Milford vs FixOrFloat
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Milford
Manage your investments with ease. Track your balance, view personalized performance, and see where your money is invested. Access transaction history, reports, and statements all in one place.
- View account balance
- Personalized performance tracking
- Investment allocation overview
- Transaction history
- Access reports and statements
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Milford's Mobile App makes it easy to keep track of your investments. You can see your balance, personalised performance and where your money is invested. You can also easily view your transaction history and access reports and statements.
FixOrFloat
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The Mortgage Decision Engine for Australian Investors. Stop guessing. FixOrFloat quantifies the opportunity cost of your Australian mortgage structure in seconds. Most calculators sell loans; this one optimizes them. KEY FEATURES: Offset Shield: Visualise the true cash value of your offset account vs. a fixed rate. Break Analysis: Instantly calculate if breaking your contract yields a net profit, factoring in estimated ERA costs. Loyalty Alert: Quantify the "Lazy Penalty" you pay compared to market-leading rates. Rate Modelling: Stress-test your position against future RBA rate shifts. PRIVACY FIRST 100% on-device processing. We never store your loan balance, rates, or offset details. DISCLAIMER: General calculation scenarios only. Not financial advice or an offer of credit. Consult a qualified broker before refinancing.
Screenshots
Verdict
The clearest difference is iOS requirement: FixOrFloat at 13.0 against Milford's 16.4. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Milford | FixOrFloat |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (5 ratings) — better | — |
| Positive reviews | 40.0% of reviews | — |
| Number of ratings | 5 — better | — |
| Update frequency | Every 6 weeks | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 13.0 — better |
| Further details — not scored | ||
| Size | 115 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Milford Asset Management Limited | DAOx |
In-app purchases
Milford
No in-app purchases
FixOrFloat
No in-app purchases
