THPro vs Swirepay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
THPro
This app allows contractors in the US to process credit card and ACH payments for services on the go. It supports transactions, refunds, and provides a history of all activity. A Bluetooth card reader is also available.
- Credit card transactions
- ACH/checking account transactions
- Refund processing
- Transaction history
- Mobile payment acceptance
- Bluetooth card reader compatibility
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TotalHousehold Inc is proud to present a merchant services app for contractors all over the United States. Using this app, you will be able to charge credit cards for your services whether you are on the road, office, or on job-site. The application has all features such as credit card transactions, ACH/checking account transactions, refunds, transaction history, and more. Introducing a new Bluetooth card reader. Contact Totalhousehold PRO to get yours. Call us at 800-325-4315 to start accepting payments today.
Swirepay
Send and receive money instantly, earning cashback on payments without needing a new card. This service works with major US banks to bypass traditional delays, allowing same-day fund transfers and payments.
- Send and receive money in real-time
- Earn cashback on payments
- Same-day fund transfers
- Works with major US banks
- Supports POS devices for in-store payments
- Simplifies B2B payments
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Swirepay allows you to send and receive money in real time and earn money via cash back without a need for a new card. Swirepay works with major leading banks and acquirers across the U.S. to help avoid the traditional 2-5 day float from ACH from Card transactions and receive money the same day. * SEND MONEY AND EARN * Link your bank account and send money to any vendor or employee along with a descriptive note for easy reconciliation. Use Swirepay to manage your monthly bills, payments and earn up to 1% cashback on all payments sent without a need for a card. * RECEIVE MONEY * Avoid those pesky interchange fees for both consumer and business payments while getting money in your bank account on the same day. * FAST * No more waiting 3-5 days for ACH to clear or 2 business days for card transactions to reach your bank account. Any money received can be sent to your account the same day for a small flat fee up to $10. * PAY IN STORES * Swirepay is supported on major POS devices such as Clover so you can simply scan, pay and go. * PAY ONLINE * Swirepay helps remove the need for manual checks and float from ACH by simplifying B2B payments for small businesses. Sign up today to send and receive B2B payments the same day while avoiding interchange fees and float. Swirepay works with major acquirers and banks in the US to facilitate transactions and is PCI Level 1 Certified, the most stringent level of certification available in the payments industry. Please contact support@swirepay.com for any service related queries and letstalk@swirepay.com to learn more.
Screenshots
Verdict
The clearest difference is rating: THPro at 5.0 against Swirepay's 4.7. THPro also leads on iOS requirement (13.0 vs 15.6). Swirepay's advantage is ratings volume (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
THPro holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 1 and 3 respectively.
THPro ships an update every 6 weeks, Swirepay every 3 weeks. The most recent releases landed on September 11, 2026 and September 10, 2026 respectively.
| Parameter | THPro | Swirepay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.7 (3 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 3 — better |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 46 MB | 126 MB |
| Age rating | 4+ | 4+ |
| Developer | TotalHousehold Inc | Swirepay Inc. |
Customer experience
THPro
Swirepay
In-app purchases
THPro
No in-app purchases
Swirepay
No in-app purchases
