BankCom Personal vs PBCOMobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BankCom Personal
Manage your savings and current accounts, send money, track transactions, and pay bills instantly. This mobile banking app offers a personalized dashboard and secure 2-factor authentication for easy online banking.
- Personalized dashboard
- 2-factor authentication
- Instant money transfers
- Local bank transfers (Instapay/Pesonet)
- Transaction history
- Bill payments
- Profile updates
- One Time Password (OTP) generation
Read full descriptionHide full description
Make your banking experience as mobile as you are with the new Bank of Commerce mobile app! Manage all of your savings & current accounts, time deposits, send money, keep track of all transactions, and pay bills instantly. Talk about easy banking anytime! Experience a better way to bank online with these amazing features: - Create your own personalized dashboard - Securely login with 2-factor authentication - Send cash to other BankCom accounts instantly - Transfer funds to any local bank via Instapay and Pesonet - View your complete transactions history - Pay bills for over 100 merchants with just a few taps - Update your customer profile - Generate a One Time Password (OTP) What are you waiting for? Download the new Bank of Commerce app today! Bank of Commerce Customer Care Metro Manila: (02) 8-632-2265 Domestic Toll-free numbers: 1800-10-982-6000 (PLDT) and 1800-8-982-6000 (Globe Lines) Email: customerservice@bankcom.com.ph Website: https://www.bankcom.com.ph Bank of Commerce is regulated by the Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph Deposits are insured by PDIC up to P500,000 per depositor. Proud member of BancNet.
PBCOMobile
Manage your finances entirely from your smartphone. Open accounts, make payments, and transfer funds without visiting a branch. Access your money anytime, anywhere with a globally accepted debit card.
- Open accounts remotely
- Digital ID and signature upload
- Mobile payments and transfers
- ATM and partner store deposits/withdrawals
- Global debit card acceptance
- Scheduled and recurring transactions
- Account and debit card management
Read full descriptionHide full description
PBCOMobile is focused on making your financial life easier and simpler. There are no paper forms to fill out and no minimum and maintaining balance requirements. PBCOMobile offers bank accounts that live on your smartphone and gives you control of your money anytime , anywhere. You don’t need to visit a branch: you can open an account, make payments, transfer funds and receive money on your phone. If you have or need cash you can deposit and withdraw in ATMs and partner stores. All PBCOMobile accounts will come with debit cards that are accepted worldwide and mobile access to many payment and money transfer services via Mastercard, Bancnet and the Philippine Clearing House Corporation (PCHC). PBCOMobile Functionality: • Open an account without going to PBCOM branches • Capture and upload your ID Documents with your mobile phone • Take a Selfie Video to help us get to know you • Upload a digital signature • Create scheduled or recurring transactions • No opening and maintaining balance required for Starter Accounts • You can update your personal information via the mobile app • Upgrade your Starter account to a Regular Savings account and receive more perks • Easily link, block, unblock, and replace your PBCOMobile Debit Card via the mobile app. PBCOMobile is for new customers who wants to open an account. For existing PBCOM customers, you may download POP Personal to access your account online.
Screenshots
Verdict
The clearest difference is rating: PBCOMobile at 5.0 against BankCom Personal's 2.6. BankCom Personal's advantage is ratings volume (19 vs 2) and iOS requirement (12.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PBCOMobile holds the better App Store score, 5.0 against 2.6. That said, the two scores are not equally well evidenced: BankCom Personal has 19 ratings behind it against 2, so its average is the more settled of the two.
BankCom Personal ships an update monthly, PBCOMobile every 6 weeks. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.
| Parameter | BankCom Personal | PBCOMobile |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (19 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 18.5% of reviews | — |
| Number of ratings | 19 — better | 2 |
| Update frequency | Monthly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 75 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank of Commerce PH | PHILIPPINE BANK OF COMMUNICATIONS |
Customer experience
BankCom Personal
PBCOMobile
In-app purchases
BankCom Personal
No in-app purchases
PBCOMobile
No in-app purchases
Questions
Is BankCom Personal free?
Is PBCOMobile free?
Which has better reviews, BankCom Personal or PBCOMobile?
Do BankCom Personal or PBCOMobile have ads?
Which is updated more often, BankCom Personal or PBCOMobile?
Other comparisons















