Comparison

Buddy vs Budget Flow | Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Buddy

Manage your finances by creating budgets, tracking expenses, and viewing detailed overviews of your income and savings. Collaborate on shared budgets with friends and family, and easily settle up any shared costs.

Highlights
  • Budget creation and tracking
  • Expense and income monitoring
  • Shared budgets for groups
  • Bank account transaction import
  • Detailed spending overviews
  • Transaction splitting and settlement
Features
Currently charting
Read full description

Buddy helps you set up a budget and keep track of your expenses, either by yourself or together with your loved ones. Here’s what is waiting for you inside: BUDGETS Buddy will help you not to overspend on your well-earned salary by setting up a budget plan that fits you. Do you want a shared budget with your partner? Or keep the expenses between you and your mates fair on the vacation? No problem, just invite them and get a clear picture of who spent what. CONNECT YOUR BANK Import all transactions from your bank account into Buddy and see how your budget is doing. OVERVIEW We'll give you a beautiful & detailed overview of your spendings, income, and savings. SPLIT Split lets you know who paid what, and how to settle up. And much more for you to find. Take control of your finance today! Buddy offers a $9.99 monthly renewing and a $49.99 yearly renewing subscription to unlock Premium functionality. The purchase will be charged from your iTunes account if you choose to buy the Buddy Premium subscription. You can manage or cancel your subscription through the user settings in iTunes after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews. It is not possible to cancel your current subscription during the time your subscription is active. Privacy Policy: https://buddy.download/privacypolicy/ Terms & Conditions: https://buddy.download/terms-and-conditions/

About

Budget Flow | Expense Tracker

Effortlessly track income and expenses with this modern, user-friendly expense tracker. It offers secure offline use, customizable dashboards, and robust budget planning tools to help you achieve your financial goals.

Highlights
  • Track income and expenses
  • Customizable dashboard
  • Multiple accounts and categories
  • Budget planning
  • Shared budgeting
  • Secure data storage
  • Offline use
Features
Read full description

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Customizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts with automatic data recognition - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - Face ID / Touch ID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & Lock Screen widgets - Siri Shortcuts support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. dark mode - Dynamic text size - ...and much more! IN-APP PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Screenshots

Buddy4 screens
Budget Flow | Expense Tracker4 screens

Verdict

The call

Buddy and Budget Flow | Expense Tracker both sit at 4.7 stars, but that hides the real split: 90% of Budget Flow | Expense Tracker's written reviews are positive against 49% of Buddy's. Budget Flow | Expense Tracker also leads on iOS requirement (16.0 vs 18.0). Buddy's advantage is ratings volume (9.6K vs 341) and chart position (#82 vs unranked). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Buddy sells 9 in-app purchases, starting at $4.99 per month and Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Buddy against 4.8 for Budget Flow | Expense Tracker. That said, the two scores are not equally well evidenced: Buddy has 9.6K ratings behind it against 341, so its average is the more settled of the two. Written reviews are what separate them: 49% of Buddy's written reviews are positive against 90% of Budget Flow | Expense Tracker's.

UpkeepUpdate frequency

Buddy ships an update every 9 days, Budget Flow | Expense Tracker every 2 weeks. The most recent releases landed on November 4, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 7 level
Buddy versus Budget Flow | Expense Tracker: the parameters behind the verdict, then further details
ParameterBuddyBudget Flow | Expense Tracker
PriceFreeFree
Rating4.7 (9.6K ratings)4.8 (341 ratings) — better
Positive reviews48.7% of reviews90.3% of reviews — better
Number of ratings9.6K — better341
Update frequencyEvery 9 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
Best chart rank#82 — better—
DevicesiPhone, iPad, Apple WatchiPhone, iPad, Mac, Apple Watch — better
Requires iOS18.016.0 — better
Further details — not scored
Size173 MB215 MB
Age rating4+4+
DeveloperBuddy Budgeting ABFabian Hasse

