Cenlar Mobile™ User Reviews

Customer Experience

Positive experience44.9% of reviews
Neutral8.5% of reviews
Negative experience46.6% of reviews

~ Based on 118 written reviews from the US App Store.

What users say

Is Cenlar Mobile™ Safe?

Cenlar Mobile™ appears safe based on user ratings. AppsHunter Safety Score for Cenlar Mobile™ is 98/100.

This assessment is based on 16,232 user ratings, with an App Store average of 4.9/5.

Safety Analysis

97.0% of ratings point to a safe experience
1.3% of ratings suggest some concerns
1.7% of ratings point to a risky experience

~ Based on 16,232 App Store ratings for Cenlar Mobile™.

Is Cenlar Mobile™ Legit?

Cenlar Mobile™ appears to be a legitimate app. AppsHunter Legitimacy Score for Cenlar Mobile™ is 83/100.

Based on 83 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Cenlar

is number one, the best and easiest ever to work with

Terrible Customer service

Terrible and inaccessible for any kind of question. Late responses.

The Best

Very nice

Easy to make payments

It is very easy to make additional principal payments online!

Okay, Not Stellar

The app is okay but has rough edges: (1) FaceID takes an extra click to activate, (2) mortgage totals update in some places but not others,(3) statement location buried. It feels like the development team doesn’t use the app.

Payments

Partial payments not allowed
That should be enabled

STOP!!

Resetting my password and turning off my faceid. What is the point of this app if you keep locking me out? My devices are updated with the latest software.

Feb 24, 2026
What a pointless app! Agent on the phone says to send a message for requests and the app will time out and log you out so your message is lost and doesn’t get sent. I tried 3 times.
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Bill Pay

Easy to use and manage my account

Inconsistent

FaceID registration gets randomly lost

App is not user friendly

It’s difficult to find details on escrow payments and the escrow analysis document that’s run annually.

24/7

Needs 24/7 access

Worst Mortgage Company Ever

The people who answer the phones for Cenlar have consistently provided incorrect information on taxes and interest rates. Each time I’ve called (for the same issue) the sound quality on their end is trash, you can barely understand what they’re saying. They like to send bogus offers to lower your rate, with no intention of honoring the offers. Each time I call, they ask the same questions repeatedly and don’t listen to the what the customer is actually saying. They bounce you around from one department to another. This company is being reported to BBB.org for their business practices.
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Libbe

Great app tto pay off mortgage

Not able to login.

Some issue on the backend system is preventing login.

Absolutely Awful Onboarding

I just had my home loan transferred, not by my choice. Getting set up was excruciating. The Cenlar app doesn’t allow paste or autofill from a password app. It required authentication of the same information multiple times after entering info on previously filled out fields. I’m finally in the app. Here’s hoping that the rest of the app works.
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Easy to use

I like that it has all the info I need to make my loan clear to me and stay on top of my payments and history.

Tuyệt vời

Nhanh gọn lẹ bất cứ lúc nào

Inconvenient

After using the app for 5 years every month to make my mortgage payment I have to verify my checking account information. No explanation. Just a hassle.

New Loan ?

So far so good Oncall and setting up.

Needs overhauled

Very clunky and usually have to try and submit payments a few times before it takes. Alerts do not clear and show all the time.