Comparison

Globus Mobile vs DigiKolo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Globus Mobile

Manage your finances with this digital banking app. Open accounts, transfer funds, pay bills, and top up airtime instantly. Enjoy a secure and convenient banking experience from your mobile device.

Highlights
  • Instant account opening
  • Customized account numbers
  • Funds transfer
  • Airtime top-up
  • Bills payment
  • Mini-statement generation
  • Beneficiary management
Features
Read full description

Globus Bank is revolutionizing the banking experience with its state-of-the-art application that allows users enjoy excellence in digital banking. With this application, you can open a Globus Bank account in just two minutes, generate a customized account number, and carry out different banking activities without any visit to the branch. GlobusMobile is a quick, safe and convenient banking application designed to fit your contemporary lifestyle. Some of the key features of the app include: Account Opening (with customized account numbers) Funds transfer (with smart beneficiary suggestion function) Airtime top-up Bills Payment Mini-statement and receipt generation (shareable to multiple platforms) Beneficiary management Maintain/Manage beneficiaries for Airtime, Bills Payment and Funds Transfer GlobusMobile is available to all Globus Bank customers. However, non-customers can still download the app and open Globus Bank accounts instantly to gain access to a whole new digital banking experience. For more information please call our contact center on 01-225 9000 or send a mail to info@globusbank.com. Globus Bank is a digital Bank duly licensed by the Central Bank of Nigeria to provide commercial banking services to the Nigerian public. The Bank is focused on revolutionizing the Financial Services Industry by leveraging people and technology in an efficient and responsible manner.

About

DigiKolo

Build a stronger savings habit with a secure, licensed platform offering attractive interest rates up to 21% PA. Set automated savings, create targeted plans for life goals, and participate in savings challenges with friends. Manage your funds effectively and prepare for the future.

Highlights
  • High interest rates up to 21% PA
  • Automated and flexible savings options
  • Targeted savings plans for life goals
  • Savings challenges with friends
  • Secure and licensed platform
  • 24/7 customer support
Features
Read full description

DigiKolo Savings app is a flexible, secure and a Licensed savings platform that enables you to build an improved savings culture while rewarding your consistence with as much as 21% interest PA. With Digikolo Savings App you can build your savings, manage your funds and even build a better financial future that is secured. On the Digikolo Savings App, you can: - Save Long-term, Short-term or towards Targeted Goals. - Start automated savings with as Low as 200 naira per day or weekly, monthly with our flexible savings offers. - Engage in a Savings challenge with friends and have bragging rights. - Use Target Plans to stay consistent towards Social & Life Goals like a date, Valentine, Weddings, Birthdays, School Fees, Retirement or even to start a new business. - Earn the HOOGE! interest on your savings as high as 21%. - Prepare for Unforeseen Incidents by having Rainy-day Savings. - Earn actual cash of up to 200 naira when you use your referral code to invite friends ad family. Turn your phone into a Digital-Kolo today There’s a host of reasons you should save on DigiKolo, but we will shorten it to 3 reasons: • Very attractive interest rate on DigiKolo (18.5%), DigiTarget (18.5%) and DigiLock (21%). • Easily Save and Invest with user-friendly tools. • Effectively Save for different purpose at the snap of your finger. Rest Assured we have you at the center of our operations. We never let you walk alone: We have a dedicated 24/7 customer support through the app, phone , email, Facebook, Instagram, YouTube, Twitter who are hard at work to ensure we serve you better. If you need advisor for help or enrolment support, we are always available. Why not take charge of your Financial Future now. Start planning for short and long term goals as well as emergencies by creating a savings plan with Digikolo. DigiKolo Saving App consist of the following features: • DigiKolo - Where you put money away either daily, weekly, or monthly for savings • DigiTarget - This plan helps you commit to a goal for a fixed period of time, it helps you save towards a goal or an event with a very return on your savings. • DigiLock - This is a fixed savings option that allows you to lock your savings for a particular period of time. Digikolo savings app is driven by Digital Space Capital Ltd. aimed at encouraging a proper savings culture for individuals with a financial goal. DigiKolo avails you the opportunity to do more with your money seamlessly be it just the conventional savings, target savings, or locking funds away for a period.

Screenshots

Globus Mobile4 screens
DigiKolo4 screens

Verdict

The call

Globus Mobile and DigiKolo both sit at 3.6 stars, but that hides the real split: 100% of DigiKolo's written reviews are positive against 25% of Globus Mobile's. Globus Mobile's advantage is ratings volume (90 vs 10). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.6 for Globus Mobile against 3.5 for DigiKolo. That said, the two scores are not equally well evidenced: Globus Mobile has 90 ratings behind it against 10, so its average is the more settled of the two. Written reviews are what separate them: 25% of Globus Mobile's written reviews are positive against 100% of DigiKolo's.

UpkeepUpdate frequency

Globus Mobile ships an update every 3 weeks, DigiKolo monthly. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 8 level
Globus Mobile versus DigiKolo: the parameters behind the verdict, then further details
ParameterGlobus MobileDigiKolo
PriceFreeFree
Rating3.6 (90 ratings) — better3.5 (10 ratings)
Positive reviews25.0% of reviews100.0% of reviews — better
Number of ratings90 — better10
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size256 MB31 MB
Age rating4+4+
DeveloperGlobus Bank LTDDigital Space Capital Limited

Customer experience

Globus Mobile

All ratings90 ratings
Positive65.6%
Neutral2.2%
Negative32.2%
Written reviews36 reviews
Positive25.0%
Neutral2.8%
Negative72.2%

DigiKolo

All ratings7 ratings
Positive42.9%
Neutral14.3%
Negative42.9%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Globus Mobile

Reported bugs

20 issues
  • Customer service line always breaking
  • Cannot verify identity through mobile app
  • Unable to access account since new update
  • App is slow in transacting to other banks
  • Transferring to other accounts taking too long
Show 15 more
  • Unable to login to account after update
  • No in app customer service or contact details
  • Unable to view transaction history
  • Unable to generate transaction receipts
  • Cannot access money after depositing
  • Unable to withdraw money for extended periods
  • App won't login
  • Login notification sent on failed login attempts
  • Unable to log on after changing device
  • Account restricted after deposit
  • Inability to generate statement
  • Error during transfers and withdrawals
  • Account restriction after deposit
  • Unable to send money out after entering code
  • Issues verifying BVN

Requested features

4 requests
  • Enable facial sign-in
  • Start giving loans
  • Redesign app for better aesthetics
  • Improve ATM network

DigiKolo

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Globus Mobile

No in-app purchases

None

DigiKolo

No in-app purchases

Questions

Is Globus Mobile free?
Globus Mobile is free to download, with no in-app purchases.
Is DigiKolo free?
DigiKolo is free to download, with no in-app purchases.
Which has better reviews, Globus Mobile or DigiKolo?
Globus Mobile is rated higher. Globus Mobile averages 3.6 out of 5 from 90 ratings, while DigiKolo averages 3.5 from 10 ratings.
Do Globus Mobile or DigiKolo have ads?
Neither Globus Mobile nor DigiKolo shows ads.
Which is updated more often, Globus Mobile or DigiKolo?
Globus Mobile ships an update every 3 weeks, and DigiKolo monthly. Most recently, Globus Mobile was updated on November 11, 2026 and DigiKolo on November 3, 2026.

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