Comparison

PBCOMobile vs HelloPag

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PBCOMobile

Manage your finances entirely from your smartphone. Open accounts, make payments, and transfer funds without visiting a branch. Access your money anytime, anywhere with a globally accepted debit card.

Highlights
  • Open accounts remotely
  • Digital ID and signature upload
  • Mobile payments and transfers
  • ATM and partner store deposits/withdrawals
  • Global debit card acceptance
  • Scheduled and recurring transactions
  • Account and debit card management
Features
Read full description

PBCOMobile is focused on making your financial life easier and simpler. There are no paper forms to fill out and no minimum and maintaining balance requirements. PBCOMobile offers bank accounts that live on your smartphone and gives you control of your money anytime , anywhere. You don’t need to visit a branch: you can open an account, make payments, transfer funds and receive money on your phone. If you have or need cash you can deposit and withdraw in ATMs and partner stores. All PBCOMobile accounts will come with debit cards that are accepted worldwide and mobile access to many payment and money transfer services via Mastercard, Bancnet and the Philippine Clearing House Corporation (PCHC). PBCOMobile Functionality: • Open an account without going to PBCOM branches • Capture and upload your ID Documents with your mobile phone • Take a Selfie Video to help us get to know you • Upload a digital signature • Create scheduled or recurring transactions • No opening and maintaining balance required for Starter Accounts • You can update your personal information via the mobile app • Upgrade your Starter account to a Regular Savings account and receive more perks • Easily link, block, unblock, and replace your PBCOMobile Debit Card via the mobile app. PBCOMobile is for new customers who wants to open an account. For existing PBCOM customers, you may download POP Personal to access your account online.

About

HelloPag

Manage your Pag-IBIG funds and access digital financial services securely and efficiently. This app allows you to check loan proceeds, save for MP2, pay loans, transfer funds, and make payments for bills and purchases.

Highlights
  • Check loan proceeds
  • Save for MP2
  • Pay loans and amortization
  • Fund transfers via InstaPay
  • Generate QR PH code
  • Cash in at 711 branches
  • Send money via cash out partners
  • Buy prepaid load
  • Pay bills
  • Scan to pay via QR
Features
Read full description

Hello Pag-IBIG is the companion app of the Pag-IBIG Loyalty Card Plus powered by AUB. Download the Hello Pag-IBIG app and register your Pag-IBIG Loyalty Card Plus powered by AUB now to enjoy digital financial services that is secure, fast and efficient. Sa Hello Pag-IBIG app, you can manage your funds conveniently, anytime, anywhere! - Maaari mong makita sa Hello Pag-IBIG app kung credited na ang iyong loan proceeds. - Mag-ipon at maghulog sa inyong Pag-IBIG MP2 savings - Magbayad ng inyong monthly loan amortization sa housing loan, multi-purpose loan at calamity loan sa Pag-IBIG. I-enjoy ang iba pang karagdagang services tulad ng - Real time fund transfer to other banks and ewallets via InstaPay - Makatanggap ng pera gamit ang iyong sariling QR PH code na ma-gegenerate sa iyong Hello Pag-IBIG app. - Makapag CASH IN or top up sa mga 711 branches nationwide. - Makapag PERA PADALA to your loved ones through our cash out partners (Cebuana Lhuiller, Palawan, LBC Express, M. Lhuiller and AUB branches) - Bumili ng PREPAID LOAD (Globe, Smart, Sun, PLDT, Meralco, DITO) - Magbayad ng BILLS for electricity, credit cards, tuition fees, at iba pang utilities. - Makapag SCAN TO PAY via QR code sa kahit saang QR PH P2M merchant nationwide. - Mag-online shopping gamit ang Hello Pag-IBIG Virtual Mastercard. - Mag-withdraw gamit ang iyong Pag-IBIG Loyalty Card Plus sa lahat ng BancNet ATMs or i-swipe ito at gamiting pambayad sa groceries at ibang shops, nationwide. I-register na ang iyong Pag-IBIG Loyalty Card Plus powered by AUB today!

Screenshots

PBCOMobile4 screens
HelloPag4 screens

Verdict

The call

The clearest difference is ratings volume: HelloPag at 370 against PBCOMobile's 2. HelloPag also leads on update cadence (fortnightly vs every 6 weeks). PBCOMobile's advantage is iOS requirement (12.0 vs 15.6). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for PBCOMobile against 4.9 for HelloPag. That said, the two scores are not equally well evidenced: HelloPag has 370 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

PBCOMobile ships an update every 6 weeks, HelloPag fortnightly. The most recent releases landed on October 8, 2026 and October 15, 2026 respectively.

Scorecard3 real differences · 7 level
PBCOMobile versus HelloPag: the parameters behind the verdict, then further details
ParameterPBCOMobileHelloPag
PriceFreeFree
Rating5.0 (2 ratings) — better4.9 (370 ratings)
Positive reviews—60.0% of reviews
Number of ratings2370 — better
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better15.6
Further details — not scored
Size40 MB100 MB
Age rating4+4+
DeveloperPHILIPPINE BANK OF COMMUNICATIONSAsia United Bank

Customer experience

PBCOMobile

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

HelloPag

All ratings370 ratings
Positive97.8%
Neutral1.1%
Negative1.1%
Written reviews10 reviews
Positive60.0%
Neutral10.0%
Negative30.0%

In-app purchases

None

PBCOMobile

No in-app purchases

None

HelloPag

No in-app purchases

Questions

Is PBCOMobile free?
PBCOMobile is free to download, with no in-app purchases.
Is HelloPag free?
HelloPag is free to download, with no in-app purchases.
Which has better reviews, PBCOMobile or HelloPag?
PBCOMobile is rated higher. PBCOMobile averages 5.0 out of 5 from 2 ratings, while HelloPag averages 4.9 from 370 ratings.
Do PBCOMobile or HelloPag have ads?
Neither PBCOMobile nor HelloPag shows ads.
Which is updated more often, PBCOMobile or HelloPag?
PBCOMobile ships an update every 6 weeks, and HelloPag fortnightly. Most recently, PBCOMobile was updated on October 8, 2026 and HelloPag on October 15, 2026.

Other comparisons