Moono vs Spendra
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Moono
Track your income and expenses consciously with this finance app. It offers offline functionality, iCloud synchronization, and detailed financial analytics. Customize accounts and categories with no limits.
- Offline expense and income tracking
- iCloud synchronization
- Customizable accounts and categories
- Financial analytics
- Data export
- Light and dark mode support
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Start spending your money consciously by tracking expenses and incomes with Moono. Moono: doesn't require Internet connection, iCloud synchronizable, simple and clear in usage, made with love and in native design. • All functionality without any registration • Add transactions quickly • Use different accounts, categories, text notes and photo attachments with no limits • Customise your accounts and categories with name, color and icon • Don't lose any of your account with function of Archiving • Use iOS and macOS at the same time with iCloud synchronization • Doesn’t require Internet access (only for iCloud synchronization) • Clear financial Analytics • Supports light and dark mode • Plenty of currencies • Export of data • Native intuitive design • Light weight app • Several languages available • No ads We are EAGER to hear your feedback. Don't hesitate to write: Email: team@moono.app Twitter: @MoonoApp Instagram: @moono.app Privacy Policy: https://moono.app/privacy Terms of Use: https://moono.app/termsofuse
Spendra
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Know where your money goes and plan what comes next. Spendra helps you record purchases, set a monthly budget and review spending across iPhone, iPad, Mac and Apple Watch. Free, always: • Add, edit, duplicate and delete unlimited expenses. • Organise records with grouped categories, recent category shortcuts, tags and notes. • See a clear Spending summary and searchable history with useful filters. • Plan future one-off expenses and see upcoming payments separately until they are due. • Set an overall monthly budget and configure reminders. • Protect access with Face ID or other device authentication. • Create and restore versioned JSON backups, and delete your data at any time. Spendra Pro is an optional monthly, annual or lifetime upgrade that unlocks: • Unlimited receipt scanning with Apple Vision; three useful scans are complimentary. • Full Insights with weekly, monthly and yearly periods, comparisons, charts and category drill-down. • Recurring-expense automation with upcoming payments, subscription tracking and detection, price-change insights and renewal reminders. • CSV export. • Quick add with Siri and App Intents, from the Mac menu bar, and on Apple Watch. Pricing and any eligible introductory offer are shown in the app before purchase. Restore Purchases is available from the paywall and Settings. If Pro lapses, existing data is never deleted, hidden or made unreadable. Records sync through a private iCloud database. Apple Watch entries transfer to the paired iPhone through WatchConnectivity and then sync; availability depends on pairing and connection. Preferences remain device-local. Choose from the full ISO currency list. Spendra reports each currency separately and does not convert currencies or provide exchange rates. Spendra requires no separate account, does not connect to banks and does not provide financial advice. Camera, device authentication, notifications, Siri, exports and WatchConnectivity depend on device capabilities, permissions and system support. Terms of Use: https://nsdsrinivas.github.io/apps/spendra/index.html#terms-of-use
Screenshots
Verdict
The clearest difference is iOS requirement: Moono at 16.0 against Spendra's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Moono sells 2 in-app purchases, starting at $4.99 per year and Spendra sells 6 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Moono ships an update every 5 weeks, Spendra every 4 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | Moono | Spendra |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (18 ratings) — better | — |
| Positive reviews | 83.9% of reviews | — |
| Number of ratings | 18 — better | — |
| Update frequency | Every 5 weeks | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, Mac | iPhone, iPad, Mac, Apple Watch — better |
| Requires iOS | 16.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 13 MB | 14 MB |
| Age rating | 4+ | 4+ |
| Developer | Aleksandr Zolotarev | Srinivas Naathireddy |
In-app purchases
Moono
- Annual Pro subscription3 Days trial$4.991 Year
- Moono Pro lifetime$9.99
Spendra
- Spendra Pro Monthly$2.991 Month
- Spendra Pro Annual$19.991 Year
- Small Tip$0.99
- Medium Tip$2.99
- Large Tip$4.99
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- Spendra Pro Lifetime$49.99









