POP (PBCOM Online Platform) vs BankCom Personal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
POP (PBCOM Online Platform)
Manage your PBCOM accounts, pay bills, and transfer funds securely. Instantly send money to other banks via InstaPay or to other PBCOM accounts. Communicate with the bank through a secure in-app messaging system.
- Manage checking, savings, and loan accounts
- Pay bills and schedule payments
- Reload prepaid mobile phones
- Instant money transfers via InstaPay
- Transfer to other PBCOM accounts
- Secure in-app messaging
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Bank conveniently and securely with the POP (PBCOM Online Platform) banking app for PBCOM customers. Manage Your Bank Accounts and Finances [+] Review the activity and balances of your PBCOM checking and savings accounts [+] View PBCOM loan account balances Make Payments or Buy Load [+] Pay your bills [utilities, credit cards, tuition, insurance and more]. [+] Schedule payments for your bills. [+] Reload prepaid mobile phones. Transfer Money [+] Send money instantly to other banks using InstaPay with Bancnet [+] Transfer money to other people’s PBCOM accounts. [+] Transfer money between your PBCOM accounts. [+] Schedule funds transfers. [+] Send money via Smart Padala Contact Us Easily [+] Send and Receive secure messages to and from PBCOM via the app Inbox Don’t have a PBCOM account? Download the PBCOMobile app to instantly open an account today!
BankCom Personal
Manage your savings and current accounts, send money, track transactions, and pay bills instantly. This mobile banking app offers a personalized dashboard and secure 2-factor authentication for easy online banking.
- Personalized dashboard
- 2-factor authentication
- Instant money transfers
- Local bank transfers (Instapay/Pesonet)
- Transaction history
- Bill payments
- Profile updates
- One Time Password (OTP) generation
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Make your banking experience as mobile as you are with the new Bank of Commerce mobile app! Manage all of your savings & current accounts, time deposits, send money, keep track of all transactions, and pay bills instantly. Talk about easy banking anytime! Experience a better way to bank online with these amazing features: - Create your own personalized dashboard - Securely login with 2-factor authentication - Send cash to other BankCom accounts instantly - Transfer funds to any local bank via Instapay and Pesonet - View your complete transactions history - Pay bills for over 100 merchants with just a few taps - Update your customer profile - Generate a One Time Password (OTP) What are you waiting for? Download the new Bank of Commerce app today! Bank of Commerce Customer Care Metro Manila: (02) 8-632-2265 Domestic Toll-free numbers: 1800-10-982-6000 (PLDT) and 1800-8-982-6000 (Globe Lines) Email: customerservice@bankcom.com.ph Website: https://www.bankcom.com.ph Bank of Commerce is regulated by the Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph Deposits are insured by PDIC up to P500,000 per depositor. Proud member of BancNet.
Screenshots
Verdict
The clearest difference is rating: POP (PBCOM Online Platform) at 5.0 against BankCom Personal's 2.6. BankCom Personal's advantage is ratings volume (19 vs 5) and iOS requirement (12.0 vs 15.6). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
POP (PBCOM Online Platform) holds the better App Store score, 5.0 against 2.6. Both are backed by a comparable volume of ratings — 5 and 19 respectively. Written reviews point the same way: 23% of POP (PBCOM Online Platform)'s written reviews are positive against 18% of BankCom Personal's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | POP (PBCOM Online Platform) | BankCom Personal |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) — better | 2.6 (19 ratings) |
| Positive reviews | 22.9% of reviews — better | 18.5% of reviews |
| Number of ratings | 5 | 19 — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 12.0 — better |
| Further details — not scored | ||
| Size | 45 MB | 75 MB |
| Age rating | 4+ | 4+ |
| Developer | PHILIPPINE BANK OF COMMUNICATIONS | Bank of Commerce PH |
Customer experience
POP (PBCOM Online Platform)
BankCom Personal
In-app purchases
POP (PBCOM Online Platform)
No in-app purchases
BankCom Personal
No in-app purchases
Questions
Is POP (PBCOM Online Platform) free?
Is BankCom Personal free?
Which has better reviews, POP (PBCOM Online Platform) or BankCom Personal?
Do POP (PBCOM Online Platform) or BankCom Personal have ads?
Which is updated more often, POP (PBCOM Online Platform) or BankCom Personal?
Other comparisons
