EXCH Mobile vs CGR CU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EXCH Mobile
Consolidate all your financial accounts into one secure platform. Manage transactions, set alerts, make payments, and deposit checks with ease. This app empowers you to take control of your finances from anywhere.
- Aggregate financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- Debit card management
- View monthly statements
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EXCH Mobile is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with EXCH Mobile: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the EXCH Mobile app, you must be enrolled as a EXCH Mobile digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
CGR CU
Manage your finances conveniently from your mobile device. Check balances, view transaction history, transfer funds, pay bills, and deposit checks securely. Stay on top of your accounts anytime, anywhere.
- Check account balances
- View transaction history
- Transfer funds between accounts
- Pay bills and loans
- Deposit checks remotely
- Secure messaging with bank
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CGR CU's Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - View Statements - Transfer Funds - Scheduled Transfers - Pay Bills - Pay Loans - Deposit Checks - Secure Messaging
Screenshots
Verdict
The clearest difference is rating: EXCH Mobile at 4.9 against CGR CU's 4.0. EXCH Mobile also leads on ratings volume (851 vs 6) and update cadence (monthly vs every 4 months). CGR CU's advantage is monetization model (free vs ad-supported) and iOS requirement (15.1 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
EXCH Mobile holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: EXCH Mobile has 851 ratings behind it against 6, so its average is the more settled of the two.
EXCH Mobile ships an update monthly, CGR CU every 4 months. The most recent releases landed on September 22, 2026 and June 1, 2026 respectively.
| Parameter | EXCH Mobile | CGR CU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (851 ratings) — better | 4.0 (6 ratings) |
| Positive reviews | 87.5% of reviews | — |
| Number of ratings | 851 — better | 6 |
| Update frequency | Monthly — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 179 MB | 71 MB |
| Age rating | 4+ | 4+ |
| Developer | Exchange Bank (GA) | CGR Credit Union |
Customer experience
EXCH Mobile
CGR CU
In-app purchases
EXCH Mobile
No in-app purchases
CGR CU
No in-app purchases
Questions
Is EXCH Mobile free?
Is CGR CU free?
Which has better reviews, EXCH Mobile or CGR CU?
Do EXCH Mobile or CGR CU have ads?
Which is updated more often, EXCH Mobile or CGR CU?
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