UPCIC Mobile vs ClearPath Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UPCIC Mobile
Manage your home insurance policy conveniently from your mobile device. Access policy documents, make secure payments, file and track claims, and locate agents. The app offers a centralized dashboard for all your insurance needs.
- Access policy documents
- Make payments
- File and track claims
- Find an agent
- Manage settings
- Paperless options
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With the Universal Property & Casualty Insurance Company mobile app, you can easily access your policy documents, make payments, file and track claims, find nearby agents and manage many other facets of your home insurance policy with the click of a button! • ACCESS POLICY DOCUMENTS - One-stop shop dashboard houses your crucial documents in one place. • MAKE PAYMENTS - Secure and confidential payment processing system. • FILE & TRACK CLAIMS - Easy filing form with drop down menus and immediate updates. • FIND AN AGENT - Locate your agent’s information or find an agent closest to you. • MANAGE SETTINGS - Go paperless or manage your SMS notifications with a single click.
ClearPath Budget
Manage your household finances with a zero-based budgeting approach. Track all expenses, assign jobs to every dollar, and monitor your budget in real-time. Share your budget with a partner and keep track of upcoming bills.
- Zero-based budgeting
- Manual expense tracking
- Budget category assignment
- Shared household budgets
- Bill calendar
- Net worth tracking
- Savings goals
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Replace the spreadsheet. ClearPath is a private household budget — every dollar has a job, and you always know what’s left. No bank login. You enter the numbers. Your money stays yours. TRACK EVERY EXPENSE Log spending as it happens. See where it went by category, day, and account — income, expenses, and transfers in one list. KNOW WHAT’S LEFT See this month at a glance: income, spending, and how much of your budget you’ve used. Pin favorites on the home screen — rent, food, or whatever you actually watch. GIVE EVERY DOLLAR A JOB Set a budget per category. Watch spent vs leftover. Move leftover when a category has extra. Open a category for trends, subcategories, and every charge. BUDGET WITH A PARTNER Share one household. Same accounts, same numbers. BILLS ON A CALENDAR Due dates in one place. Unpaid and paid at a glance — so gym, phone, and rent don’t sneak up. YOUR WHOLE PICTURE Checking, savings, cards, and loans in one list. Net worth without connecting a bank. SAVE ON PURPOSE Set a monthly savings goal. Transfers to savings fill the goal and don’t count as spending, so saving doesn’t wreck the budget. Your accounts, transactions, budgets, and bills stay on your account and sync across your devices. ClearPath is free to download. New households get 90 days of full access. After that, ClearPath is $0.99 per month. Payment is charged to your Apple ID. The subscription renews automatically unless you cancel at least 24 hours before the end of the period. Manage or cancel in Settings → Apple ID → Subscriptions. Existing households already using the app keep access. Privacy: https://clearpath-blush.vercel.app/privacy Terms: https://clearpath-blush.vercel.app/terms
Screenshots
Verdict
The clearest difference is review sentiment: ClearPath Budget at 100% against UPCIC Mobile's 27%. ClearPath Budget also leads on rating (5.0 vs 4.5) and update cadence (every 4 days vs every 2 months). UPCIC Mobile's advantage is in-app purchases (none vs 1) and ratings volume (9.1K vs 3). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ClearPath Budget sells 1 in-app purchase, starting at $0.99 per month. UPCIC Mobile asks for nothing beyond the download.
ClearPath Budget holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: UPCIC Mobile has 9.1K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 27% of UPCIC Mobile's written reviews are positive against 100% of ClearPath Budget's.
UPCIC Mobile ships an update every 2 months, ClearPath Budget every 4 days. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.
| Parameter | UPCIC Mobile | ClearPath Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (9.1K ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 26.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 9.1K — better | 3 |
| Update frequency | Every 2 months | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Subscription |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15 | 15.0 |
| Further details — not scored | ||
| Size | 88 MB | 22 MB |
| Age rating | 4+ | 12+ |
| Developer | Universal Property & Casualty Insurance Company | Joshua Jurado |
Customer experience
UPCIC Mobile
ClearPath Budget
Bugs and requests
UPCIC Mobile
Reported bugs
4 issues- App not recognizing account information
- Unable to delete or archive payment reminders
- Claim details not visible after submission
- Inconsistent app behavior after updates
Requested features
4 requests- Add option to pay full annual premium
- Implement recurring payment option
- Improve in-app payment functionality
- Allow users to update personal information
ClearPath Budget
Not enough reviews yet to summarise bugs or requests.
In-app purchases
UPCIC Mobile
No in-app purchases
ClearPath Budget
- ClearPath$0.991 Month
Questions
Is UPCIC Mobile free?
Is ClearPath Budget free?
Which has better reviews, UPCIC Mobile or ClearPath Budget?
Do UPCIC Mobile or ClearPath Budget have ads?
Which is updated more often, UPCIC Mobile or ClearPath Budget?
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