written reviews464 reviews
Positive90.5%
Neutral4.3%
Negative5.2%

Bugs and requests

Pockity

Not enough reviews yet to summarise bugs or requests.

Budget Flow | Expense Tracker

Reported bugs

3 issues
  • Transactions disappearing from accounts
  • Inconsistent data display in reports
  • Rounding issues with decimal amounts

Requested features

5 requests
  • Add monthly recurring reminders
  • Improve search functionality
  • Provide more detailed budgeting options
  • Integrate receipt scanning and OCR
  • Allow custom currency support

In-app purchases

9 purchases

Pockity

Subscriptions1
  • Monthly Tip$0.991 Month
One-time8
  • Small Tip$0.99
  • Medium Tip$1.99
  • Large Tip$2.99
Show 5 more
  • Pockity+ Family Upgrade$5.99
  • Pockity+$14.99
  • Pockity+$19.99
  • Pockity+ for Family$24.99
  • Pockity+ Family$25.00
4 purchases

Budget Flow | Expense Tracker

Subscriptions2
  • Full Version (1 Month)$4.991 Month
  • Full Version (1 Year)7 Days trial$29.991 Year
One-time2
  • Full Version (Discounted)$49.99
  • Full Version (Lifetime)$69.99

Questions

Is Pockity free?
Pockity is free to download, with in-app purchases available.
Is Budget Flow | Expense Tracker free?
Budget Flow | Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Pockity or Budget Flow | Expense Tracker?
Budget Flow | Expense Tracker is rated higher. Pockity averages 3.6 out of 5 from 7 ratings, while Budget Flow | Expense Tracker averages 4.8 from 330 ratings.
Do Pockity or Budget Flow | Expense Tracker have ads?
Neither Pockity nor Budget Flow | Expense Tracker shows ads.
Which is updated more often, Pockity or Budget Flow | Expense Tracker?
Pockity ships an update every 9 days, and Budget Flow | Expense Tracker every 10 days. Most recently, Pockity was updated on September 13, 2026 and Budget Flow | Expense Tracker on September 22, 2026.

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