Comparison

Skiply vs FAB Business

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Skiply

This app simplifies school payments for parents in the UAE. It allows secure mobile payments for tuition, uniforms, books, and school events using any bank card. Features include digital permission slips, email receipts, and multiple card support.

Highlights
  • Secure school payments
  • Tuition, uniform, book payments
  • Digital permission slips
  • Email receipts
  • Multiple card support
  • Transaction history access
Features
Read full description

Skip the hassle with easier school payments. Skiply is a mobile payment service powered by RAKBANK that allows parents to make secured payments to schools in UAE with any bank Card. Skiply features include; tuition fee, uniforms, transportation, books payments using a mobile app, signed permission slips for events, email receipts, multiple card support, and much more. Making school payments have never been this easy, say Goodbye to waiting in queues to pay for your Childs’s school fee. Good enough? What if we say, School books for your child is just a login away, ready to get started? Download the app and skip quickly through the long waiting queues. The interface is well-designed and straightforward with impressive offers and push notifications, reminding you of when payments are due. Here are some of Skiply’s features: Seamless user registration, student registration, product catalogue for your school, notifications, order management, Online payment and offers, Email receipts, Multiple card support and much more to explore! With Skiply you can: • Discover all the schools near your location. • Pay online: users can pay off the school products ahead of time, then collect the products or have it delivered to your home. • Parents can pay online for student events arranged by school and sign school permission slip digitally • Create a free MasterPass account: Skiply uses MasterPass, MasterCard’s secure digital wallet solution that accepts MasterCard and Visa. • The Apple Pay/Samsung pay/Google pay checkout option is coming later this year. • Access your eReceipts: now you can easily review your Skiply transaction history in the app. Once you select the school, the app checks for the students registered for that school, Once you click add student you will see your child’s details. Confirm and you are now ready to start exploring the school’s catalogue and make payments for your child’s school needs. You can pay using one of your uploaded payment cards whenever you like. That means you can skip quickly to completion without having to visit the school and spend your precious time waiting in queues. The great thing about Skiply is that family members and guardians who have the app can also use it to pay. All family members will have access to the transaction history. Thanks to Skiply, the payment outstanding is cleared the minute the payment is successfully completed. Is my payment secure? Can someone see my card details? Is it safe to save my card in the Skiply wallet? Well worry no more, the technology provides a single digital storage place for all your payment and shipping information, and encrypts it to keep it out of harm’s way. When you make an online purchase, you simply use the digitally secure checkout option and your payment is processed using the information you have stored.

About

FAB Business

This digital banking app offers a comprehensive suite of financial services for businesses. It allows for easy account opening, loan applications, transaction management, and international fund transfers. The platform also includes bill payments, payroll processing, and rewards programs.

Highlights
  • Digital business account opening
  • Loan request and application
  • Transaction monitoring and fund transfers
  • Local and international transfers
  • Bill payments for various services
  • Payroll and MOL payments
  • Rewards programs and user management
Features
Read full description

