Skiply vs Aani
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Skiply
This app simplifies school payments for parents in the UAE. It allows secure mobile payments for tuition, uniforms, books, and school events using any bank card. Features include digital permission slips, email receipts, and multiple card support.
- Secure school payments
- Tuition, uniform, book payments
- Digital permission slips
- Email receipts
- Multiple card support
- Transaction history access
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Skip the hassle with easier school payments. Skiply is a mobile payment service powered by RAKBANK that allows parents to make secured payments to schools in UAE with any bank Card. Skiply features include; tuition fee, uniforms, transportation, books payments using a mobile app, signed permission slips for events, email receipts, multiple card support, and much more. Making school payments have never been this easy, say Goodbye to waiting in queues to pay for your Childs’s school fee. Good enough? What if we say, School books for your child is just a login away, ready to get started? Download the app and skip quickly through the long waiting queues. The interface is well-designed and straightforward with impressive offers and push notifications, reminding you of when payments are due. Here are some of Skiply’s features: Seamless user registration, student registration, product catalogue for your school, notifications, order management, Online payment and offers, Email receipts, Multiple card support and much more to explore! With Skiply you can: • Discover all the schools near your location. • Pay online: users can pay off the school products ahead of time, then collect the products or have it delivered to your home. • Parents can pay online for student events arranged by school and sign school permission slip digitally • Create a free MasterPass account: Skiply uses MasterPass, MasterCard’s secure digital wallet solution that accepts MasterCard and Visa. • The Apple Pay/Samsung pay/Google pay checkout option is coming later this year. • Access your eReceipts: now you can easily review your Skiply transaction history in the app. Once you select the school, the app checks for the students registered for that school, Once you click add student you will see your child’s details. Confirm and you are now ready to start exploring the school’s catalogue and make payments for your child’s school needs. You can pay using one of your uploaded payment cards whenever you like. That means you can skip quickly to completion without having to visit the school and spend your precious time waiting in queues. The great thing about Skiply is that family members and guardians who have the app can also use it to pay. All family members will have access to the transaction history. Thanks to Skiply, the payment outstanding is cleared the minute the payment is successfully completed. Is my payment secure? Can someone see my card details? Is it safe to save my card in the Skiply wallet? Well worry no more, the technology provides a single digital storage place for all your payment and shipping information, and encrypts it to keep it out of harm’s way. When you make an online purchase, you simply use the digitally secure checkout option and your payment is processed using the information you have stored.
Aani
This platform allows instant money transfers within the UAE using just a mobile number. It supports QR code payments, payment requests, and bill splitting for easy financial management.
- Instant fund transfers
- Mobile number payments
- QR-code based payments
- Request to pay functionality
- Split payments
- Secure transactions
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Aani: Your Gateway to Instant Payments in the UAE! Welcome to Aani, the cutting-edge payments platform brought to you by Al Etihad Payments, a subsidiary of the Central Bank of the UAE. Aani is here to revolutionize the way you handle your payments, offering seamless and secure instant payment services for your convenience. Why Choose Aani? With Aani, you can transfer funds swiftly and effortlessly, anytime, anywhere, 24/7. Experience the freedom of managing transactions up to AED 50,000 instantly, putting you in control of your finances like never before. Innovative Features for Your Ease: - Easy and convenient: Everyone in the UAE can now send money to friends and family using just a mobile number. - QR-Code Based Payments: Scan and pay swiftly using QR codes for hassle-free transactions. - Request to Pay: Request payments from friends, family, or clients with just a tap. - Split Payments: Easily divide bills and expenses among friends or colleagues without the hassle. Aani - Where Convenience Meets Security: We understand the importance of security when it comes to your finances. Aani is designed with robust security measures, ensuring your transactions are safe and your data is protected at all times. Experience the ultimate blend of convenience and peace of mind with Aani. Join the digital revolution today with Aani! Simplify your payments and enjoy the ease of instant transactions. Download the app now and embrace a future where your payments are just a tap away.
Screenshots
Verdict
The clearest difference is rating: Skiply at 4.8 against Aani's 3.2. Skiply also leads on review sentiment (47% vs 20%) and update cadence (fortnightly vs every 2 months). Aani's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Skiply holds the better App Store score, 4.8 against 3.2. That said, the two scores are not equally well evidenced: Skiply has 454 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 47% of Skiply's written reviews are positive against 20% of Aani's.
Skiply ships an update fortnightly, Aani every 2 months. The most recent releases landed on September 20, 2026 and August 16, 2026 respectively.
| Parameter | Skiply | Aani |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (454 ratings) — better | 3.2 (10 ratings) |
| Positive reviews | 47.1% of reviews — better | 20.0% of reviews |
| Number of ratings | 454 — better | 10 |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 40 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | The National Bank of Ras Al-Khaimah (P.S.C) | Al Etihad Payments |
Customer experience
Skiply
Aani
Bugs and requests
Skiply
Reported bugs
11 issues- Apple Pay and payment flow not working
- Not receiving OTP for student addition
- Repetitive student details entry
- Confusing payment info entry with hidden CVC field
- Outstanding fees not displayed
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- App lagging
- Cannot process payments for multiple children simultaneously
- Login error: 'couldn't login due to hystrix callback invoked'
- App freezes during payment selection
- Back button malfunction
- Registration failure
Requested features
2 requests- Allow multiple kids to be paid for at once
- Improve payment security
Aani
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Skiply
No in-app purchases
Aani
No in-app purchases








