Comparison

PBCOMobile vs Singlife PH

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PBCOMobile

Manage your finances entirely from your smartphone. Open accounts, make payments, and transfer funds without visiting a branch. Access your money anytime, anywhere with a globally accepted debit card.

Highlights
  • Open accounts remotely
  • Digital ID and signature upload
  • Mobile payments and transfers
  • ATM and partner store deposits/withdrawals
  • Global debit card acceptance
  • Scheduled and recurring transactions
  • Account and debit card management
Features
Read full description

PBCOMobile is focused on making your financial life easier and simpler. There are no paper forms to fill out and no minimum and maintaining balance requirements. PBCOMobile offers bank accounts that live on your smartphone and gives you control of your money anytime , anywhere. You don’t need to visit a branch: you can open an account, make payments, transfer funds and receive money on your phone. If you have or need cash you can deposit and withdraw in ATMs and partner stores. All PBCOMobile accounts will come with debit cards that are accepted worldwide and mobile access to many payment and money transfer services via Mastercard, Bancnet and the Philippine Clearing House Corporation (PCHC). PBCOMobile Functionality: • Open an account without going to PBCOM branches • Capture and upload your ID Documents with your mobile phone • Take a Selfie Video to help us get to know you • Upload a digital signature • Create scheduled or recurring transactions • No opening and maintaining balance required for Starter Accounts • You can update your personal information via the mobile app • Upgrade your Starter account to a Regular Savings account and receive more perks • Easily link, block, unblock, and replace your PBCOMobile Debit Card via the mobile app. PBCOMobile is for new customers who wants to open an account. For existing PBCOM customers, you may download POP Personal to access your account online.

About

Singlife PH

This app offers a comprehensive digital insurance solution for Filipinos, allowing users to buy, manage, and access policies. It provides tools for wealth growth, life insurance, and financial planning with personalized coverage options and seamless funding.

Highlights
  • Digital insurance policy management
  • Wealth growth with rewards
  • Personalized life and medical coverage
  • Financial needs analysis tool
  • Seamless funding via credit card, debit, QRPh
  • 15-day money-back guarantee
Features
Read full description

The Singlife PH App is the Philippines' all-in-one digital insurance solution, giving Filipinos a better way to financial independence, allowing you to buy, manage, and access your policies entirely through the app at your own pace and time. Singlife Philippines combines cutting-edge technology with a deeply human touch. The Singlife PH App delivers everything needed to take control of finances, from growing wealth to ensuring comprehensive life insurance coverage and having money when it matters most. A BETTER WAY TO FINANCIAL INDEPENDENCE Growing your financial foundation starts with the Singlife Account, where your money works as hard as you do, earning rewards of up to 5% p.a. net interest* while you plan for you and your loved ones’ futures. New users receive a Singlife Credits welcome gift to jumpstart your financial protection journey, and you can add funds seamlessly through credit cards, debit cards, and QRPh. Protecting what matters most becomes effortless with comprehensive coverage spanning medical, life, investment, and funeral protection—all tailored to you and your family's unique needs and budget. Choose monthly or annual payments that fit your financial rhythm and let our built-in financial needs analysis tool guide you toward the right coverage for life's precious moments. Plus, every policy comes with a 15-day money-back guarantee, giving you complete peace of mind with your policy. *Terms and conditions apply. OUTSTANDING CUSTOMER EXPERIENCE Singlife Philippines, through the Singlife PH App, is rated 4.6 out of 5 stars on Trustpilot from over 10,000 user reviews and has been recognized with multiple prestigious awards: 2025 Awards Asian Banking & Finance Fintech Awards: - Customer Experience Solution Award – Philippines - Mobile App Award – Philippines - New Fintech Product Award – Philippines Global Business and Finance Magazine Awards 2025: - Best InsurTech Philippines 2025 - Best Customer Experience Solution Philippines 2025 - Best Digital Life Insurance Philippines 2025 2024 Awards Digital CX Awards from The Digital Banker: - Best Insurance Provider for Digital CX in the Philippines - Best Insurtech for Digital CX - Best Digital CX – Account Opening and Customer Onboarding (Insurance) - Highly Acclaimed for Best Digital Life Insurance For any questions or concerns, send an email to help@singlife.com or call Customer Support at +632-8299-3737, available daily from 9 AM to 6 PM.

Screenshots

PBCOMobile4 screens
Singlife PH4 screens

Verdict

The call

The clearest difference is update cadence: Singlife PH at fortnightly against PBCOMobile's every 6 weeks. Singlife PH also leads on ratings volume (25 vs 2). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for PBCOMobile against 5.0 for Singlife PH. That said, the two scores are not equally well evidenced: Singlife PH has 25 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

PBCOMobile ships an update every 6 weeks, Singlife PH fortnightly. The most recent releases landed on September 29, 2026 and October 13, 2026 respectively.

Scorecard2 real differences · 8 level
PBCOMobile versus Singlife PH: the parameters behind the verdict, then further details
ParameterPBCOMobileSinglife PH
PriceFreeFree
Rating5.0 (2 ratings)5.0 (25 ratings)
Positive reviews—100.0% of reviews
Number of ratings225 — better
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size40 MB103 MB
Age rating4+4+
DeveloperPHILIPPINE BANK OF COMMUNICATIONSSinglife Philippines Inc.

Customer experience

PBCOMobile

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Singlife PH

All ratings25 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

PBCOMobile

No in-app purchases

None

Singlife PH

No in-app purchases

Questions

Is PBCOMobile free?
PBCOMobile is free to download, with no in-app purchases.
Is Singlife PH free?
Singlife PH is free to download, with no in-app purchases.
Which has better reviews, PBCOMobile or Singlife PH?
PBCOMobile and Singlife PH are both rated 5.0 out of 5 on the App Store, from 2 and 25 ratings respectively.
Do PBCOMobile or Singlife PH have ads?
Neither PBCOMobile nor Singlife PH shows ads.
Which is updated more often, PBCOMobile or Singlife PH?
PBCOMobile ships an update every 6 weeks, and Singlife PH fortnightly. Most recently, PBCOMobile was updated on September 29, 2026 and Singlife PH on October 13, 2026.

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