Cenlar Mobile™ vs READYSAVE 529

Cenlar Mobile™ Manage your mortgage on the go. Description and benefits: Cenlar Mobile™ , a convenient and secure way to manage your home loan right from your phone. Easily make a payment, check account balance, see when taxes were paid, view a statement or sign up for automatic payments. The new app has functionality similar to the website. Use our calculators to determine how to save interest and pay off your mortgage sooner. What you can do on Cenlar Mobile™ : • Stay current on your mortgage details and outstanding balance • Make a payment and view payment status • Enroll in AutoPay and view scheduled payments on your mortgage • Calculate changes to PMI based on projected changes to your loan • View details on escrow, taxes and insurance • Calculate the impact of making additional payments on interest cost savings and earlier loan pay off • View the Learning Center to see frequently asked topics and questions How to access: • Complete the secure registration on Cenlar Mobile™ if you have not previously registered on our app or website • Use thumbprint or facial recognition for subsequent login We are listening and will continue to make improvements. Here’s What’s New – o Redesigned and more intuitive user experience o Enhancements to the Payment History screen to display reversed payments o Enhanced messaging for when the app is down for maintenance o Ability to display full loan number o Ability to submit a secure message with one attachment (PDF, PNG, JPEG) Please note you will need [iOS version 13.0] or greater.

Manage your education savings plan account anywhere, anytime with the READYSAVE 529 mobile app. The app makes it easier than ever to: • Securely access your 529 plan account • Check your account balance, transaction history, and investment allocations • Add money to your balance as a one-time or recurring contribution • See how your savings stack up to others in your plan • Easily invite friends and family to help give your savings a boost • NEW (starting July 2025)– Take money out of your 529 account to pay for education expenses by sending payment directly to a school or university, or to a selected bank Participants in the following 529 programs can use the READYSAVE 529 mobile app to access their account: • Alaska 529* • Achieve Montana + • Arkansas Brighter Future 529 Plan* + • Bright Start 529 College Savings Plan (Illinois)* + • CollegeBound Saver (Rhode Island) + • Indiana529 Direct Savings Plan + • CollegeInvest (Colorado)* + • ISave 529 (Iowa)* + • College SAVE (North Dakota) + • DC College Savings Plan* + • The Education Plan (New Mexico)* + • Edvest College Savings Plan (Wisconsin)* + • HI529 – Hawaii’s College Savings Program* + • IDeal – Idaho College Savings Program* + • KY Saves 529* + • Learning Quest 529 Education Savings Program (Kansas)* • Maryland 529* + • Michigan Education Savings Program* + • Minnesota College Savings Plan* + • MOST – Missouri’s 529 Education Plan* + • NJBEST – (New Jersey) + • NY’s 529 College Savings Program + • Ohio’s 529 College Advantage* + • Oklahoma 529 College Savings Plan* + • PA 529 Investment Plan* + • Path2College 529 Plan (Georgia)* + • ScholarShare 529 (California) + • SMART529 (West Virginia) + • SMART529 Select (West Virginia) + • Future Path 529 Plan (Nevada)* + • T. Rowe Price College Savings Plan* + • TNStars* + * Denotes that users can enroll in the plan directly from the app + Denotes that users can withdraw money from their account to pay for education expenses