Customer experience

Buddy

All ratings9,609 ratings
Positive92.8%
Neutral2.9%
Negative4.3%
Written reviews892 reviews
Positive48.7%
Neutral11.9%
Negative39.5%

Budget Flow | Expense Tracker

All ratings341 ratings
Positive94.7%
Neutral1.8%
Negative3.5%
Written reviews485 reviews
Positive90.3%
Neutral4.5%
Negative5.2%

User reviews

Buddy

From 9.6K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Visually appealing
  • 💡 Customizable categories
  • 🚀 Intuitive interface
  • 👍 Helps with budgeting

Room to improve

  • 🐛 Recurring transactions not working properly
  • 🐛 Balance not carrying over to next month
  • 🐛 Syncing issues between devices
  • 🐛 Transactions disappearing or resetting
  • 💸 Expensive subscription

Budget Flow | Expense Tracker

From 341 App Store ratings

What we love

  • 🚀 Excellent app features
  • 👍 Easy to use and intuitive
  • 💰 Helpful for tracking expenses
  • 🔍 Customizable and flexible
  • 🌟 Great user interface

Room to improve

  • 🐛 Some bugs and glitches
  • 💱 Lack of currency conversion options
  • 📊 Limited reporting and analytics
  • 🔒 No bank account integration

Bugs and requests

Buddy

Reported bugs

5 issues
  • Recurring transactions not working as expected
  • Balance not carrying over to next month
  • Syncing issues between devices
  • Transactions disappearing or resetting
  • Inability to edit categories without creating new ones

Requested features

8 requests
  • Calendar view for transactions
  • Bill reminders and due date tracking
  • Ability to hide/exclude certain transactions
  • Savings/investment tracking
  • Multi-currency support
Show 3 more
  • Ability to reorder categories
  • Weekly budget view
  • Ability to split transactions

Budget Flow | Expense Tracker

Reported bugs

3 issues
  • Transactions disappearing from accounts
  • Inconsistent data display in reports
  • Rounding issues with decimal amounts

Requested features

5 requests
  • Add monthly recurring reminders
  • Improve search functionality
  • Provide more detailed budgeting options
  • Integrate receipt scanning and OCR
  • Allow custom currency support

In-app purchases

9 purchases

Buddy

Subscriptions9
  • Buddy Premium7 Days trial$4.991 Month
  • Buddy Premium$4.991 Month
  • Premium$9.991 Month
Show 6 more
  • Buddy Premium$9.991 Month
  • Buddy Premium7 Days trial$16.991 Year
  • Buddy Premium7 Days trial$24.991 Year
  • Buddy Premium7 Days trial$34.991 Year
  • Buddy Premium1 Year trial$34.991 Year
  • Buddy Premium7 Days trial2 variants$49.991 Year
4 purchases

Budget Flow | Expense Tracker

Subscriptions2
  • Full Version (1 Month)$4.991 Month
  • Full Version (1 Year)7 Days trial$29.991 Year
One-time2
  • Full Version (Discounted)$49.99
  • Full Version (Lifetime)$69.99

Questions

Is Buddy free?
Buddy is free to download, with in-app purchases available.
Is Budget Flow | Expense Tracker free?
Budget Flow | Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Buddy or Budget Flow | Expense Tracker?
Budget Flow | Expense Tracker is rated higher. Buddy averages 4.7 out of 5 from 9.6K ratings, while Budget Flow | Expense Tracker averages 4.8 from 341 ratings.
Do Buddy or Budget Flow | Expense Tracker have ads?
Neither Buddy nor Budget Flow | Expense Tracker shows ads.
Which is updated more often, Buddy or Budget Flow | Expense Tracker?
Buddy ships an update every 9 days, and Budget Flow | Expense Tracker every 2 weeks. Most recently, Buddy was updated on November 4, 2026 and Budget Flow | Expense Tracker on November 3, 2026.

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