Welcome to FAB Business – the all-in-one digital business banking app designed to revolutionize your commercial banking experience. Built on advanced digital technology and a commitment to security, our innovative platform offers a comprehensive suite of financial services tailored to meet the evolving demands of modern enterprises. Whether you’re streamlining day-to-day transactions or managing complex financial needs, FAB Business is your secure gateway to smart, seamless, efficient banking. The FAB Business app blends a trusted legacy with cutting-edge digital services that empower you to take full control of your business financial operations. Experience a world where every banking function is just a tap away. Key App Features: 1- FAB Business simplifies the journey for new customers. With our intuitive self-onboarding process, you can: • Set up your business account quickly and easily through a streamlined digital process. • 100% Digital Business Account Opening with Ease: Need to open a business account? In just a few simple steps, the FAB Business app enables you to initiate business account opening digitally, making it convenient and hassle-free. 2- Loan Request & Apply TWC Loan: Seamlessly apply for loans tailored to your business growth needs. You can easily initiate loan requests and manage the entire process, including the option to apply for a TWC loan—making access to financing more convenient. 3- Comprehensive Transaction Banking: Once your account is set up, FAB Business provides you with powerful transaction banking features. Monitor your account balance, deposits, and loan summary effortlessly. Access your account statements whenever you need them. Initiate fund transfers locally and internationally. Enjoy competitive FX rates integrated via channel. 4- Transfers & Digital Payments Made Easy: Execute transactions swiftly and securely with our robust suite of transfer and payment features: • FAB Transfers: Enjoy the ease of conducting both domestic and international transfers, ensuring your funds are always where you need them, when you need them. • Bill Payments: Simplify the process of managing recurring expenses. Whether it’s Dewa, DU, Etisalat, Fewa, Red Crescent, Salik, SEWA, or TAQA, our app allows you to handle bill payments quickly and reliably. • Payroll & MOL Payments: Streamline your payroll management with efficient mass payments, ensuring your employees and partners are paid promptly. • Reimbursements: Experience a smooth and hassle-free reimbursement process. 5- Rewards, Channel, and User Management: • Rewards: Benefit from exclusive rewards programs designed to incentivize smart financial management • Channel Management: Maintain control over multiple banking interfaces from one platform • User Management: Safeguard your financial data by managing team access and permissions • Help & Support: Our 24/7 Help & Support center is always available to provide guidance, answer your questions, and resolve any issues swiftly—so you can keep your focus on what matters most: growing your business. 6- A Secure, Future-Ready Solution Security is at the heart of FAB Business. With advanced encryption protocols, multi-factor authentication, and real-time fraud monitoring, you can be confident that your financial data is protected at every step. Our platform not only meets today’s rigorous security standards but is also designed to adapt to future challenges, ensuring a resilient and robust banking experience. In today’s fast-paced digital landscape, businesses require agile and innovative financial solutions. FAB Business combines the convenience of mobile banking with a deep understanding of commercial needs, enabling you to manage everything—from routine transactions to strategic financial decisions—from a single, user-friendly interface. Download the app today to unlock a world of possibilities and elevate your business to new heights with a platform built for efficiency, innovation, and trust.

Screenshots

Skiply4 screens
FAB Business4 screens

Verdict

The call

The clearest difference is rating: Skiply at 4.8 against FAB Business's 4.4. Skiply also leads on review sentiment (47% vs 35%) and ratings volume (467 vs 61). FAB Business's advantage is iOS requirement (13.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Skiply holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Skiply has 467 ratings behind it against 61, so its average is the more settled of the two. Written reviews point the same way: 47% of Skiply's written reviews are positive against 35% of FAB Business's.

UpkeepUpdate frequency

Skiply ships an update fortnightly, FAB Business weekly. Both last shipped on November 3, 2026.

Scorecard4 real differences · 6 level
Skiply versus FAB Business: the parameters behind the verdict, then further details
ParameterSkiplyFAB Business
PriceFreeFree
Rating4.8 (467 ratings) — better4.4 (61 ratings)
Positive reviews47.1% of reviews — better35.4% of reviews
Number of ratings467 — better61
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size40 MB165 MB
Age rating4+4+
DeveloperNational Bank of Ras Al KhaimahFirst Abu Dhabi Bank

Customer experience

Skiply

All ratings454 ratings
Positive95.8%
Neutral0.7%
Negative3.5%
Written reviews17 reviews
Positive47.1%
Neutral0.0%
Negative52.9%

FAB Business

All ratings59 ratings
Positive83.1%
Neutral1.7%
Negative15.3%
Written reviews48 reviews
Positive35.4%
Neutral6.3%
Negative58.3%

Bugs and requests

Skiply

Reported bugs

11 issues
  • Apple Pay and payment flow not working
  • Not receiving OTP for student addition
  • Repetitive student details entry
  • Confusing payment info entry with hidden CVC field
  • Outstanding fees not displayed
Show 6 more
  • App lagging
  • Cannot process payments for multiple children simultaneously
  • Login error: 'couldn't login due to hystrix callback invoked'
  • App freezes during payment selection
  • Back button malfunction
  • Registration failure

Requested features

2 requests
  • Allow multiple kids to be paid for at once
  • Improve payment security

FAB Business

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Skiply

No in-app purchases

None

FAB Business

No in-app purchases

Questions

Is Skiply free?
Skiply is free to download, with no in-app purchases.
Is FAB Business free?
FAB Business is free to download, with no in-app purchases.
Which has better reviews, Skiply or FAB Business?
Skiply is rated higher. Skiply averages 4.8 out of 5 from 467 ratings, while FAB Business averages 4.4 from 61 ratings.
Do Skiply or FAB Business have ads?
Neither Skiply nor FAB Business shows ads.
Which is updated more often, Skiply or FAB Business?
Skiply ships an update fortnightly, and FAB Business weekly. Most recently, Skiply was updated on November 3, 2026 and FAB Business on November 3, 2026.

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