Comparison

AUB vs BankCom Personal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AUB

This mobile banking application allows users to manage their accounts, transfer funds, pay bills, and apply for loans conveniently. It offers features like virtual teller services, check management, and credit card access. Users can also locate branches and manage remittances.

Highlights
  • Mobile banking account access
  • Fund transfers via InstaPay and PESONet
  • Online bills payment
  • Virtual teller queueing
  • PDC management
  • Credit card management
  • Loan application
Features
Read full description

Asia United Bank (AUB) is among the fastest-growing publicly listed universal banks in the Philippines. AUB is known for financial strength and delivery of superior innovative products and services, driven towards total customer satisfaction. The AUB Mobile App takes off from AUB's existing online banking web application and is optimized to give AUB clients a rich, fast, and convenient mobile user experience. Bring Banking with You with the AUB Mobile App! Key Features: Access your Mobile Banking Account Wherever you Are Enroll your existing AUB Preferred Accounts to AUB’s Mobile Banking without visiting the Branch. Transfer funds safely from home Send funds to other AUB accounts or other Banks via InstaPay and PESONet. Pay Bills online so you don’t need to wait in line Experience convenient bills payment online to accredited Billers. Your Virtual Teller On-The-Go Queue your transactions ahead of time to use AUB’s Fast Lane when visiting any AUB branch. PDC Management Made Easy Manage, Re-deposit or Pull Out AUB Checks with ease without visiting the bank. More features for the on-the-go you! Safe and secured transactions with your Security Token, Buy and sell FX, request for Checkbook, Buy Load and more! Manage your AUB Credit Card, any time Access your credit card details, apply for installment programs, view promos and more! Loan Application at your Fingertips Experience a seamless loan application for car and big bike or apply through CASHelp for a multi-purpose salary loan. Branch Locator Locate the AUB Branch near you using the Branch Locator feature. Remittance View transaction inquiries and locate remittance centers worldwide. Experience banking convenience with AUB!

About

BankCom Personal

Manage your savings and current accounts, send money, track transactions, and pay bills instantly. This mobile banking app offers a personalized dashboard and secure 2-factor authentication for easy online banking.

Highlights
  • Personalized dashboard
  • 2-factor authentication
  • Instant money transfers
  • Local bank transfers (Instapay/Pesonet)
  • Transaction history
  • Bill payments
  • Profile updates
  • One Time Password (OTP) generation
Features
Read full description

Make your banking experience as mobile as you are with the new Bank of Commerce mobile app! Manage all of your savings & current accounts, time deposits, send money, keep track of all transactions, and pay bills instantly. Talk about easy banking anytime! Experience a better way to bank online with these amazing features: - Create your own personalized dashboard - Securely login with 2-factor authentication - Send cash to other BankCom accounts instantly - Transfer funds to any local bank via Instapay and Pesonet - View your complete transactions history - Pay bills for over 100 merchants with just a few taps - Update your customer profile - Generate a One Time Password (OTP) What are you waiting for? Download the new Bank of Commerce app today! Bank of Commerce Customer Care Metro Manila: (02) 8-632-2265 Domestic Toll-free numbers: 1800-10-982-6000 (PLDT) and 1800-8-982-6000 (Globe Lines) Email: customerservice@bankcom.com.ph Website: https://www.bankcom.com.ph Bank of Commerce is regulated by the Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph Deposits are insured by PDIC up to P500,000 per depositor. Proud member of BancNet.

Screenshots

AUB4 screens
BankCom Personal4 screens

Verdict

The call

The clearest difference is review sentiment: AUB at 62% against BankCom Personal's 18%. AUB also leads on rating (4.8 vs 2.6) and ratings volume (574 vs 19). BankCom Personal's advantage is iOS requirement (12.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AUB holds the better App Store score, 4.8 against 2.6. That said, the two scores are not equally well evidenced: AUB has 574 ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 62% of AUB's written reviews are positive against 18% of BankCom Personal's.

UpkeepUpdate frequency

AUB ships an update every 3 weeks, BankCom Personal monthly. The most recent releases landed on October 14, 2026 and October 12, 2026 respectively.

Scorecard4 real differences · 6 level
AUB versus BankCom Personal: the parameters behind the verdict, then further details
ParameterAUBBankCom Personal
PriceFreeFree
Rating4.8 (574 ratings) — better2.6 (19 ratings)
Positive reviews61.9% of reviews — better18.5% of reviews
Number of ratings574 — better19
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size50 MB75 MB
Age rating4+4+
DeveloperAsia United BankBank of Commerce PH

Customer experience

AUB

All ratings574 ratings
Positive95.8%
Neutral1.6%
Negative2.6%
Written reviews63 reviews
Positive61.9%
Neutral6.3%
Negative31.7%

BankCom Personal

All ratings19 ratings
Positive26.3%
Neutral15.8%
Negative57.9%
Written reviews65 reviews
Positive18.5%
Neutral12.3%
Negative69.2%

In-app purchases

None

AUB

No in-app purchases

None

BankCom Personal

No in-app purchases

Questions

Is AUB free?
AUB is free to download, with no in-app purchases.
Is BankCom Personal free?
BankCom Personal is free to download, with no in-app purchases.
Which has better reviews, AUB or BankCom Personal?
AUB is rated higher. AUB averages 4.8 out of 5 from 574 ratings, while BankCom Personal averages 2.6 from 19 ratings.
Do AUB or BankCom Personal have ads?
Neither AUB nor BankCom Personal shows ads.
Which is updated more often, AUB or BankCom Personal?
AUB ships an update every 3 weeks, and BankCom Personal monthly. Most recently, AUB was updated on October 14, 2026 and BankCom Personal on October 12, 2026.

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