Skiply vs ADCB.
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Skiply
This app simplifies school payments for parents in the UAE. It allows secure mobile payments for tuition, uniforms, books, and school events using any bank card. Features include digital permission slips, email receipts, and multiple card support.
- Secure school payments
- Tuition, uniform, book payments
- Digital permission slips
- Email receipts
- Multiple card support
- Transaction history access
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Skip the hassle with easier school payments. Skiply is a mobile payment service powered by RAKBANK that allows parents to make secured payments to schools in UAE with any bank Card. Skiply features include; tuition fee, uniforms, transportation, books payments using a mobile app, signed permission slips for events, email receipts, multiple card support, and much more. Making school payments have never been this easy, say Goodbye to waiting in queues to pay for your Childs’s school fee. Good enough? What if we say, School books for your child is just a login away, ready to get started? Download the app and skip quickly through the long waiting queues. The interface is well-designed and straightforward with impressive offers and push notifications, reminding you of when payments are due. Here are some of Skiply’s features: Seamless user registration, student registration, product catalogue for your school, notifications, order management, Online payment and offers, Email receipts, Multiple card support and much more to explore! With Skiply you can: • Discover all the schools near your location. • Pay online: users can pay off the school products ahead of time, then collect the products or have it delivered to your home. • Parents can pay online for student events arranged by school and sign school permission slip digitally • Create a free MasterPass account: Skiply uses MasterPass, MasterCard’s secure digital wallet solution that accepts MasterCard and Visa. • The Apple Pay/Samsung pay/Google pay checkout option is coming later this year. • Access your eReceipts: now you can easily review your Skiply transaction history in the app. Once you select the school, the app checks for the students registered for that school, Once you click add student you will see your child’s details. Confirm and you are now ready to start exploring the school’s catalogue and make payments for your child’s school needs. You can pay using one of your uploaded payment cards whenever you like. That means you can skip quickly to completion without having to visit the school and spend your precious time waiting in queues. The great thing about Skiply is that family members and guardians who have the app can also use it to pay. All family members will have access to the transaction history. Thanks to Skiply, the payment outstanding is cleared the minute the payment is successfully completed. Is my payment secure? Can someone see my card details? Is it safe to save my card in the Skiply wallet? Well worry no more, the technology provides a single digital storage place for all your payment and shipping information, and encrypts it to keep it out of harm’s way. When you make an online purchase, you simply use the digitally secure checkout option and your payment is processed using the information you have stored.
ADCB.
This AI-powered mobile banking app offers a fast, intuitive, and secure way to manage your finances. It provides seamless navigation for all banking needs, from everyday transactions to investments, all within a single platform.
- AI-powered smart banking
- Faster, seamless experience
- Intuitive end-to-end journeys
- All-in-one banking
- Investment and trading
- Secure and convenient access
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Welcome to a new era of banking. Powered by AI. Shaped by you. The new ADCB Mobile Banking App is powered by advanced AI and built with a next-generation digital experience, making banking faster, more intuitive, and seamlessly connected to your everyday needs. Designed to simplify the way you manage your finances, the app brings together intelligent features, seamless navigation, and secure access, all in one place. AI-powered smart banking Experience smarter banking with advanced AI that provides intuitive prompts and helps you complete tasks quickly across a wide range of services. Faster, more seamless experience View and manage your accounts, cards, loans, and services in one place, with improved speed, smoother navigation, and quicker access to what matters most. Intuitive end-to-end journeys Every journey has been redesigned to be simpler, clearer, and easier to complete, from everyday transactions to more advanced banking needs. All-in-one banking Open accounts, apply for products, manage your cards, and build your investment portfolio, all within one secure app. Investment and trading Access global markets directly from the app and trade US equities, ETFs, and cryptocurrencies with real-time market data. Secure and convenient access Sign in quickly using biometrics or UAE Pass, with enhanced security built into every interaction. This is just the beginning. The ADCB Mobile Banking App will continue to evolve with every update, becoming more intuitive, more helpful, and more personalised over time. A smarter way to bank, built around your daily life.
Screenshots
Verdict
The clearest difference is rating: Skiply at 4.8 against ADCB.'s 4.4. Skiply also leads on review sentiment (47% vs 22%). ADCB.'s advantage is ratings volume (2.7K vs 454). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Skiply holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: ADCB. has 2.7K ratings behind it against 454, so its average is the more settled of the two. Written reviews point the same way: 47% of Skiply's written reviews are positive against 22% of ADCB.'s.
Skiply ships an update fortnightly, ADCB. weekly. The most recent releases landed on September 20, 2026 and September 21, 2026 respectively.
| Parameter | Skiply | ADCB. |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (454 ratings) — better | 4.4 (2.7K ratings) |
| Positive reviews | 47.1% of reviews — better | 21.6% of reviews |
| Number of ratings | 454 | 2.7K — better |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 40 MB | 160 MB |
| Age rating | 4+ | 4+ |
| Developer | The National Bank of Ras Al-Khaimah (P.S.C) | ADCB |
Customer experience
Skiply
ADCB.
Bugs and requests
Skiply
Reported bugs
11 issues- Apple Pay and payment flow not working
- Not receiving OTP for student addition
- Repetitive student details entry
- Confusing payment info entry with hidden CVC field
- Outstanding fees not displayed
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- App lagging
- Cannot process payments for multiple children simultaneously
- Login error: 'couldn't login due to hystrix callback invoked'
- App freezes during payment selection
- Back button malfunction
- Registration failure
Requested features
2 requests- Allow multiple kids to be paid for at once
- Improve payment security
ADCB.
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Skiply
No in-app purchases
ADCB.
No in-app purchases








