Mercury | Bank Differently vs Deep Simplicity Core

Mercury offers radically different banking* designed to optimize your business and personal finances. Mercury business banking comes complete with free payment options, credit cards,** expense management, invoicing, bill pay, accounting automations, and more. All in one place, all entirely online. Plus, Command – built-in Al that handles financial work for you. Loved by over 300K entrepreneurs, Mercury for business enables companies to handle their financial work like seasoned pros, so they can be sure every dollar is doing exactly what it should. Plus, you can access up to $5M in FDIC coverage* through our partner banks and their sweep networks. Mercury Personal* is designed to help ambitious people level up their personal finances with the same great Ul and powerful features. It comes loaded with high-yield savings accounts, unlimited USD wires, a joint account, and more -all for one annual subscription fee of $240. *Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. FDIC deposit insurance covers the failure of an insured bank. Deposits in checking and savings accounts are FDIC-insured through Choice Financial Group and Column N.A. and their Sweep Program Network Banks. Certain conditions must be satisfied for pass-through FDIC insurance to apply. Learn more at mercury.com. **The IO Card is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated.

Most bad decisions begin with an assumption we forgot to question. Deep Simplicity Core helps you think from a different angle: What could go wrong? What am I missing? What would change my mind? Built for real life not just finance Core combines a personal AI conversation space with inversion, decision journals, document research, and practical tools that help you move from thinking to action. **INVERT THE PROBLEM** - Explore relationships, work, habits, money, learning, business, and everyday dilemmas. - Look for preventable mistakes and hidden assumptions before making a choice. - Separate what happened from what you think it means. - Consider trade-offs, contrary evidence, and a practical next step. **YOUR PRIVATE THINKING WORKSPACE** - Ask Oracle a question and continue with follow-ups. - Choose Beginner explanations or go deeper with Pro. - Reopen saved conversations and decision worksheets. - Use Invert It to record the goal, risks, evidence, and next action. - Revisit a decision later and note what actually happened. **RESEARCH WITH THE SOURCE NEARBY** - Import PDFs, scan documents, and access available company 10-K filings. - Explore summaries, business overviews, risk reviews, management analysis, and research memos. - Find relevant passages and keep your interpretation alongside the evidence. - Compare saved filings and organize notes for future reference. **NUMBERS YOU CAN CHECK** - Calculate cash runway, profit margins, growth, and cash flow from the inputs you provide. - Explore illustrative discounted cash flow and scenario analyses. - Use structured visuals to make complex trade-offs easier to examine. **MADE FOR THE WAY YOU THINK** - Local AI and native tools support many everyday tasks. - Optional online research tools are available when you choose to use them. - Keep conversations, reflections, and research organized on your device. - Enjoy flexible appearance settings, accessible layouts, and optional feedback sounds and haptics. Core is more than a place to ask questions. It is a place to challenge your first answer, check the evidence, and make a more considered decision. AI can make mistakes. Financial tools depend on your inputs, and some research features use external services. Verify important claims and make the final decision yourself.