Comparison

RB klíč vs KB+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RB klíč

Securely log in to online banking and authorize transactions with your fingerprint or face scan. This app also facilitates identity verification and access recovery without visiting a branch.

Highlights
  • Secure online banking login
  • Transaction authorization via biometrics
  • PIN confirmation for operations
  • Remote access recovery
  • Identity document and biometrics verification
  • Offline transaction signing
Features
Read full description

RB klíč je aplikace od Raiffeisenbank, která vám umožňuje bezpečné a pohodlné přihlášení do internetového bankovnictví nebo Vám usnadní potvrzení pokynů, které chcete provést v internetovém bankovnictví. Dále vám RB klíč umožňuje bez návštěvy pobočky provést obnovu přístupů do aplikací Raiffeisenbank pomocí dokladů totožnosti a biometrie. Platby můžete jednoduše autorizovat pomocí otisku prstu nebo skenováním obličeje, další operace pak potvrdíte PINem v aplikaci RB klíč. Technické požadavky Aktivace aplikace je podmíněna bankou nastavených oprávnění v internetovém bankovnictví. Aplikace je k dispozici pro iOS (verze 13.0 a novější). Jak to funguje Pokud se chcete přihlásit do internetového bankovnictví nebo v něm provést platbu, na obrazovce vašeho mobilního telefonu se zobrazí „oznámení push“, tj. krátká zpráva se shrnutím transakce, která vyžaduje vaši autorizaci. Po kliknutí na tuto zprávu se aplikace RB klíč automaticky spustí a zobrazí se všechny podrobnosti o podepisované transakci. Transakce můžete podepisovat, i když vaše mobilní zařízení je momentálně bez připojení k internetu.

About

KB+

Manage your finances with a user-friendly app that consolidates banking services. Open accounts, order cards, make payments, and save for the future, all in one place. Customize your account and enjoy multicurrency features for seamless global transactions.

Highlights
  • Multicurrency account
  • Customizable account number and name
  • Savings accounts and envelopes
  • Card ordering and management
  • Drag and drop payments
  • Biometric login (Touch ID/Face ID)
Features
Read full description

SIMPLE TO USE Track all your services in one user-friendly app. You can easily order and manage individual services. PLANS Choose a plan that fits your lifestyle. A plan is a set of products and services for everyday banking, which includes an account, a card, payments, and ATM withdrawals. MULTICURRENCY ACCOUNT Use multiple currencies in one account. You can exchange money within your account in a few seconds and simply pay in the local currency abroad, wherever you go. CHOOSE YOUR OWN ACCOUNT NUMBER AND NAME IT Set your own account number, for example, your birthday or wedding anniversary. You can name the account whatever you like. SAVINGS ACCOUNT AND ENVELOPES Open a savings account online and have up to 10 savings envelopes. Organize your money into envelopes for whatever you need. CARD ORDERING AND MANAGEMENT In KB+ you can order, unlock, and lock a card or view the PIN. Choose one of the designs offered and add your card to Apple Pay. KB KLÍČ IS NOW PART OF KB+ You no longer need 2 apps to verify payments and logins. Now you can do everything in the KB+ app. DRAG AND DROP PAYMENTS Move money quickly and easily between your accounts and savings envelopes with a simple drag and drop. TOUCH ID AND FACE ID Make app login and payment verification easier with Touch ID or Face ID. Just use your finger or scan your face. 3D TOUCH Long press the KB+ app icon on your mobile to choose from the most used features. SPOTLIGHT Explore the ability to search KB+ app features through Spotlight. BUILDING SAVINGS Get state support of up to 2,000 CZK per year and enrich your savings with a guaranteed interest rate for 6 years. EXTRA SERVICE CESTOVÁNÍ Insure yourself against unexpected events on the road. With the extra service Cestování, you won't be caught off guard by a traffic accident, lost luggage, or a trip cancellation. The service is valid all year round. SUPPLEMENTARY PENSION SAVINGS Save and invest for retirement. In KB+, you can now arrange a pension not only for yourself, but for your child too. In addition, your child can collect a third of their own contributions from the age of 18. CHILDREN'S SAVINGS ACCOUNT Save for your child with a great interest rate. You can open an account via the application. Additionally, your child can manage their own account from the age of 6, and from 15, they can open an account on their own. PLAN FOR ENTREPRENEURS Open and manage your business account in the app. Share access to it with managers or your accountant. With higher-level plans, you also get a multicurrency account for free.

Screenshots

RB klíč4 screens
KB+4 screens

Verdict

The call

RB klíč and KB+ both sit at 4.5 stars, but that hides the real split: 54% of RB klíč's written reviews are positive against 22% of KB+'s. RB klíč also leads on iOS requirement (15.0 vs 17.0). KB+'s advantage is update cadence (every 3 weeks vs every 3 months). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for RB klíč against 4.4 for KB+. Both are backed by a comparable volume of ratings — 91 and 185 respectively. Written reviews are what separate them: 54% of RB klíč's written reviews are positive against 22% of KB+'s.

UpkeepUpdate frequency

RB klíč ships an update every 3 months, KB+ every 3 weeks. The most recent releases landed on October 18, 2026 and October 16, 2026 respectively.

Scorecard3 real differences · 7 level
RB klíč versus KB+: the parameters behind the verdict, then further details
ParameterRB klíčKB+
PriceFreeFree
Rating4.5 (91 ratings) — better4.4 (185 ratings)
Positive reviews54.2% of reviews — better22.2% of reviews
Number of ratings91185 — better
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size49 MB574 MB
Age rating4+4+
DeveloperRaiffeisenbank, a.s.Komercni banka a.s.

Customer experience

RB klíč

All ratings91 ratings
Positive86.8%
Neutral2.2%
Negative11.0%
Written reviews83 reviews
Positive54.2%
Neutral3.6%
Negative42.2%

KB+

All ratings185 ratings
Positive86.5%
Neutral0.5%
Negative13.0%
Written reviews18 reviews
Positive22.2%
Neutral5.6%
Negative72.2%

In-app purchases

None

RB klíč

No in-app purchases

None

KB+

No in-app purchases

Questions

Is RB klíč free?
RB klíč is free to download, with no in-app purchases.
Is KB+ free?
KB+ is free to download, with no in-app purchases.
Which has better reviews, RB klíč or KB+?
RB klíč is rated higher. RB klíč averages 4.5 out of 5 from 91 ratings, while KB+ averages 4.4 from 185 ratings.
Do RB klíč or KB+ have ads?
Neither RB klíč nor KB+ shows ads.
Which is updated more often, RB klíč or KB+?
RB klíč ships an update every 3 months, and KB+ every 3 weeks. Most recently, RB klíč was updated on October 18, 2026 and KB+ on October 16, 2026.

Other comparisons