Comparison

PBCOMobile vs Maybank2u PH

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PBCOMobile

Manage your finances entirely from your smartphone. Open accounts, make payments, and transfer funds without visiting a branch. Access your money anytime, anywhere with a globally accepted debit card.

Highlights
  • Open accounts remotely
  • Digital ID and signature upload
  • Mobile payments and transfers
  • ATM and partner store deposits/withdrawals
  • Global debit card acceptance
  • Scheduled and recurring transactions
  • Account and debit card management
Features
Read full description

PBCOMobile is focused on making your financial life easier and simpler. There are no paper forms to fill out and no minimum and maintaining balance requirements. PBCOMobile offers bank accounts that live on your smartphone and gives you control of your money anytime , anywhere. You don’t need to visit a branch: you can open an account, make payments, transfer funds and receive money on your phone. If you have or need cash you can deposit and withdraw in ATMs and partner stores. All PBCOMobile accounts will come with debit cards that are accepted worldwide and mobile access to many payment and money transfer services via Mastercard, Bancnet and the Philippine Clearing House Corporation (PCHC). PBCOMobile Functionality: • Open an account without going to PBCOM branches • Capture and upload your ID Documents with your mobile phone • Take a Selfie Video to help us get to know you • Upload a digital signature • Create scheduled or recurring transactions • No opening and maintaining balance required for Starter Accounts • You can update your personal information via the mobile app • Upgrade your Starter account to a Regular Savings account and receive more perks • Easily link, block, unblock, and replace your PBCOMobile Debit Card via the mobile app. PBCOMobile is for new customers who wants to open an account. For existing PBCOM customers, you may download POP Personal to access your account online.

About

Maybank2u PH

This mobile banking app offers a secure and convenient way to manage your finances. It provides features like biometric login, easy fund transfers, bill payments, and account management, all within an intuitive interface.

Highlights
  • Secure biometric login
  • Instapay fund transfers
  • Over 600 biller payments
  • Scheduled recurring payments
  • Mobile prepaid reloads
  • Downloadable e-statements
Features
Read full description

Secure, convenient, and improved mobile banking experience with Maybank2u PH! Welcome to the new look and improved experience of the Maybank2U PH (M2U) mobile app! Loaded with the essential features for you daily banking needs, M2U lets you bank with ease and peace of mind anytime, anywhere. SECURE BANKING Your account security is our top priority. • Activate your Secure2u (S2U) and pair your mobile device to your M2U access so you can safely authorize your transactions while in the app. S2U is an enhanced two-factor authentication (2FA) option that allows you to authorize your M2U transactions conveniently and swiftly using Secure Verification’s in-app single tap approval instead of generating the Transaction Authorization Code (TAC) or One-Time Password (OTP) via SMS every time you transact. S2U's unique device binding reduces your exposure to potential SMS fraud as well as the need to rely on network connectivity for SMS receipt. S2U gives you the assurance and control that only you can access your account. • Set up your Face ID or Biometric Login so you can log-in instantly using your own biometric information. CONVENIENT TRANSACTIONS Everyday banking made simpler and easier for you. • Open a Maybank iSave online and start enjoying your savings account without having to fill out physical forms or lining up at the Branch! • Transfer and receive funds easily with Instapay via your M2U App! Also, you can send money to friends or family instantly with QRPh. Generate your own QR code to receive funds or scan your peers’ QR codes for quick and easy fund transfers. • Pay your bills with just a few taps and choose from over 600 billers including major credit card and loan providers and utility billers. • Save time by adding your regular billers or accounts to your list of Favourite transactions so you don’t have to type account or reference numbers each time you perform a transaction. • You can also schedule recurring bill payments or future transfers so you don’t have to worry about missing your due dates. • Reload your mobile prepaid account to stay connected with friends. • Top-up your RFIDs real-time and prepare for those upcoming road trips! • Apply for a Time Deposit account with your M2U App (subject to approval). • Upon setting up your M2U, nominate a Primary Account that will automatically be the source of your monetary transactions. • View and download up to 12 months of your deposit electronic statement of account (e-SOA) starting May 2024. IMPROVED DESIGN Smart and efficient banking at your fingertips. • Daily banking made easy with the fresh and intuitive lay-out to ensure an optimal mobile banking experience for you. • With Quick Actions icons, you can easily perform transactions right after logging in. No need to go through any menu. Customize some of the icons to fit your lifestyle and banking needs. In a world where everything happens all at once, there’s Maybank2u! Download the new and improved Maybank2u PH App now! Maybank2U PH App will seek permission for the following: • Access to your contact directory to give you the convenience to select your contacts when you make a transaction to a mobile number • Access to your location to offer you the most relevant promotions while you are on the go • Access to your camera and gallery to give you access to easier and more secure funds transfers through QR Pay • Verification of your mobile number when opening a Maybank iSave Account CONTACT US For inquiries, please call Maybank Customer Care at (02) 8588-3888 | PLDT Toll-free: 1-800-10-588-3888 | E-mail: mpi.customerservice@maybank.com. Deposits are insured by PDIC up to PHP 1 Million per depositor. Maybank Philippines, Inc. is regulated by the Bangko Sentral ng Pilipinas. | https://www.bsp.gov.ph

Screenshots

PBCOMobile4 screens
Maybank2u PH4 screens

Verdict

The call

The clearest difference is rating: PBCOMobile at 5.0 against Maybank2u PH's 4.2. PBCOMobile also leads on monetization model (free vs ad-supported). Maybank2u PH's advantage is iOS requirement (13.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PBCOMobile holds the better App Store score, 5.0 against 4.2. Both are backed by a comparable volume of ratings — 2 and 5 respectively.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 6 weeks. The most recent releases landed on October 24, 2026 and October 19, 2026 respectively.

Scorecard3 real differences · 7 level
PBCOMobile versus Maybank2u PH: the parameters behind the verdict, then further details
ParameterPBCOMobileMaybank2u PH
PriceFreeFree
Rating5.0 (2 ratings) — better4.2 (5 ratings)
Positive reviews—100.0% of reviews
Number of ratings25 — better
Update frequencyEvery 6 weeksEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size26 MB108 MB
Age rating4+4+
DeveloperPHILIPPINE BANK OF COMMUNICATIONSMalayan Banking Berhad

Customer experience

PBCOMobile

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Maybank2u PH

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

PBCOMobile

No in-app purchases

None

Maybank2u PH

No in-app purchases

Questions

Is PBCOMobile free?
PBCOMobile is free to download, with no in-app purchases.
Is Maybank2u PH free?
Maybank2u PH is free to download, with no in-app purchases.
Which has better reviews, PBCOMobile or Maybank2u PH?
PBCOMobile is rated higher. PBCOMobile averages 5.0 out of 5 from 2 ratings, while Maybank2u PH averages 4.2 from 5 ratings.
Do PBCOMobile or Maybank2u PH have ads?
Neither PBCOMobile nor Maybank2u PH shows ads.
Which is updated more often, PBCOMobile or Maybank2u PH?
PBCOMobile ships an update every 6 weeks, and Maybank2u PH every 6 weeks. Most recently, PBCOMobile was updated on October 24, 2026 and Maybank2u PH on October 19, 2026.

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