Comparison

EXCH Mobile vs CGR CU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EXCH Mobile

Consolidate all your financial accounts into one secure platform. Manage transactions, set alerts, make payments, and deposit checks with ease. This app empowers you to take control of your finances from anywhere.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • View monthly statements
Features
Read full description

EXCH Mobile is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with EXCH Mobile: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the EXCH Mobile app, you must be enrolled as a EXCH Mobile digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

About

CGR CU

Manage your finances conveniently from your mobile device. Check balances, view transaction history, transfer funds, pay bills, and deposit checks securely. Stay on top of your accounts anytime, anywhere.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Pay bills and loans
  • Deposit checks remotely
  • Secure messaging with bank
Read full description

CGR CU's Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - View Statements - Transfer Funds - Scheduled Transfers - Pay Bills - Pay Loans - Deposit Checks - Secure Messaging

Screenshots

EXCH Mobile4 screens
CGR CU4 screens

Verdict

The call

The clearest difference is rating: EXCH Mobile at 4.9 against CGR CU's 4.0. EXCH Mobile also leads on ratings volume (851 vs 6) and update cadence (monthly vs every 4 months). CGR CU's advantage is monetization model (free vs ad-supported) and iOS requirement (15.1 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

EXCH Mobile holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: EXCH Mobile has 851 ratings behind it against 6, so its average is the more settled of the two.

UpkeepUpdate frequency

EXCH Mobile ships an update monthly, CGR CU every 4 months. The most recent releases landed on September 22, 2026 and June 1, 2026 respectively.

Scorecard5 real differences · 5 level
EXCH Mobile versus CGR CU: the parameters behind the verdict, then further details
ParameterEXCH MobileCGR CU
PriceFreeFree
Rating4.9 (851 ratings) — better4.0 (6 ratings)
Positive reviews87.5% of reviews—
Number of ratings851 — better6
Update frequencyMonthly — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.415.1 — better
Further details — not scored
Size179 MB71 MB
Age rating4+4+
DeveloperExchange Bank (GA)CGR Credit Union

Customer experience

EXCH Mobile

All ratings851 ratings
Positive97.8%
Neutral1.1%
Negative1.2%
Written reviews8 reviews
Positive87.5%
Neutral0.0%
Negative12.5%

CGR CU

All ratings6 ratings
Positive66.7%
Neutral16.7%
Negative16.7%

In-app purchases

None

EXCH Mobile

No in-app purchases

None

CGR CU

No in-app purchases

Questions

Is EXCH Mobile free?
EXCH Mobile is free to download, with no in-app purchases.
Is CGR CU free?
CGR CU is free to download, with no in-app purchases.
Which has better reviews, EXCH Mobile or CGR CU?
EXCH Mobile is rated higher. EXCH Mobile averages 4.9 out of 5 from 851 ratings, while CGR CU averages 4.0 from 6 ratings.
Do EXCH Mobile or CGR CU have ads?
Neither EXCH Mobile nor CGR CU shows ads.
Which is updated more often, EXCH Mobile or CGR CU?
EXCH Mobile ships an update monthly, and CGR CU every 4 months. Most recently, EXCH Mobile was updated on September 22, 2026 and CGR CU on June 1, 2026.

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