Mercury | Bank Differently vs Slush
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mercury | Bank Differently
This app offers business and personal banking solutions designed for entrepreneurs and ambitious individuals. It provides features like payment options, credit cards, expense management, invoicing, and AI-powered financial assistance. Access high-yield savings and unlimited USD wires with an annual subscription.
- Business and personal accounts
- Free payment options
- Credit cards
- Expense management
- Invoicing and bill pay
- AI financial assistant
- High-yield savings accounts
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Mercury offers radically different banking* designed to optimize your business and personal finances. Mercury business banking comes complete with free payment options, credit cards,** expense management, invoicing, bill pay, accounting automations, and more. All in one place, all entirely online. Plus, Command – built-in Al that handles financial work for you. Loved by over 300K entrepreneurs, Mercury for business enables companies to handle their financial work like seasoned pros, so they can be sure every dollar is doing exactly what it should. Plus, you can access up to $5M in FDIC coverage* through our partner banks and their sweep networks. Mercury Personal* is designed to help ambitious people level up their personal finances with the same great Ul and powerful features. It comes loaded with high-yield savings accounts, unlimited USD wires, a joint account, and more -all for one annual subscription fee of $240. *Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. FDIC deposit insurance covers the failure of an insured bank. Deposits in checking and savings accounts are FDIC-insured through Choice Financial Group and Column N.A. and their Sweep Program Network Banks. Certain conditions must be satisfied for pass-through FDIC insurance to apply. Learn more at mercury.com. **The IO Card is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated.
Slush
Easily get reimbursed for group expenses without awkward reminders or clutter. Simply enter the amount, split it, and share a link or QR code for instant payment. No signups or app downloads are needed for others to pay you back.
- Instant group payback
- Pseudo-user splits
- Shareable link or QR code
- No app downloads required for payers
- Fast and simple expense splitting
- Multiple payment integrations
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The app for people who front the bill—and expect results. Slush is the fastest way to get paid back after covering a group expense. Whether it’s dinner with friends, concert tickets, groceries, or just ordering in—Slush lets you collect without the awkward reminders, without the group chat clutter, and without anyone needing to download another app. Just open Slush, enter the amount you fronted, split it how you want, and send a link or QR code. The others pick who they are and pay you instantly. No signups. No account links. No waiting. Why Slush? • Instant group payback via Venmo, Cashapp, and more! • Pseudo-user splits: no need to tag anyone • Share a link or QR—clean and simple • No app downloads or logins required to get paid back • Designed for speed, elegance, and total control Whether you're a planner, a host, or just the one who handles things—Slush makes getting paid back feel like it should: fast, quiet, done.
Screenshots
Verdict
The clearest difference is rating: Mercury | Bank Differently at 4.9 against Slush's 4.5. Mercury | Bank Differently also leads on ratings volume (14K vs 8) and update cadence (weekly vs every 3 weeks). Slush's advantage is monetization model (free vs free with in-app purchases) and review sentiment (75% vs 64%). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mercury | Bank Differently holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: Mercury | Bank Differently has 14K ratings behind it against 8, so its average is the more settled of the two. Written reviews complicate that: 64% of Mercury | Bank Differently's written reviews are positive against 75% of Slush's, so the app with the better star average is not the one people write more warmly about.
Mercury | Bank Differently ships an update weekly, Slush every 3 weeks. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.
| Parameter | Mercury | Bank Differently | Slush |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (14K ratings) — better | 4.5 (8 ratings) |
| Positive reviews | 63.7% of reviews | 75.0% of reviews — better |
| Number of ratings | 14K — better | 8 |
| Update frequency | Weekly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 144 MB | 51 MB |
| Age rating | 4+ | 9+ |
| Developer | Mercury Technologies, Inc. | Slush LLC (Chicago) |
Customer experience
Mercury | Bank Differently
Slush
Bugs and requests
Mercury | Bank Differently
Reported bugs
4 issues- Debit cards randomly stop working
- Verification process often fails without explanation
- Funds get held up between linked accounts
- Inability to link external bank accounts
Requested features
5 requests- Add phone support and live chat
- Reduce check deposit time
- Increase transfer limits
- Implement dark mode and customizable themes
- Provide more detailed account and transaction information
Slush
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Mercury | Bank Differently
No in-app purchases
Slush
No in-app purchases
Questions
Is Mercury | Bank Differently free?
Is Slush free?
Which has better reviews, Mercury | Bank Differently or Slush?
Do Mercury | Bank Differently or Slush have ads?
Which is updated more often, Mercury | Bank Differently or Slush?
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