HelloMoney by AUB vs PBCOMobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HelloMoney by AUB
This eWallet app offers a secure and efficient way for Filipinos to manage their finances. Open a prepaid bank account instantly with just your face as ID, with no hidden fees or maintaining balance required. Enjoy 24/7 fund transfers, QR payments, bill payments, and online shopping with a virtual Mastercard.
- Instant account opening with face ID
- 24/7 fund transfers via InstaPay
- QR code generation and payments
- Cash out via partner branches
- Load and bills payment
- Virtual Mastercard for online shopping
- ATM card optional
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Banking as Easy as Saying Hello! HelloMoney by Asia United Bank is your hassle-free eWallet app made especially for Filipinos. It’s secure, fast, and efficient, perfect for your everyday needs. Say goodbye to worries and say hello to HelloMoney! - No pila, no hassle! Open a prepaid bank account anytime. No branch visits needed! - Easy sign-up! Open with just your Face as your ID! Download, register, take a selfie, tell us a few info about yourself, tapos agad in 10 mins! - No hidden fees! No initial deposit and no maintaining balance required. What can HelloMoney do for you? - Transfer funds 24/7! Send money to banks and eWallets via InstaPay for as low as ₱8.00. - I-QR mo na lang! Generate and share your own QR code for easy transfers. - Pera Padala made easy. Cash out via Cebuana Lhuillier, Palawan, LBC, or AUB branches. - Load and bills? Easy lang! Buy load and epins or pay bills in just a few taps. - Scan to pay. Use QR Ph at thousands of merchants nationwide. - Online shopping ready. Shop securely worldwide with your HelloMoney Virtual Mastercard - ATM card optional. Withdraw or swipe at any BancNet ATM or POS terminal using your HelloMoney ATM card.
PBCOMobile
Manage your finances entirely from your smartphone. Open accounts, make payments, and transfer funds without visiting a branch. Access your money anytime, anywhere with a globally accepted debit card.
- Open accounts remotely
- Digital ID and signature upload
- Mobile payments and transfers
- ATM and partner store deposits/withdrawals
- Global debit card acceptance
- Scheduled and recurring transactions
- Account and debit card management
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PBCOMobile is focused on making your financial life easier and simpler. There are no paper forms to fill out and no minimum and maintaining balance requirements. PBCOMobile offers bank accounts that live on your smartphone and gives you control of your money anytime , anywhere. You don’t need to visit a branch: you can open an account, make payments, transfer funds and receive money on your phone. If you have or need cash you can deposit and withdraw in ATMs and partner stores. All PBCOMobile accounts will come with debit cards that are accepted worldwide and mobile access to many payment and money transfer services via Mastercard, Bancnet and the Philippine Clearing House Corporation (PCHC). PBCOMobile Functionality: • Open an account without going to PBCOM branches • Capture and upload your ID Documents with your mobile phone • Take a Selfie Video to help us get to know you • Upload a digital signature • Create scheduled or recurring transactions • No opening and maintaining balance required for Starter Accounts • You can update your personal information via the mobile app • Upgrade your Starter account to a Regular Savings account and receive more perks • Easily link, block, unblock, and replace your PBCOMobile Debit Card via the mobile app. PBCOMobile is for new customers who wants to open an account. For existing PBCOM customers, you may download POP Personal to access your account online.
Screenshots
Verdict
The clearest difference is ratings volume: HelloMoney by AUB at 549 against PBCOMobile's 2. HelloMoney by AUB also leads on update cadence (fortnightly vs every 6 weeks). PBCOMobile's advantage is rating (5.0 vs 4.8) and iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PBCOMobile holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: HelloMoney by AUB has 549 ratings behind it against 2, so its average is the more settled of the two.
HelloMoney by AUB ships an update fortnightly, PBCOMobile every 6 weeks. The most recent releases landed on October 16, 2026 and September 29, 2026 respectively.
| Parameter | HelloMoney by AUB | PBCOMobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (549 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 60.8% of reviews | — |
| Number of ratings | 549 — better | 2 |
| Update frequency | Fortnightly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 12.0 — better |
| Further details — not scored | ||
| Size | 100 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Asia United Bank | PHILIPPINE BANK OF COMMUNICATIONS |
Customer experience
HelloMoney by AUB
PBCOMobile
In-app purchases
HelloMoney by AUB
No in-app purchases
PBCOMobile
No in-app purchases
Questions
Is HelloMoney by AUB free?
Is PBCOMobile free?
Which has better reviews, HelloMoney by AUB or PBCOMobile?
Do HelloMoney by AUB or PBCOMobile have ads?
Which is updated more often, HelloMoney by AUB or PBCOMobile?
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