PREMIER Credit Card vs First Progress
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PREMIER Credit Card
Securely manage your credit card account on the go. Check balances, make payments, monitor transactions, and lock your card. Stay on top of your finances and build credit with convenient 24/7 access.
- Check account balances
- Make monthly payments
- Monitor recent transactions
- Lock or unlock card
- View statements
- Update profile
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Manage your PREMIER Bankcard Credit Card whenever and wherever you are. Our app gives you secure access to your account so you can check in anytime 24/7. It’s the best way to stay on top of your account while you work to build your credit. And it’s free. A convenient way to: • Check your account balances • Make your monthly payments • Monitor recent transactions • Lock or unlock your card • Go paperless to view statements and letters • Update your profile To access your account, use your existing MyPremierCreditCard.com username and password. Don’t have one yet? No problem. Just create one with the app.
First Progress
Manage your credit card account securely and conveniently on the go. Make payments, view transaction history, monitor your credit limit, and redeem rewards. Access your account details anytime, anywhere.
- Manage account anytime, anywhere
- Make secure payments
- View transaction history
- Monitor available credit limit
- Redeem rewards
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The First Progress Mobile App is the easiest way for cardholders to manage their credit card account. Download the Mobile App today! The First Progress Mobile App allows you to: · Manage your First Progress account anytime, anywhere! · Make secure payments to your account · View your transaction history and current statements · Stay in control by monitoring your available credit limit · Redeem your rewards (if applicable) +Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and may not be used by all lenders. Click here to learn more about this.
Screenshots
Verdict
The clearest difference is review sentiment: PREMIER Credit Card at 50% against First Progress's 6%. PREMIER Credit Card also leads on rating (4.8 vs 1.7) and ratings volume (594K vs 147). First Progress's advantage is iOS requirement (13.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PREMIER Credit Card holds the better App Store score, 4.8 against 1.7. That said, the two scores are not equally well evidenced: PREMIER Credit Card has 594K ratings behind it against 147, so its average is the more settled of the two. Written reviews point the same way: 50% of PREMIER Credit Card's written reviews are positive against 6% of First Progress's.
PREMIER Credit Card ships an update every 6 weeks, First Progress monthly. Both last shipped on October 19, 2026.
| Parameter | PREMIER Credit Card | First Progress |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (594K ratings) — better | 1.7 (147 ratings) |
| Positive reviews | 49.8% of reviews — better | 5.7% of reviews |
| Number of ratings | 594K — better | 147 |
| Update frequency | Every 6 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | #209 — better | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 33 MB | 226 MB |
| Age rating | 4+ | 4+ |
| Developer | PREMIER Bankcard | Vervent, Inc |
Customer experience
PREMIER Credit Card
First Progress
User reviews
PREMIER Credit Card
From 594K App Store ratingsWhat we love
- 🚀 Helps build credit
- 👍 Good for beginners
- 🙌 Offers credit increases
Room to improve
- 💰 High fees and interest rates
- 🕰️ Slow transaction updates
- 🤯 Frustrating customer service
- 🔒 Difficult to use payment options
- 📉 Low credit limits
First Progress
From 147 App Store ratingsWhat we love
- 👍 Easy to navigate
- 🚀 Fantastic
- 💡 No chip on card
Room to improve
- 🐛 App crashes
- 🐛 App doesn't work
- 🐛 App payment not working
- 🐛 App unreliable
- 🐛 Difficult to make payments
Bugs and requests
PREMIER Credit Card
Reported bugs
2 issues- Incorrect card information
- Unexplained account closures
Requested features
4 requests- Faster transaction updates
- More user-friendly app and website
- Automatic payment options
- Higher credit limits
First Progress
Reported bugs
5 issues- App crashes when trying to log in
- App doesn't allow creating an account
- App doesn't work
- App freezes
- App forgets user credentials
Requested features
3 requests- Improve app functionality
- Implement auto-pay
- Provide better payment options
In-app purchases
PREMIER Credit Card
No in-app purchases
First Progress
No in-app purchases
Questions
Is PREMIER Credit Card free?
Is First Progress free?
Which has better reviews, PREMIER Credit Card or First Progress?
Do PREMIER Credit Card or First Progress have ads?
Which is updated more often, PREMIER Credit Card or First Progress?
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