Comparison

Pay+ vs Thawani Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay+

Send money internationally and locally with zero transaction fees. Supports bank transfers, cash pickup, and wallet-to-wallet transfers. Easily pay bills and recharge mobile plans.

Highlights
  • International money remittance
  • Zero transaction fees
  • Multiple payment modes
  • Local money transfers
  • Mobile recharge and bill payment
  • QR code payments
Features
Read full description

Pay+ introduces a new international remittance service in partnership with moneygram You can now send money to over 40 destinations worldwide, quickly and securely, and with ZERO transcation fees Send money to over 40 destinations, using 3 different modes of payment 1. Bank Account Transfer 2. Cash pickup (at local moneygram agent ) 3. Wallet to wallet transfer We strive to bring you the best experience Pay+ , your mobile your wallet Easy Registration & Use Register through the app through few simple steps Your mobile wallet is immediately ready for use. Add money to your wallet online using any local bank’s debit card or through Ooredoo stores, free of charge. Scan & Pay Scan QR codes at nearby stores/shops for simple and quick payments. Service is accepted at most restaurants, cafes, petrol stations, etc. Instant Foreign Money Transfer Send money any time to any bank in India from your Pay+ wallet The beneficiary gets the money instantly Local Money Transfer Send money instantly to other Pay+ wallets or any other wallet in Oman. Send money instantly to anyone in Oman using his/her Mobile number, Alias or QR Code Transfer money to any bank account in Oman Mobile Recharge and Bill Payment Instant recharge and postpaid bill payment for telecom operators in Oman: Ooredoo, Omantel and FRiENDi

About

Thawani Pay

This app offers a secure and convenient way to make and receive payments using your mobile phone. Merchants can easily accept payments via QR codes or mobile invoices, and integration options are available for existing billing systems.

Highlights
  • Mobile payment solutions
  • QR code payments
  • Mobile invoice generation
  • Integration with billing/ERP systems
  • Secure payment environment
  • Compliance with PCI-DSS and PA-DSS
Read full description

Thawani Pay is Oman’s leading fintech and the first non-bank payment service provider licensed by the Central Bank of Oman. We are also the first fintech in Oman to secure a Visa license to issue credit cards a national milestone. With Thawani Pay, you can manage your daily financial needs through a secure, intuitive, and fully digital experience: • Bill Payments – Pay utilities and services quickly and securely. • QR Pay / Merchant Payments – Make instant payments at partner merchants. • Send Money (Local Transfers) – Transfer funds seamlessly within Oman. • International Remittance – Send money abroad with ease. • Insurance – Access digital insurance services. • Microfinance – Manage microfinance solutions directly in-app. • Mojab Cards – Activate and use Mojab prepaid cards. • Thawani Store – Explore curated digital products. Enjoy a trusted, compliant, and user-friendly platform designed to simplify your financial journey.

Screenshots

Pay+4 screens
Thawani Pay4 screens

Verdict

The call

The clearest difference is rating: Thawani Pay at 3.5 against Pay+'s 2.8. Thawani Pay also leads on review sentiment (44% vs 11%) and update cadence (every 2 weeks vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Thawani Pay holds the better App Store score, 3.5 against 2.8. Both are backed by a comparable volume of ratings — 20 and 43 respectively. Written reviews point the same way: 11% of Pay+'s written reviews are positive against 44% of Thawani Pay's.

UpkeepUpdate frequency

Pay+ ships an update every 3 months, Thawani Pay every 2 weeks. The most recent releases landed on September 8, 2026 and September 24, 2026 respectively.

Scorecard3 real differences · 7 level
Pay+ versus Thawani Pay: the parameters behind the verdict, then further details
ParameterPay+Thawani Pay
PriceFreeFree
Rating2.8 (20 ratings)3.5 (43 ratings) — better
Positive reviews11.1% of reviews44.4% of reviews — better
Number of ratings2043 — better
Update frequencyEvery 3 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.6
Further details — not scored
Size135 MB149 MB
Age rating4+17+
DeveloperNational Bank of Oman SAOGThawani Technologies LLC

Customer experience

Pay+

All ratings20 ratings
Positive45.0%
Neutral0.0%
Negative55.0%
Written reviews9 reviews
Positive11.1%
Neutral0.0%
Negative88.9%

Thawani Pay

All ratings43 ratings
Positive62.8%
Neutral2.3%
Negative34.9%
Written reviews9 reviews
Positive44.4%
Neutral0.0%
Negative55.6%

In-app purchases

None

Pay+

No in-app purchases

None

Thawani Pay

No in-app purchases

Questions

Is Pay+ free?
Pay+ is free to download, with no in-app purchases.
Is Thawani Pay free?
Thawani Pay is free to download, with no in-app purchases.
Which has better reviews, Pay+ or Thawani Pay?
Thawani Pay is rated higher. Pay+ averages 2.8 out of 5 from 20 ratings, while Thawani Pay averages 3.5 from 43 ratings.
Do Pay+ or Thawani Pay have ads?
Neither Pay+ nor Thawani Pay shows ads.
Which is updated more often, Pay+ or Thawani Pay?
Pay+ ships an update every 3 months, and Thawani Pay every 2 weeks. Most recently, Pay+ was updated on September 8, 2026 and Thawani Pay on September 24, 2026.

Other comparisons