Comparison

Expenses vs Nickel

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expenses

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

Highlights
  • Expense and income tracking
  • Multi-currency support with auto exchange rates
  • Customizable categories
  • Spending trend analysis
  • Real-time sheet sharing
  • Private by design, no account needed
  • Data import/export (CSV)
Features
Read full description

Track your spending with Expenses Expenses focuses on what matters: tracking your money simply and privately. Log expenses and income in any currency, scan receipts to enter details faster, organize spending by category and merchant, and understand your habits with intuitive stats and spending trends. With iCloud, your data stays in sync across iPhone, iPad, Mac, and Apple Vision Pro. You can also share a sheet with others to manage expenses together seamlessly. • Featured by Apple on the App Store • Used by people in 100+ countries Start effortlessly There is no learning curve and no account to create. Just open the app and start adding your expenses or income in seconds. When you travel, you can add expenses in different currencies. Exchange rates update automatically for major currencies, and you can set custom rates whenever you need. Scan receipts faster Capture receipts and turn them into expense entries with less manual typing. Expenses helps you keep accurate records while staying focused on your spending, not data entry. Organize with categories and merchants Create and customize categories that fit your life, then track where your money goes by merchant. Whether you want to review grocery trips, subscriptions, restaurants, or travel costs, merchant support makes your spending easier to understand. Discover where your money really goes See the bigger picture with visual trends over time and detailed breakdowns by category and merchant. Turn your spending data into actionable insights that help you make smarter financial decisions. Share and collaborate Planning a trip? Managing a household? Invite others to share a sheet and track expenses together in real time. Privacy built in Expenses is private by design. No sign-ups and no personal data collection. Your information stays on your device or in iCloud, always under your control. Import and export your data You can export your expenses as a CSV file anytime for backup or further analysis. Expenses also supports importing existing data from CSV, making it easy to migrate from other tools or bring in previous records. Designed for everyone Expenses works beautifully on iPhone, iPad, Mac, and Apple Vision Pro with: • Dark Mode for comfortable viewing • Widgets for quick expense entry • Shortcuts automation support • Full accessibility features • Instant sync across all your devices Download Expenses today and see where your money goes. Terms and Conditions: https://bluecometlabs.com/terms/ Privacy Policy: https://bluecometlabs.com/privacy/ Contact: https://expenses.cash/contact/

About

Nickel

Features
Read full description

Nickel is a private expense tracker. No bank login, no account, no cloud. You log what you spend, or photograph the receipt and let Nickel read it, and every number stays on your phone. FAST TO LOG - Amount, category, date and a note in a couple of taps - Scan a receipt and Nickel reads the merchant, the total and the date on your device - Ask Siri to log a spend without opening the app - A widget, a Lock Screen glance and two Control Center buttons for the times you are already holding your phone BUDGETS THAT SAY SOMETHING - A monthly limit per category, with a live burn rate rather than a total after the fact - A Live Activity in the last week of the month, so the budget is on the Lock Screen while it matters - Insights written as sentences: what you are over on, what you are on pace for, what changed since last month THE MONTH AHEAD, ALREADY COUNTED - Nickel finds the subscriptions and bills hiding in your own history - Put one on the calendar and it logs itself on the day, or reminds you and waits for a tap - See what next month is committed to before it starts BRING YOUR HISTORY WITH YOU - Import a CSV statement from your bank or card. You export it, you hand it over, nothing connects to anyone - Export a spreadsheet any time, or a clean PDF statement with Pro ON A BIGGER SCREEN On iPad, Nickel opens into two columns: your months down the left and the month you picked on the right, with the budgets and the category breakdown beside them. PRIVATE BY DESIGN Everything lives on your device. No account, no sign-up, no tracking, no ads, and no connection to your bank, ever. NICKEL PRO Unlimited receipt scans, unlimited budgets, your full history, custom categories, CSV import and PDF statements. Start with a 7-day free trial, then $2.99 per month or $19.99 per year. There is also a one-time purchase if you would rather not rent it. Payment is charged to your Apple Account at confirmation of purchase. A subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in your Apple Account settings. Privacy Policy: https://legal.unreel.ae/privacy/nickel.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Expenses4 screens
Nickel4 screens

Verdict

The call

The clearest difference is device support: Expenses at 4 against Nickel's 2. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expenses sells 3 in-app purchases, starting at $1.99 per month and Nickel sells 1 in-app purchase, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expenses ships an update every 5 days, Nickel every 4 days. The most recent releases landed on October 20, 2026 and October 11, 2026 respectively.

Scorecard1 real difference · 9 level
Expenses versus Nickel: the parameters behind the verdict, then further details
ParameterExpensesNickel
PriceFreeFree
Rating4.8 (1.8K ratings) — better—
Positive reviews86.8% of reviews—
Number of ratings1.8K — better—
Update frequencyEvery 5 daysEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Mac, Vision Pro — betteriPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size70 MB5 MB
Age rating4+4+
DeveloperBLUE COMET LABS LLCAndrii Zakharov

Bugs and requests

Expenses

Reported bugs

4 issues
  • Syncing issues between devices
  • Disappearing transaction data after updates
  • Inconsistent balance display
  • Unresponsive UI elements

Requested features

5 requests
  • Ability to create folders/groups for sheets
  • Option to view combined stats across sheets
  • Recurring expense/income tracking
  • Improved sorting and filtering of transactions
  • Budget comparison and forecasting tools

Nickel

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Expenses

Subscriptions2
  • Expenses Pro - Monthly$1.991 Month
  • Expenses Pro - Yearly$14.991 Year
One-time1
  • Expenses Pro - Lifetime$39.99
1 purchases

Nickel

Subscriptions1
  • Cashflow Pro3 Days trial$2.991 Month

Questions

Is Expenses free?
Expenses is free to download, with in-app purchases available.
Is Nickel free?
Nickel is free to download, with in-app purchases available.
Do Expenses or Nickel have ads?
Neither Expenses nor Nickel shows ads.
Which is updated more often, Expenses or Nickel?
Expenses ships an update every 5 days, and Nickel every 4 days. Most recently, Expenses was updated on October 20, 2026 and Nickel on October 11, 2026.

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