Innovative MFB vs Bank9ja
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Innovative MFB
Manage your finances on the go with this mobile banking application. Perform transactions like checking balances, paying bills, recharging airtime, and transferring funds. You can also apply for loans and create new account numbers directly from your device.
- View account balance
- Export account statements
- Airtime recharge
- Bill payments
- Inter/Intra-bank transfers
- Loan application and status
- Create account numbers
Read full descriptionHide full description
Perform most of your financial transactions which includes but not limited to: - View Account balance - View and export Account statement - Airtime Recharge - Bills Payment e.g. DSTv, GoTv, PHCN etc. - Inter-bank and Intra-bank Transfer - Loan Management (apply for loans, check loan status etc.) - Create Account Number
Bank9ja
A digital banking platform designed for seamless and secure daily financial activities. It allows users to set up profiles quickly, send money, buy data, and pay bills for free, with additional bonuses and cashback. No branch visits or paperwork are required.
- Profile setup in 2 minutes
- Secure passcode and biometric login
- Free money transfers
- Purchase data
- Free bill payments
- Exclusive freebies and cashback
Read full descriptionHide full description
Bank9ja is a bank agnostic digital banking platform uniquely designed to make your daily banking activities easier, seamless and secure. Bank9ja is for everyone - employees, students, farmers, traders, everyday people, Millennials and GenZs. We have designed Bank9ja with Nigerians in mind, proudly a Nigerian product for Nigerians. Are you from 9ja, then Bank9ja is designed for you. Download, install, use, review and rate it. It's all yours to download for FREE. • Set up your profile in 2 minutes • Secure and faster login with a passcode and biometric login • Send money to any bank account or phone number in seconds for FREE (T & C apply) • Buy cheap data and stay connected • Pay bills for FREE • Enjoy multiple FREEBIES (bonus airtime, bonus betting wallet funding, cashback etc.) round the clock • No paperwork required • No need to ever visit a bank branch • More features coming soon to make your banking experience enjoyable like never before
Screenshots
Verdict
The clearest difference is rating: Bank9ja at 2.7 against Innovative MFB's 1.0. Bank9ja also leads on review sentiment (18% vs 0%) and update cadence (every 6 weeks vs every 4 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Bank9ja holds the better App Store score, 2.7 against 1.0. Both are backed by a comparable volume of ratings — 6 and 9 respectively. Written reviews point the same way: 0% of Innovative MFB's written reviews are positive against 18% of Bank9ja's.
Innovative MFB ships an update every 4 months, Bank9ja every 6 weeks. Both last shipped on November 3, 2026.
| Parameter | Innovative MFB | Bank9ja |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (6 ratings) | 2.7 (9 ratings) — better |
| Positive reviews | 0.0% of reviews | 18.2% of reviews — better |
| Number of ratings | 6 | 9 — better |
| Update frequency | Every 4 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 — better | 15.5 |
| Further details — not scored | ||
| Size | 55 MB | 81 MB |
| Age rating | 4+ | 17+ |
| Developer | iBank Microfinance Bank Limited | 9 Payment Service Bank (9PSB) |
Customer experience
Innovative MFB
Bank9ja
In-app purchases
Innovative MFB
No in-app purchases
Bank9ja
No in-app purchases
