Comparison

AUB vs PBCOMobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AUB

This mobile banking application allows users to manage their accounts, transfer funds, pay bills, and apply for loans conveniently. It offers features like virtual teller services, check management, and credit card access. Users can also locate branches and manage remittances.

Highlights
  • Mobile banking account access
  • Fund transfers via InstaPay and PESONet
  • Online bills payment
  • Virtual teller queueing
  • PDC management
  • Credit card management
  • Loan application
Features
Read full description

Asia United Bank (AUB) is among the fastest-growing publicly listed universal banks in the Philippines. AUB is known for financial strength and delivery of superior innovative products and services, driven towards total customer satisfaction. The AUB Mobile App takes off from AUB's existing online banking web application and is optimized to give AUB clients a rich, fast, and convenient mobile user experience. Bring Banking with You with the AUB Mobile App! Key Features: Access your Mobile Banking Account Wherever you Are Enroll your existing AUB Preferred Accounts to AUB’s Mobile Banking without visiting the Branch. Transfer funds safely from home Send funds to other AUB accounts or other Banks via InstaPay and PESONet. Pay Bills online so you don’t need to wait in line Experience convenient bills payment online to accredited Billers. Your Virtual Teller On-The-Go Queue your transactions ahead of time to use AUB’s Fast Lane when visiting any AUB branch. PDC Management Made Easy Manage, Re-deposit or Pull Out AUB Checks with ease without visiting the bank. More features for the on-the-go you! Safe and secured transactions with your Security Token, Buy and sell FX, request for Checkbook, Buy Load and more! Manage your AUB Credit Card, any time Access your credit card details, apply for installment programs, view promos and more! Loan Application at your Fingertips Experience a seamless loan application for car and big bike or apply through CASHelp for a multi-purpose salary loan. Branch Locator Locate the AUB Branch near you using the Branch Locator feature. Remittance View transaction inquiries and locate remittance centers worldwide. Experience banking convenience with AUB!

About

PBCOMobile

Manage your finances entirely from your smartphone. Open accounts, make payments, and transfer funds without visiting a branch. Access your money anytime, anywhere with a globally accepted debit card.

Highlights
  • Open accounts remotely
  • Digital ID and signature upload
  • Mobile payments and transfers
  • ATM and partner store deposits/withdrawals
  • Global debit card acceptance
  • Scheduled and recurring transactions
  • Account and debit card management
Features
Read full description

PBCOMobile is focused on making your financial life easier and simpler. There are no paper forms to fill out and no minimum and maintaining balance requirements. PBCOMobile offers bank accounts that live on your smartphone and gives you control of your money anytime , anywhere. You don’t need to visit a branch: you can open an account, make payments, transfer funds and receive money on your phone. If you have or need cash you can deposit and withdraw in ATMs and partner stores. All PBCOMobile accounts will come with debit cards that are accepted worldwide and mobile access to many payment and money transfer services via Mastercard, Bancnet and the Philippine Clearing House Corporation (PCHC). PBCOMobile Functionality: • Open an account without going to PBCOM branches • Capture and upload your ID Documents with your mobile phone • Take a Selfie Video to help us get to know you • Upload a digital signature • Create scheduled or recurring transactions • No opening and maintaining balance required for Starter Accounts • You can update your personal information via the mobile app • Upgrade your Starter account to a Regular Savings account and receive more perks • Easily link, block, unblock, and replace your PBCOMobile Debit Card via the mobile app. PBCOMobile is for new customers who wants to open an account. For existing PBCOM customers, you may download POP Personal to access your account online.

Screenshots

AUB4 screens
PBCOMobile4 screens

Verdict

The call

The clearest difference is ratings volume: AUB at 574 against PBCOMobile's 2. PBCOMobile's advantage is rating (5.0 vs 4.8) and iOS requirement (12.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PBCOMobile holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: AUB has 574 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

AUB ships an update every 3 weeks, PBCOMobile every 6 weeks. The most recent releases landed on October 14, 2026 and September 29, 2026 respectively.

Scorecard3 real differences · 7 level
AUB versus PBCOMobile: the parameters behind the verdict, then further details
ParameterAUBPBCOMobile
PriceFreeFree
Rating4.8 (574 ratings)5.0 (2 ratings) — better
Positive reviews61.9% of reviews—
Number of ratings574 — better2
Update frequencyEvery 3 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size50 MB40 MB
Age rating4+4+
DeveloperAsia United BankPHILIPPINE BANK OF COMMUNICATIONS

Customer experience

AUB

All ratings574 ratings
Positive95.8%
Neutral1.6%
Negative2.6%
Written reviews63 reviews
Positive61.9%
Neutral6.3%
Negative31.7%

PBCOMobile

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

AUB

No in-app purchases

None

PBCOMobile

No in-app purchases

Questions

Is AUB free?
AUB is free to download, with no in-app purchases.
Is PBCOMobile free?
PBCOMobile is free to download, with no in-app purchases.
Which has better reviews, AUB or PBCOMobile?
PBCOMobile is rated higher. AUB averages 4.8 out of 5 from 574 ratings, while PBCOMobile averages 5.0 from 2 ratings.
Do AUB or PBCOMobile have ads?
Neither AUB nor PBCOMobile shows ads.
Which is updated more often, AUB or PBCOMobile?
AUB ships an update every 3 weeks, and PBCOMobile every 6 weeks. Most recently, AUB was updated on October 14, 2026 and PBCOMobile on September 29, 2026.

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